We discuss your personal finance issues with the help of a professional financial planner.

- Should I invest into the oil & gas sector?

- Buying into low-cost world index funds

- Financial planning for parents with special-needs children

- Identifying fraudulent or legitimate investment schemes

- Buy gold or invest in unit trust?

- Investing in start-ups

- Can a foreigner invest by buying shares in Malaysia?

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Wealth accumulation, an important aspect of financial planning, should be executed together with some kind of feedback to tell us how well we are doing financially. The role of personal net worth and cash flow statements are often understated in this respect.

News:

HELP University students win stock-picking contest

Fund advisor gains traction in index strategies

HK regulator investigates misleading research

Tip:

Liabilities are ok so long as cash flows are positive

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You don't necessarily have to cough out huge sums of money to buy property. With REITs you can become a regional and global property investor. Our guest is Yap Ming Hui, Independent Financial Advisor from Whitman.

News:

Malaysians want RM2m for retirement

Ronald Li invested till death

US wage growth is at odds with economic boom

What wealth women want

Tip:

Don't over-borrow while speculating in property

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Maybe all it takes is to look at resolutions differently for them to succeed. Liew Ooi Hann from Savemoney.my shares his wisdom with us.

News:

No GST for life insurance premiums

Food stall operators maintain prices despite oil price crash

Global government bond yields falling

Tip:

Your body is a wonderland

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After having provided phenomenal returns over the past few years, it is timely to talk about how to view property investing. For instance, questions like whether property is a sure bet and how returns compare to stocks and bonds are relevant.

News:

Turning fuel to taxes

How to avoid being a Scrooge at Christmas

Tip:

Invest in stocks like you invest in property - never sell unless you need the money

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We don't realise it but the things we do in the short term have long term financial consequences. This is akin to a very slow-moving crashing train.

News

Everyone wants a piece of China

Dr M: rich-poor divide in education

Child-raising non-essentials

Tip

Short-term decisions can whiplash long-term financial returns

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Malaysians buy a lot of cars. But there are now alternatives to avoid the costs of car ownership.

News

Inequality rises in Malaysia

Zeti: Indebtedness caused by "social pressures"

Aussie bank gets Shonky award for dodgy service

Tip

Save money from not buying a car.

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All it takes is a default of just RM30,000 to have bankruptcy proceedings started against you. To state the obvious, a bankrupt status is like a millstone hung around one's neck. We look into how bankrupts can clear their name and into the business of such offering such services.

News

Alibaba develops ETFs in China

Norway fund studies China investment

PTPTN cuts off non-BR1M Qualifiers

Orman frowns on retiree students

Tip

Know How Much You Can Gamble Away

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We discuss your personal finance issues with the help of a professional financial planner.

- Is insurance important to have or a must-have?

- How much should you spend a month for life/health insurance?

- If GST will be on motor insurance and riders, should I switch to Takaful since it is GST exempt?

- I own a rental property with my wife. Can I have the tenancy agreement in her name only, which would mean only she is taxed for the whole rental income?

- Should I have more than one insurance policy?

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We look into the GST in greater detail and see whether there are options for the consumer to strategise dealing with it.


News:

Youth bankruptcy on the rise

Mid- to small-cap stocks get battered

Tip:
Think long term when thinking about inflation

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