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Pavan Agarwal is a seasoned investor, entrepreneur, and banker who has been revolutionizing the dichotomous real estate and financial market by engineering exciting new Ai technologies.

Pavan has a unique set of skills and experience in that, as a child while he wrote his first Ai program in 1985, he was also helping the family build their real estate portfolio and eventually helped grow the mortgage business founded by his father, the late Hari Agarwal, to a multi-billion-dollar national mortgage lender and servicer.

As a first-generation immigrant, Pavan knows what homeownership aspirations mean and how daunting the process can be - from finding a house to call home to being able to obtain financing at an affordable rate. This is why, as he grew Sun West Mortgage to serve consumers across the country, he continuously engineered the underlying operations and invested in technology to reduce costs, improve efficiency, and deliver a better customer experience. 

In Angel Ai - the world’s first fintech Ai companion - Pavan has successfully shown how he has neutralized complex, discriminatory, and convoluted traditional business processes which are pervasive throughout financial services. Today, Pavan is leading the industry by breaking down the barriers to homeownership, through simplicity, fairness, and empathy.

With Angel Ai’s TRU Approval®, Pavan walks the talk, as his mortgage company, Sun West, fully warrants the decisions delivered by Angel Ai. And, this exciting Ai technology is available to everyone without exception - Realtors®, mortgage brokers, the competition, and most importantly, the consumer.

Over the last four decades, the real estate and financial markets have experienced some major crises. However, Pavan has not only steered Sun West through these challenging markets but has continued to help homeowners realize their dreams while delivering value to his shareholders.

Pavan lives for his family. He is proud of his wife, Preeti, who is his rock and serves as the Vice-President of Marketing. During his leisure time, you will find him snowboarding around black diamond peaks, riding the neighborhood bike trail, or playing tag and goofing off with his kids.

Pavan has been featured on Forbes, Fortune, Bloomberg, Yahoo, and Fox Business and was nominated for the national philanthropy award in 2022 for his work with The Autism Community in Action (TACA).

His life's mission is to create a pathway for all Americans to realize their financial goals and live their American dream.

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