Ringgit and Sense

How do employment arrangements work in Malaysia? Can employers unilaterally cut salaries? What options do employees have if there are disagreements with employers?

Roshan discusses all this and more with Labour and Industrial Relations Lawyer, Mohan Ramakrishnan, on this episode of Ringgit & Sense.

Should you take up the current low interest rates and buy a house or a car? If you were already planning a big ticket purchase before the MCO, should you continue with it?

What about how to put your money to work during this time, are dividend yields the way to go? What should you watch out for when looking at stocks with high dividends?

Roshan discusses all this with financial planner, Joyce Chua on this episode of Ringgit & Sense.

See omnystudio.com/listener for privacy information.

Should you take up the current low interest rates and buy a house or a car? If you were already planning a big ticket purchase before the MCO, should you continue with it?

What about how to put your money to work during this time, are dividend yields the way to go? What should you watch out for when looking at stocks with high dividends?

Roshan discusses all this with financial planner, Joyce Chua on this episode of Ringgit & Sense.

As the MCO and COVID-19 changes the way we work and live, is it maybe time to start a home business, especially if you're worried about incomes and job security? Roshan also speaks to Raymond about how to cut costs in our lives, making use of financial aid and the key lessons to take from this crisis.

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In our continued coverage of the Prihatin Stimulus Package and managing personal finances with the MCO and COVID-19 in mind, Roshan speaks to Idham about:

- How to apply for aid in the Stimulus Package
- Reasons to continue with the loan moratorium and how to manage it
- Important lessons we have to learn from this crisis
- How to look at investing right now

See omnystudio.com/listener for privacy information.

BFM held its first ever webinar last week where we spoke to Nirmala of AKPK about loan moratoriums.

Amongst the questions that we got into include:

- What is a loan moratorium?
- If I don't opt out, will I end up paying more?
- How does it differ from a car loan to a mortgage?
- What about converting my credit card debt into a term loan, what's the advantage there?
- Will this impact my credit score?

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Plenty was announced during the Prihatin Rakyat Stimulus Package, so today we’re going to dissect & distil some parts that could be important to you.

We got into cash aid from the Stimulus, thoughts on EPF withdrawals, concerns over unemployment & more.

See omnystudio.com/listener for privacy information.

Plenty was announced during the Prihatin Rakyat Stimulus Package, so today we’re going to dissect & distil some parts that could be important to you.

We got into cash aid from the Stimulus, thoughts on EPF withdrawals, concerns over unemployment & more.

See omnystudio.com/listener for privacy information.

We speak to Ming Hui for his thoughts on managing your investments in this volatility and how to prepare financially for a crisis.

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It’s no secret that the market has been hit hard, not just in Malaysia but of course the globe. So today on Ringgit & Sense we’re going to try and address concerns around all the volatility we’ve seen and how we can best manage all the red in our portfolios.

See omnystudio.com/listener for privacy information.