In today's episode of the Loan Officer Breakfast Club, Owen Lee breaks down what might be the most critical signal yet for loan officers: the refi boom isn't coming—it's already underway. With mortgage rates hitting 11-month lows and key economic indicators turning favorable, Owen calls out the significant opportunity in front of us.

He also dives into the shocking employment number revisions—nearly 911,000 jobs overreported—and explains why this misreporting matters for market movement and Federal Reserve action. If you've been waiting for the right time to ramp up your outreach and refi strategy, this is your wake-up call.

Now is the time to get in the starting blocks and sprint.

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