In our continued coverage of the Prihatin Stimulus Package and managing personal finances with the MCO and COVID-19 in mind, Roshan speaks to Idham about:

- How to apply for aid in the Stimulus Package
- Reasons to continue with the loan moratorium and how to manage it
- Important lessons we have to learn from this crisis
- How to look at investing right now

See omnystudio.com/listener for privacy information.

BFM held its first ever webinar last week where we spoke to Nirmala of AKPK about loan moratoriums.

Amongst the questions that we got into include:

- What is a loan moratorium?
- If I don't opt out, will I end up paying more?
- How does it differ from a car loan to a mortgage?
- What about converting my credit card debt into a term loan, what's the advantage there?
- Will this impact my credit score?

See omnystudio.com/listener for privacy information.

Plenty was announced during the Prihatin Rakyat Stimulus Package, so today we’re going to dissect & distil some parts that could be important to you.

We got into cash aid from the Stimulus, thoughts on EPF withdrawals, concerns over unemployment & more.

See omnystudio.com/listener for privacy information.

Plenty was announced during the Prihatin Rakyat Stimulus Package, so today we’re going to dissect & distil some parts that could be important to you.

We got into cash aid from the Stimulus, thoughts on EPF withdrawals, concerns over unemployment & more.

See omnystudio.com/listener for privacy information.

We speak to Ming Hui for his thoughts on managing your investments in this volatility and how to prepare financially for a crisis.

See omnystudio.com/listener for privacy information.

It’s no secret that the market has been hit hard, not just in Malaysia but of course the globe. So today on Ringgit & Sense we’re going to try and address concerns around all the volatility we’ve seen and how we can best manage all the red in our portfolios.

See omnystudio.com/listener for privacy information.

On this episode Roshan explores debt and bankruptcy with Nirmala of AKPK, getting into key pillars of debt management, options if you’re having issues with debt and the importance of a credit score.

See omnystudio.com/listener for privacy information.

What is Value Investing? Is it for you?

And if you’re already investing, how do you balance between being invested & holding cash to invest?

Find out as Roshan speaks to Pauline for her investing journey, how she got into it and how she looks at investing considering the bull market over the last decade and high valuations.

See omnystudio.com/listener for privacy information.

What is Value Investing? Is it for you?

And if you’re already investing, how do you balance between being invested & holding cash to invest?

Find out as Roshan speaks to Pauline for her investing journey, how she got into it and how she looks at investing considering the bull market over the last decade and high valuations.

See omnystudio.com/listener for privacy information.

With the Tax Season incoming, Roshan gets into tax questions from listeners on this edition of Ringgit Q&A.

Amongst the questions that were asked include:

- Where do I start?

- What are the differences between relief, rebate & exemption?

- Should I file with my spouse?

- How can I ensure I’m claiming everything I’m entitled for?

- What happens if you are audited and don’t have a particular receipt for a tax-claimable item?

- Do I need to do anything post-retirement in relation to income taxes and IRB?

See omnystudio.com/listener for privacy information.