Ringgit and Sense

What are the key money lessons to learn from 2020? Roshan Kanesan gets into this with Linnet Lee, CEO of the Financial Planning Association of Malaysia (FPAM), with a focus on avoiding scams, estate planning, and setting aside funds for investing.

You can also check out some of these other related episodes to prepare for 2021!

- Key Tax Tips For 2021

- Fund Manager’s 5 Key Investing Lessons From 2020

- Common Money Mistakes To Avoid In 2021

- What Makes A Great Will?

- How To Invest While Managing Anxiety?

- Mr. Money TV On Retirement Planning, Compounding, and Mistakes

- Scams, Fraud and Online Payments - How Can You Better Protect Yourself?

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On this edition of Ringgit and Sense, Roshan Kanesan explores the pillars of financial planning and the common mistakes people make, so that you can avoid them in 2021. With the help of Samantha Yeoh, Licensed Financial Planner with Wealth Vantage Advisory, they explore cash flow, investing, protection, tax, and estate planning.

Image Credit (Background): kamarulzamanganu / Shutterstock.com

You can also check out some of these other episodes to prepare for 2021!

- Key Tax Tips For 2021

- Fund Manager’s 5 Key Investing Lessons From 2020

- What Makes A Great Will?

- How To Invest While Managing Anxiety?

See omnystudio.com/listener for privacy information.

Central bank influence, retail investor power, and currency risk - some of the key investing takeaways from the rollercoaster year that has been 2020. Roshan Kanesan dives deeper into these points, and more, with fund manager Jack Kouzi, Director of Australian Financial Services Licensee VFS Group.

Central bank influence, retail investor power, and currency risk - some of the key investing takeaways from the rollercoaster year that has been 2020. Roshan Kanesan dives deeper into these points, and more, with fund manager Jack Kouzi, Director of Australian Financial Services Licensee VFS Group.

See omnystudio.com/listener for privacy information.

Warren Buffett is the world's 6th richest person and is considered one of the greatest investors alive, having reportedly achieved an annual average return of 20.5% since 1965.

So what can you learn from the Oracle of Omaha about money and life? Roshan Kanesan explores with Rajen Devadason, Licensed Financial Planner with Manulife Investment Management Malaysia Berhad.

Image Credit: EPA-EFE

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Do I need to pay income tax? What income is taxable? What tax reliefs should I be paying attention to? What is a tax deduction? Do I need to pay taxes from selling sneakers?

As 2020 comes to a close, Roshan Kanesan gets into all these questions and more with tax consultant Thanneermalai.

With less than 30 days to maximise your tax reliefs, this little refresher hopes to help clarify the tax reliefs to watch, as well as some tax basics and best practices when filing.

Image Credit: Doucefleur / Shutterstock.com

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Investing is important but it can be difficult, complicated or even scary to not just start, but to keep going. So today on the show, Roshan Kanesan hopes to make investing a little less intimitading with the help of financial blogger Aaron Tang, who shares his thoughts, philosophy, and principles on investing.

Photo was taken last year.

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How can we better teach kids about money and personal finance?

That’s the question Roshan Kanesan explores today, in conjunction with Universal Children’s Day happening tomorrow. Educator and author, Raymond Gabriel, breaks down financial literacy for kids, gets into tips for parents, and go-to fundamentals to help guide parents should things go off-tangent.

People Systems Consultancy works with kids on financial literacy.

Raymond is also the author of the book "Money Quotient."

Image Credit: Shutterstock

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Malaysia’s largest-ever budget was announced last week, but what’s in it for you?

Roshan Kanesan gets into Budget 2021 with a focus on the modified loan moratorium, new EPF withdrawal options, and the increased lifestyle tax relief.

Photo taken last year.

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Tomorrow, Budget 2021 takes centre stage at Parliament, but before that happens, Roshan Kanesan explores:

- how the budget works with a focus on understanding the debt-ceiling and how government debt works

- as well as tax reliefs to watch out for, whether existing or new.

Brought to you by Mah Sing.

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