Some of you are getting close to retirement, and for some, it may be further in the future. However, with proper planning now, you'll find your marriage better prepared for the next phase.
Most couples look forward to retirement. They envision a time of relaxation, the opportunity to pursue interests and hobbies that they haven't had time for, and generally have the choice to decide what they will and won't do as their circumstances allow. Sounds like fun, right? It can be, of course, but retirement is a whole new lifestyle that takes some planning ahead so that when you get there, you have your ducks in a row, so to speak.
My husband is 7 years older than I am and will probably retire in the next 10 years, but I haven't decided to join him or continue to my retirement age. But, it is something I am beginning to think about because the reality of retirement is that it isn't always butterflies and rainbows for couples.
I have some fear of the 24/7 with my husband, and yet we have a great relationship. It's like till death do us part, just not breakfast, lunch, and dinner. The vision doesn't always line up with reality. How many times does that happen in life, right? But we have begun the conversation about retirement because we want to be prepared for that transition in our marriage.
I want to touch on three main points: The psychological effects of retirement and misaligned expectations.
Let's talk about the psychological effects. The transition from work-life can affect how we see ourselves. Questions like Who am I now? What's my purpose? What do I do now? You know your life's work is a significant source of satisfaction for many adults. It gives them a sense of purpose, identity, and structure to their week. Without it, they can feel adrift and at a loss with what to do next.
By most accounts, men have a more challenging time. But most women I know, whether they've been a homemaker or a career woman, can have the same questions arise. I know I did after my kids left, and I'm sure I will wonder the same things after I retire as well.
So the lack of feeling like you have a purpose or identity can manifest in depression, much like in the empty nest syndrome I talked about in episode 19. Roughly 1/3 of retirees experience some form of depression in the first two years post-retirement. The London-based Institute of Economic Affairs puts that number higher, reporting that retirement increased clinical depression by 40%.
You know, so much emphasis is placed on financial planning for retirement, but very little about the psychological planning that needs to be done.
An issue I've seen a lot is when one partner struggles while the other makes a smooth transition. If you see your spouse feels at a loss or even suffering from depression, offer your support. Don't try to fix it for them. Don't tell them what they need to be doing to get out of the funk. Don't minimize what they are going through by saying things like, "Why are you so unhappy?" It's better to say, "Hey, I can see you are having a hard time. Do you want to talk about it?" Then you ask if there is anything they need from you.
They have to work through the adjustment in their own time and in their own way. And don't take it personally. If your spouse seems unhappy, don't take it on as "They don't want to be with me, or they're not happy with me." It isn't about you. Give them time and space and be patient.
For complete show notes you can go tohttp://reviveyourmidlifemarriage.com/20