Ringgit and Sense

The tax season is coming to an end but maybe it’s not too early to start thinking about the next one. Roshan speaks to Thannee about ways to better plan next year’s taxes and possibly save some money, legally of course. Thannee also explains the differences between tax planning, tax avoidance and tax evasion.

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A few weeks back, EPF released the Belanjawanku expenditure guide. Roshan gets Joyce’s thoughts on the guide, reasons why we should definitely keep track of our expenses and why property may not be the best asset for you.

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A few months ago Marie Kondo was all the rage with her method for decluttering and tidying up.  Roshan speaks to Yap about how we can apply some of this to our own financial lives.

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With all the talk around bond yield curves and what they could mean for the economy, Roshan speaks to Zulfadzlie to get a better understanding of bonds, yield curves and what it means when yield curves invert.

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What do you need to know about getting audited, keeping documentation and the Special Voluntary Disclosure Program? Thaneermalai helps to clear up these issues.

Roshan also speaks to Thanneermalai about Dato Seri Najib Razak’s recent RM1.5 billion tax bill.

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Why do you need credit score? Will not having one adversely affect you, whether now or in the future? Roshan and Dawn hope to shed some light on this important topic that is often taken for granted.

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Can you sell your house but continue to live in it till you die, rent-free? Home Equity Release might just be the plan for you.

Roshan speaks to Rajen and Soelan about retirement planning and ways to cash in and monetise the equity in your house to fund your retirement.

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Roshan Kanesan speaks to lawyer Sam Choong about Estate Planning, and some of the structures that can be utilised when planning for assets, namely companies and trusts.

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Roshan Kanesan speaks to Nurhisham about the Belanjawanku expenditure guide from the EPF and Social Wellbeing Research Centre (SWRC)

They take a closer look at the guide and try to address some of the comments and criticism that have come up since Belanjawanku was launched last week.

If you have any questions or comments, please let us know on Twitter at @BFMradio

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Roshan Kanesan speaks to Robert Foo about the ways to manage excess cash that we might have considering that bonus season has just passed.

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