Ringgit and Sense

Should you have dividend paying-firms in your portfolio? What is a dividend trap? Where do dividends come from?

Roshan Kanesan speaks to Rajen Devadason about Capitalism, the concept of the capital markets and dividends.

See omnystudio.com/listener for privacy information.

ETFs have exploded over the last decade, but how much do you know about them?

On this digital only episode of Ringgit and Sense, Roshan Kanesan and Wong Wai Ken of Stashaway discuss ETFs, the pros, the cons and what to watch out for.

See omnystudio.com/listener for privacy information.

Do you want to invest, but just don’t know how to start?

With markets at all time highs, it can be nerve-wrecking to start or continue investing.

On this episode Roshan Kanesan speaks to Wong Wai Ken, of robo-advisory Stashaway, about investing strategies, dollar-cost averaging and actively versus passively managed funds.

See omnystudio.com/listener for privacy information.

Roshan Kanesan speaks to Nirmala Subramaniam of AKPK and financial planner Warren Mak about the common mistakes young people make, why saving just isn’t enough and how to think about investing.

See omnystudio.com/listener for privacy information.

Expiry dates. Leverage risks. Liquidity risks. Warrants are a complex and divisive financial product.

In this episode, Roshan hopes to break down this derivative product with Isabelle and ask the big question: are warrants a sustainable financial product or simply a gambling tool?

See omnystudio.com/listener for privacy information.

Today on Ringgit and Sense, Roshan Kanesan speaks to Azraei Muhammad, a Takaful planner at Great Eastern Takaful, about the cost of higher education and factors to think about before committing to a Masters.

See omnystudio.com/listener for privacy information.

The markets have generally been quite volatile this year, last week especially so when we saw the markets whipsaw. The Nasdaq took a hit, entering correction territory before recovering, closing up 4% at the end of the week.

Roshan speaks to Joyce Chuah, about the need for emotional capital, financial behaviours to keep tabs on and investing strategies to utilise.

See omnystudio.com/listener for privacy information.

Roshan Kanesan speaks to Idham about the cost of personal connectivity.

With the dawn of the age of the smartphone, the internet has essentially become a necessity and sometimes that can hurt our wallets. Telcos are offering us more minutes and gigabytes but is more really better? How much data should you get? Are you overspending? Should you choose postpaid or prepaid? Should you get a phone with a plan?

They explore these questions and more.

See omnystudio.com/listener for privacy information.

Roshan Kanesan speaks to Hari Shivan, CEO of SoCash, a company that wants to change the supply chain of cash which could mean a future without ATMs- or just a lot less.

SoCash wants to leverage the region’s level of cash dependance and possible see the Uberification of cash distribution and maybe even other financial services.

See omnystudio.com/listener for privacy information.

On the back of strikes from Uber drivers and Uber’s lacklustre IPO, Roshan speaks to Robert Foo on the state of the gig economy.

They’ll be getting into the importance of financial planning, especially since the lack of it here could land you in a lot of trouble, because you’ve got to do your own taxes and retirement planning since there’s no EPF or monthly tax deductions.

See omnystudio.com/listener for privacy information.