Ringgit and Sense

Ringgit and Sense

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Ringgit and Sense episodes

  • The Principles of Buying Insurance

    This is part one of our two-part series that takes a look into how to buy insurance policies. Is there a rule-of-thumb to follow?

    News
    More millionaires populate the world
    Young Greeks don't mind bunking with parents
    OCBC Real Money Story: Parental Sacrifice

    17 min
  • The Edge-Lipper Awards Methodology

    They are like the Academy Awards but for unit trusts. We look into the thinking behind how the awards are done and also whether they have any predictive powers.

    News

    - Travel options for retirees

    - OCBC Real Money Story
    - The credit card problem
    - Poll: What is the one guilty pleasure you can't give up?

    19 min
  • The Role of the Financial Planner

    Given how big the link is between life's goals and financial planning, the role of the financial planner is becoming more important. We explore more of this with the deputy president of the Financial Planning Association of Malaysia

    News:

    -The intergenerational transfer

    -90-year-old Wall St old hand reveals her investing wisdom

    -OCBC Real Money Story: Is 'trading' gambling or investing?

    See omnystudio.com/listener for privacy information.

    21 min
  • The Role of the Financial Planner

    Given how big the link is between life's goals and financial planning, the role of the financial planner is becoming more important. We explore more of this with the deputy president of the Financial Planning Association of Malaysia

    News:

    -The intergenerational transfer

    -90-year-old Wall St old hand reveals her investing wisdom

    -OCBC Real Money Story: Is 'trading' gambling or investing?

    15 min
  • The Truth About Structured Products

    In the quest to chase returns, banks are taking the opportunity to sell more schemes like structured products. There's more to what we are being told.

    News:

    -Mom accidentally owns energy company

    -Humans outperforming robo-advisors

    -Wives get bonuses from husbands

    -OCBC Real Money Story: Costs of Raising Children

    21 min
  • Asset Price Volatility on Portfolios
    A way to think about our portfolio is needed with the kind of asset price volatility that exists.
    News:
    How much art thou?
    How to spend inheritance?
    OCBC Real Money stories: #schoolofhardknocks
    21 min
  • Taxes on Eating Out: Service or Disservice?

    GST paid on service charges has caused consternation and confusion. We look at the personal finance way of thinking about this.

    News:
    Putrajaya affirms 10% service charge
    Something fishy about a RM150 bowl of soup
    Throwaway food costs US$2,000 per person per year
    Young man capitalises on small caps
    OCBC Real Money Story: Affording a property

    22 min
  • The Past Isn't An Indicator of the Future

    Don't base too much of your investing decisions on how well the market or fund managers have done in the recent past.

    News:

    Mystery why money pours into hedge funds

    Buffet asks for frugality in CEO pay

    80% EPF savings below poverty line

    Gen X, Y, Z want money

    Tip: Invest forever

    See omnystudio.com/listener for privacy information.

    22 min

About Ringgit and Sense

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Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to…

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