Property Apprentice Podcast

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Are you aware of how well-positioned New Zealand property is on the world stage? While local headlines often focus on short-term challenges, sweeping new tax policies in Australia and the United Kingdom are quietly transforming the Kiwi property market into one of the most attractive, stable safe havens for capital growth in the world.

In this special bonus episode of NZ Property Insights, Paul Roberts delivers an eye-opening global comparison. Learn why aggressive new budget crackdowns across the Tasman and intense policy squeezes in the UK are leaving traditional overseas landlords scrambling—and why New Zealand’s steady growth, political stability, and high resale profitability mean local investors truly "don't know how lucky they are."

Michael Yardney's Update Click Here

Inside this episode, we break down:

• The Trans-Tasman Tax Shock: What the end of the 50% Capital Gains Tax discount and sudden limits on negative gearing mean for the Australian market.
• The UK Landlord Crackdown: How severe stamp duty changes, the elimination of mortgage interest deductions, and a 45% tax band push have triggered massive backlash in Britain.
• The Failed Policy Experiment: Market expert Michael Yardney’s crucial warning about why removing landlord incentives damages rental supply long-term.
• The New Zealand Advantage: Why steady GDP growth and fresh data proving that 88% of properties sold for a resounding profit make local real estate a premium destination for long-term wealth creation.

Don’t miss this global reality check. Tune in to discover how to stay ahead of the curve and make the global shifts work in your favor!

📅 Register for our next FREE Online Event: "How to Succeed With Property Investing"

👉 https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: www.propertyapprentice.co.nz

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is this the best time to buy in a decade? While the mainstream media fixates on a "landlord exit," the hard data reveals a rare, high-opportunity window that Paul and Debbie Roberts are calling the "Goldilocks Market."

In Episode 13, we cut through the negative noise to show you why New Zealand property is currently at its most affordable level in 10 years. With sales volumes hitting their highest peak since the 2021 boom—yet prices remaining remarkably stable—the power has shifted firmly into the hands of strategic buyers. Whether you are looking for your first home or your next high-yield investment, this is the blueprint for navigating a sustainable, measured market.

In this episode, we celebrate the positives:

• The Affordability Milestone: Why current house-price-to-income ratios make this the most accessible market in a decade.
• The Sales Surge: Unpacking the 7,853 sales in March—the highest volume in years—and what it means for market liquidity.
• Regional Superstars: Why the West Coast (+22.1%) and Southland (+17.9%) are leading the charge in capital growth.
• The $60 Million Success Story: How a new 297-unit development in Auckland proved the massive valuation gains available in the "Build-to-Rent" sector.
• DTI "Green Lights": Why new debt-to-income limits actually favour savvy investors and new-build strategies.

Don't wait for the headlines to turn positive—by then, the window will be closed. Learn how to use the current "Goldilocks" conditions to secure your financial future today.

Ready to navigate the market with strategy, not fear?

📅 Free Online Event: Learn to identify the next growth corridor before the crowd. Register here

💻 Website: www.propertyapprentice.co.nz

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Construction costs are undergoing a systemic reset. As material costs surge due to energy intensive kilns and smelters , investors must move from theory into action. 

In this episode, Debbie Roberts answers your burning questions: Should you cancel your build? Are fixed-price contracts safe?  We reveal the "Silver Lining" of lower wage inflation and why existing property stock is looking like a high-value bet for the risk-averse. 

Key Takeaways:

• Supply Chain Squeeze: Why importing costs from China are up 22%. 
• The 15% Rule: Why a 5% contingency buffer is dead.
• LVR/DTI Exemptions: The 6-month CCC window you need to watch.

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Free Online Event: Learn to identify the next growth corridor before the crowd. Register here: https://www.propertyapprentice.co.nz/auckland-events/

 💻 Website: https://www.propertyapprentice.co.nz/

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are sellers finally meeting the market? This week, Paul and Debbie Roberts dive into new data showing $54.7 million was cut from New Zealand asking prices in just three months. We look at why the "expectation gap" is closing and what that means for your next negotiation. 

We also tackle the rising hurdle of insurability—why "short memories" about flood risks are being replaced by a permanent shift in how banks and insurers view risk. Plus, find out why an Aussie influx is targeting New Zealand for both value and safety. 

Highlights:

• The $33k Average Drop: Breaking down the 1,647 properties that adjusted their prices. 
• Insurance "Future-Proofing": The critical IFSO ruling that places the cost of better rebuilding on you. 
• The Brisbane Comparison: Why NZ land is currently "really cheap" for Australian investors. 

Free Online Event: Learn to identify the next growth corridor before the crowd. Register here: https://www.propertyapprentice.co.nz/auckland-events/

 💻 Website: https://www.propertyapprentice.co.nz/

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Compared to the latest ANZ and CoreLogic forecasts, this 2026 Census data reveals a much more resilient NZ property market than the headlines suggest. While many are predicting a slow recovery, the ground-level data shows that intensified building is already opening massive doors for home ownership in key growth corridors.

In Episode 11 of NZ Property Insights, Paul and Debbie Roberts go behind the numbers to explain why "sideways" doesn't mean "stagnant" and how a major regulatory shift on April 16th just changed the game for New Zealand landlords.

PLEASE NOTE: If you downloaded this episode before 3:00 AM and hear the wrong audio, please delete the download and re-download to get the correct version!

We had a "tech gremlin" swap our files at launch, but the correct episode is now live. Thanks for your patience!

In this episode, we break down:

• The Census Revelation: Why intensified construction is the "secret weapon" helping Kiwis beat the home ownership bias and find new paths into the market.
• The 21.6% Market Floor: National property values remain 21.6% higher than March 2020. We discuss why this creates a solid foundation for your next move.
• Growth Corridors Revealed: We name the three specific areas—Penrose, Ruakura, and Wharewaka—where the housing mix is fundamentally shifting.
• The New Meth Rules (April 16): A massive win for landlord sanity! We unpack the shift to the 15-microgram threshold and the new 30-microgram "uninhabitable" limit.
• The $50,000 Compliance Trap: Learn the mandatory 7-day disclosure rule and how to protect yourself from heavy penalties.
• The Migration Factor: With net migration hitting 43,000 per year, we look at how population pressure is outperforming the Reserve Bank’s expectations.

Resource Links: 📅 Free Online Event: Learn to identify the next growth corridor before the crowd. Register here: https://www.propertyapprentice.co.nz/auckland-events/

 💻 Website: https://www.propertyapprentice.co.nz/

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Is the New Zealand property market "stuck," or is it quietly preparing for the next big shift? While global headlines are heavy with oil shocks and geopolitical tension, the ground-level data shows a market holding its nerve—and in some regions, completely shattering expectations.

In this episode of The Week in Review, Debbie Roberts reveals why "sideways" is actually a strategic accumulation window, how to navigate the bizarre new world of AI scams at the Tenancy Tribunal, and which NZ regions have already fully recovered to their 2021 peaks.

Inside this week’s breakdown:

• The Global Ripple Effect: We look at the "Fuel Storm" and Middle East conflicts. Is the uncertainty creating a "buyer’s standoff," or is it the perfect time to negotiate?
• The Regional Leaders: While Auckland waits, Christchurch and Southland are already back at record 2021 levels. We unpack why these regions are the "canaries in the coal mine" for a national recovery.
• AI Hallucinations at the Tribunal: A major warning for landlords! We expose the surge in AI-generated scams and 100-page "hallucinated" claims causing chaos at the Tenancy Tribunal.
• The April 1st Wealth Shift: The 80% interest deductibility return is here, plus a 20% accelerated depreciation boost for businesses. We show you how to turn these tax changes into immediate cash flow.
• The KiwiSaver Hardship Reality: With a record $49 million withdrawn in March, we issue a critical warning for anyone on benefits: don't let a hardship withdrawal disqualify your entitlements.
• CEO Mindset: Why the most successful investors treat a sideways market as a "building phase." Learn how to act as the CEO of your own financial future.

Resource Links: 📅 Free Online Masterclass: Learn the mechanics of building a portfolio that works regardless of the headlines. Register here: https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: www.propertyapprentice.co.nz

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Stay ahead of the NZ Property Market with this week's deep dive into the economic shifts affecting Property Investment NZ. While national headlines paint a cautionary picture of Real Estate New Zealand, the underlying data reveals a massive "Auckland Skew" and a unique window of opportunity for patient buyers.

In this episode of The Week in Review, Debbie Roberts breaks down the "Invisible Tax" hitting household budgets and why one major bank is now predicting three more interest rate hikes starting as early as July.

Key Insights This Week:

• The Invisible Petrol Tax: With petrol prices jumping nearly 19% in March, fuel spending skyrocketed by 17%. We discuss how this "budget reshuffle" is impacting the wider economy and your tenants' ability to handle rent increases.
• The 3-Hike Warning: ANZ has issued a bold prediction: three more OCR hikes could be coming. We unpack why the window to secure current rates is closing faster than most realize.
• The Auckland Skew: National median prices eased 0.3%, but if you strip Auckland out, the rest of the country saw a 1.4% lift. We explain why regional growth is the real story the headlines are missing.
• The 36% Auction Rule: With auction clearance rates at 36%, we are in a "buyer's standoff." Learn the exact negotiation tactics to use when only 47% of properties are hitting their RV.
• Myth-Busting: Why your owner-occupied home is a "liability with benefits," not an investment—and how to build a strategy that generates actual income.

Links & Resources Mentioned:

• Free Online Event: Register for How to Succeed with Property Investing
• Website: Property Apprentice

📈 WE NEED YOUR HELP: We’ve set a goal to help 1,000 Kiwis with their property strategy this week. If you found this data valuable, please hit the Share button in your podcast app and send this to one person!

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Is the New Zealand housing market heading for a total crash, or are we just seeing a temporary hit to confidence? In Episode 10 of New Zealand Property Insights, Paul and Debbie Roberts tackle the latest Reserve Bank "hawkish" hold, a record spike in rental prices, and a shocking investigation into rogue landlord practices. 

In this episode, we cover:

• The RBNZ's Hawkish Hold: The Official Cash Rate remains at 2.25%, but the message is clear—if inflation doesn't drop to 2%, timely increases are coming. We discuss why ANZ is now predicting a 2% house price drop and what this means for your current equity. 
• The Rental Market Crossroads: While national listings fell by 3.2% in March, some regions are hitting extreme pressure points. Average rents in the Central Otago Lakes district have hit a staggering record high of $903 a week. We also address why a record 26% of investors are considering the "exit door." 
• Rogue Landlords & Compliance: We break down the high-profile investigation into a mother-and-son pair facing $30,000 in penalties for substandard rentals and failing to lodge bonds. Professional standards are no longer optional—they are a survival requirement in the 2026 market. 
• Counter-Cyclical Strategy: When the masses hesitate, the "educated" investors find their best deals. Learn how to split your debt to avoid rate shocks and why "buying when others are scared" is still the fastest way to fund your retirement. 

📈 WE NEED YOUR HELP: We are trying to reach a milestone of helping 1,000 Kiwis this week. If you find this data valuable, please hit the Share button on Spotify, Apple, or YouTube and send this to one person who owns property. 

Resource Links: 📅 Free Online Event: Learn how to succeed in any market cycle. Register for "How to Succeed with Property Investing": https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: https://www.propertyapprentice.co.nz

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

While some commentators are calling the current New Zealand property market slow, we are actually seeing an incredibly exciting window of opportunity. In this episode of The Week in Review, Debbie Roberts breaks down the localized wealth booms, massive zoning changes in Auckland, and why high-net-worth foreign buyers are flooding the premium market.

In this episode, we cover:

• The South Island Boom: While national property values only increased by 0.2% in March, wealth is highly localized right now. Invercargill jumped 1.7% for the month (up 7.1% year-on-year), and areas like Central Otago are hitting brand new all-time peak values.
• 6 Years Post-COVID Reality: The latest QV House Price Index shows national home values are 21.6% higher than they were in March 2020. Christchurch values have skyrocketed 55% since pre-lockdown, while Wellington is sitting slightly lower than March 2020 levels.
• ANZ's Forecast Shift: With Auckland now accounting for 37% of New Zealand's housing inventory, ANZ has revised its 2026 house price predictions. We discuss why they shifted their forecast from a 5% increase to a potential 2% fall, and why this extends the buyer's market window.
• Auckland Plan Change 120: The government has mandated a new 1.4 million homes capacity floor for Auckland, allowing the council to downzone outer suburbs. However, 15-story zoning is locked in around the City Rail Link (like Maungawhau and Kingsland), legally protecting the development potential of transit-hub land.
• The Golden Visa Rush: Since the Active Investor Plus scheme changes on March 6th, foreign buyers from the US, China, Germany, and South Korea are snapping up $5M+ properties. Some US buyers are so petrified of global instability they are specifically asking for properties with bunkers! We explain how this top-end urgency will ripple down through the market.

Resource Links:

📅 Free Online Event: Learn how to succeed in any market cycle. Register for the next "How to Succeed with Property Investing" event here: https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: https://www.propertyapprentice.co.nz

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Are the surging building consent numbers hiding a deeper economic reality?  In Episode 9 of New Zealand Property Insights, Paul and Debbie Roberts unpack three major shifts in the New Zealand financial landscape.

In this episode, Paul and Debbie cover:
Surging Consents vs. Economic Reality: Stats NZ data reveals 37,534 new homes were consented in the year to February, representing a 12% year-on-year increase. Auckland remains the growth engine, with multi-unit dwellings like townhouses making up over half of all new homes consented. However, Paul and Debbie explain why rising construction and excavation costs are making project feasibilities highly sensitive, and why buyers must use sunset clauses and fixed pricing.

The KiwiSaver Shift: On April 1st, the default KiwiSaver contribution rate increased from 3% to 3.5%. An ASB survey found that 51% of people planned to increase their contributions to match this new rate. While this is a minor weekly adjustment—around $7 extra for someone earning $70,000—it has a massive compounding effect over time. We discuss why younger investors stand to benefit the most, despite having the lowest awareness of the changes.

The Balanced Property Market: A new CBRE valuers report shows the housing market is currently stable and balanced. First-home buyers are the most active demographic, but they are heavily favoring move-in ready homes. This creates a massive opportunity for savvy investors to purchase unrenovated "do-ups" with less competition and manufacture their own equity in a flat market.Whether you are looking to build a new townhouse, check your KiwiSaver settings, or find hidden property deals, this episode provides the factual insights you need.Resource

Links:
📅 Free Online Event: Learn how to succeed in any market cycle.
Register for the next "How to Succeed with Property Investing" event here: https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: https://www.propertyapprentice.co.nz

#NZPropertyMarket #PropertyApprentice #KiwiSaver #RealEstateNZ #PropertyInvestmentNZ #WealthCreation

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.