Ringgit and Sense

Many in retirement are seeing their incomes reduced as fixed deposit returns fall on the back of falling interest rates. Roshan explores ways to manage this with Felix Neoh of Finwealth Management.

Mentioned Shows:

High Dividend Stocks: What to Pay Attention To (link: https://www.bfm.my/podcast/morning-run/ringgit-and-sense/high-dividend-stocks-what-to-pay-attention-to)

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Why should you care about #CreditScores?

Roshan speaks to Hann about the importance of credit scores as well as the dos & don'ts, how Credit Scores work and tips to maintain (or improve) your score.

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If you can afford it, is it a good time to buy a car with car sales down & lower interest rates?

Roshan Kanesan speaks to Joyce Chuah, CEO of Success Concepts and licensed financial planner with Principal Asset Management on this.

They also get into things to watch when getting a car loan, whether buying a car in cash is a good idea and possible merits of car subscriptions & e-hailing.

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What should we learn from the pandemic? How do we invest during a recession? Roshan speaks to personal finance blogger Aaron Tang, a.k.a. Mr. Stingy, on these as well as tips on managing finances and Aaron thoughts on recession.

Photo was taken last year.

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With the way markets have been over the last decade, is value investing still relevant?

On this episode, Roshan speaks to fund manager & investor Jack Kouzi about this, as well as investing principles, assessing stocks & what he would tell his younger self.

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On this episode we revisit BFM's Personal Finance Webinar from last week - How To Manage Your Family Budget During and After MCO.

In this episode we revisit Fateen and Samantha's thoughts on practical tips on managing spending, the 3 jar system, the envelope system and addressing some questions that came in during the webinar, including whether to continue investing during this period.

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On this episode we revisit BFM's Personal Finance Webinar from earlier in the week - 'How to Construct Financial Plans that can Weather Any Crisis'. In particular this episode revisits attributes of a good plan, how much does a financial plan cost and a wide range of questions from the webinar watchers.

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Last week BFM hosted a personal finance webinar taking a look at the impact of the Movement Control Order on our personal finances and aimed to help you build a checklist to get your through this. In this episode of Ringgit and Sense we revisit the impact of the MCO to cash flow and how to balance between staying invested and raising money for financial needs.

Catch the whole Facebook Live conversation here.

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What are the basics to planning for retirement? Is retirement realistic considering that we're living longer? What can the pandemic teach us about retirement planning?

Roshan speaks to Pei Si about this and more on this episode of Ringgit & Sense.

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How do employment arrangements work in Malaysia? Can employers unilaterally cut salaries? What options do employees have if there are disagreements with employers?

Roshan discusses all this and more with Labour and Industrial Relations Lawyer, Mohan Ramakrishnan, on this episode of Ringgit & Sense.

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