Planning ahead is one of the most powerful tools a farmer has, especially when it comes to cash flow. In this episode of The Impact Farming Show, we're joined by Dave Gallant, Vice President, Finance and APP Operations with the Canadian Canola Growers Association, to break down how a cash advance can support farmers during planning season and as they head toward spring 2026.

Even though harvest is behind us and things feel quieter on the farm, financial decisions made now can have a major impact on the year ahead. Dave walks us through how the CCGA cash advance works, when farmers can access it, and how it can be used strategically to support both short term needs and long term planning.

This conversation is especially valuable for farmers thinking proactively about input costs, cash flow management, and transition planning.

What You'll Hear in This Episode

• What a cash advance from the Canadian Canola Growers Association is and how it works • When farmers typically take a cash advance and why it's not just a harvest time tool • How cash advances are used during the quieter months after harvest • The role a cash advance can play in planning for the upcoming growing season • How cash advances support cash flow before spring fieldwork begins • What young and transitioning farmers should understand about managing cash flow early in their careers • Whether a cash advance works equally well for different farm sizes and stages • How to connect with CCGA to learn more or start an application

Why This Matters

Cash flow planning isn't just about surviving the season, it's about creating stability, flexibility, and opportunity in your farm business. Understanding tools like cash advances can help reduce financial stress, support smarter decision making, and set your operation up for success long before the first seed goes into the ground.

Thanks for tuning in,

Tracy

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SHOW RESOURCES

To find out more about cash advances or to start an application, visit the Canadian Canola Growers Association and explore their Advance Payments Program options. https://www.ccga.ca

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