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Paul and Debbie didn't start investing in property as high-income earners. But even with budget constraints, they found that achieving their longterm goals is indeed possible with a good strategy and the determination to stick to it.

If you're are at a stage in your life where you're seeing obstacles in finances and are unsure how to take the first step, this episode is for you. Tune in to discover Debbie's findings on how to create your own opportunities wherever you are on the income spectrum.

Check out the video here:https://youtu.be/7foIcWbSH7E

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For topic suggestions, please email [email protected] and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Grab your trusty pen and a piece of paper as we give you the brainstorming essentials for every property investor. Watch the video here for the full lesson: https://youtu.be/9qFSzxLlID0

Debbie simplifies the math of some of the most important concepts such as loan-to-value rations, gross yields, net yield, pretax cashflow, market rent and market value.  

Subscribe to the podcast!

For topic suggestions, please email [email protected] and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Will my exisiting health insurance provide coverage in case I get Covid-19? With job losses happening everywhere in NZ, will income protection insurance give me a safety net when my company shuts down? Are the insurance add-ons that I buy in banks enough to protect myself and my assets?

Gregor Mansfield of MiTeam Mortgages and Insurance  joins Debbie today to debunk misinformation circulating around Covid-19 and insurance. Be prepared as we provide you with details vital to your financial wellbeing and safety in these unpredictable times.

If you would like to consult with your current insurance needs, you may contact MiTeam:
Phone:0800 882299
Email: [email protected]
Website: www.miteam.co.nz

Please click on this link to view the visual references to this podcast: https://youtu.be/LLr4yvoLDMM

Subscribe to the podcast!

For topic suggestions, please email [email protected] and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Scientists explain that acquiring new objects trigger the reward system in our brains. This is why unboxing the latest gadgets, lying on fresh sheets or buying your very first property all bring in a feeling of exhilaration.

Human as we are, however, this instinctive desire has long been hacked by agents and developers to drive people to make purchases which may not necessarily be for their best interest. In this episode, we talk about the difference between newly built property and existing ones when it comes to opportunities and potential challenges and what you can do to take emotional buying out of the equation.

Please click on this link to view the visual references to this podcast: https://youtu.be/n2X_nt2KN-k

Subscribe to the podcast.!

For topic suggestions, please email [email protected] and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn:

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

It was not too long ago when Dr. Ashley Bloomfield said that the resurgence of Covid-19 was not a matter of "if" but "when". What had sounded like a grim reminder of the unpredictable nature of the virus became a reality soon after when community transmission was detected in NZ.

This session with Debbie sets the facts straight on how the second lockdown is affecting the Property Market and what  you can do, regardless if you're a first home buyer or an investor.

Please click on this link to view the visual references to this podcast: https://youtu.be/JBQNivQwJ5I

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email [email protected] and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.
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Property Apprentice will be hosting a BRAND NEW EVENT for everyone. Subscribe our social media channels to get updates:
FB: https://www.facebook.com/PropertyApprentice/
IG: https://www.instagram.com/propertyapprenticenz/
LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

We get down to the nitty gritty of the amendments on the Residential Tenancy Act and discuss what it means for landlords and tenants everywhere in NZ.

Many of the changes cited are quite reasonable especially those that protect renters' from abuse from their own households and by rogue landlords but a number of the other provisions under the RTA also leave well-meaning landlords very prone to difficult circumstances.

Our discussion aims to take ground the public's expectations of the government policy as well as assist landlords in adjusting to the drastic alterations ahead.

Please click on this link to view the visual references to this podcast: https://youtu.be/2TaC8tE5vYo

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email [email protected] and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Humans are creatures of habit. As proof of our preference for routine, generations have thrived on folklore as an attempt to explain how the world works. And while stories keep our sense of wonder alive, they're not the most credible reference when investing in property.

Today, we discuss traditional beliefs about capital growth, debt structuring and other concepts while taking apart the truth from the myths surrounding the housing market.

Please click on this link to view the visual references to this podcast: https://youtu.be/Lz_-oN7B670

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email [email protected] and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

A listener asked us if there is such a thing as luck in investing and whether there is a universal formula to guarantee a winning streak when it comes to dealing with property.

Luck, (that random positive encounter with chance) plays little to no contribution to good investing outcomes and that universal formula used by successful investors everywhere is just a two-part recipe: knowledge and hard work.

In this episode, we're here to give you a nudge to forget about that "get rich quick" scheme that you see circulating online and hand you doable, objective and proven principles to keep your grounded. Once you get the fundamentals right, distractions become easier to avoid.

Please click on this link to view the visual references to this podcast: https://www.youtube.com/watch?v=O9E8yaPvO_k

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email [email protected] and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Linda from MiTeam joins us in this episode to give clarity to your many inquiries about current lending rules and a forecast of what is yet to take place. 

Our discussion involves how the changes we are seeing with the banks affect those eager to send in their applications, those who are hopeful first home buyers and property investors looking to get more equity.

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email [email protected] and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Over the last 70 years, the World Bank has recorded four global recessions: 1975, 1982, 1991, and 2009. Of the four incidences, the 2009 Global Financial Crisis that was set off by a housing bubble may have been the most systematic and deeply felt decline in recent history (right before the Covid-19 pandemic). While it wounded many industries, it also paved the way for a more credit conscious society and urged financial institutions to create buffers.

This week, Property Apprentice discusses tried-and-tested measures to support your property investment journey even in the most uncertain times. We have included visual references in this video.

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email [email protected] and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.