Is taking a break from regular payments on your mortgage, credit card or a loan for example a good way to help you through financial difficulties?

Charmaine Cozier asks what you should consider before deferring regular payments and whether there are alternatives or long term consequences for your money.

We'd love to hear your questions, experiences and views so please e-mail [email protected] now.

On the panel are:

Sam Nurse, Money Advice Hub.

Presenter: Charmaine Cozier