This week's She Renovates podcast features Max Phelps delving into the psychology of money.

Max recounts his experiences from growing up in an 11-person household to revealing the mysteries of our spending patterns in his book "Spending Fast and Slow."

Learn why our minds encourage overspending and how to stop the loop.

Take advantage of this enlightening episode!

Now tune in.

“ If you're just going to chase money to be rich and wealthy and powerful and all that kind of stuff, you'll never really be happy and you'll never really get where you're going because it's always going to be someone else with a little bit more and a little bit better. that doesn't make for a happy life."

-Max Phelps

EPISODE HIGHLIGHTS: 

00:00 Introduction

01:35 Max's Journey: From Poverty to Financial Wisdom

03:10 The Psychology of Money Management

06:05 Gender Differences in Money Management

08:06 The Digital Money Dilemma

13:35 Effective Money Management Strategies

16:00 Managing Money in Relationships

24:12 Weekly vs. Monthly Budgeting

30:10 Max's Practical Tips and Tools

31:51 Conclusion and Contact Information

Resources

Golden Eggs

https://goldeneggs.info/

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT

Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter

https://twitter.com/renovatingsc

Follow on Instagram

https://www.instagram.com/the_school_of_renovating

Take a look at Sabina and Andy's latest She Renovates episode and embark on an inspirational adventure!

These dynamic two, who recently joined our Diamond program, have come a long way from modest beginnings to success in renovations.

Find out about their achievements, life lessons, and next big moves. Sabina and Andy's tale is full with inspirational moments and useful advice, from conquering imposter syndrome to balancing renovations with raising three small sons.

Listen in for some inspiration and useful advice to help you fulfill your own renovation goals! 

“Through renovations, you can create wealth and it's not overnight. But it is possible, you do have to be diligent and engaged. You can learn lots of things and we're happy to learn and we're happy to be quick about it."

-Sabina & Andy Contreras

EPISODE HIGHLIGHTS: 

00:00 Introduction

02:04 Sabina's Journey in Renovation

05:23 Andy's Perspective and Early Challenges

07:34 Learning from Mistakes and Seeking Knowledge

10:29 Financial Success and Strategic Planning

17:27 Challenges and Lessons Learned

22:25 Balancing Family and Renovation

23:46 Balancing Family and Construction

24:39 Children's Involvement and Humor

25:48 Safety and Planning with Kids

26:32 Personal Anecdotes and Family Stories

28:38 Future Goals and Business Plans

29:16 The Importance of Learning and Adaptability

32:00 Entering the Buyer's Agent Sphere

33:06 Renovation Strategies for Investors

35:38 Comprehensive Property Services

41:43 Geographical Focus and Market Insights

42:45 Leveraging Skills and Career Changes

44:16 Final Thoughts and Future Plans

Resources

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT

Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter

https://twitter.com/renovatingsc

Follow on Instagram

https://www.instagram.com/the_school_of_renovating

Are you prepared to renovate your rental on a limited budget?

Come along as Bernadette offers her best five ideas for affordably remodeling a rental home in a week.

This episode is jam-packed with useful tips for landlords and investors, ranging from low-cost cleaning and painting techniques to smart lighting and storage options.

Learn how to improve curb appeal and safety while spending less money. 

Listen in to learn how to get the most out of your $10,000 budget!

“You do need to be aware of the minimum standards in your state for rental properties because they are very specific and things like in Victoria that bedrooms are required to have blockout curtains.

So if you're looking at window dressings, then you need to make sure that they are blockout."

-Bernadette Janson

EPISODE HIGHLIGHTS: 

00:00 Introduction

00:59 Constraints and Initial Considerations

01:52 Cleaning and Flooring Tips

03:56 Painting Tips and Techniques

05:22 Lighting Upgrades

07:25 Safety and Security Enhancements

08:31 Bathroom and Kitchen Refresh

10:56 Landscaping and Exterior Improvements

12:29 Additional Tips and Conclusion

Resources

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Ikea

https://www.ikea.com/

Connect with The School of Renovating

ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT

Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter

https://twitter.com/renovatingsc

Follow on Instagram

https://www.instagram.com/the_school_of_renovating

Dive into the world of renovations, where every wall holds a story and every decision shapes your future. 

Join us on the She Renovates podcast as Bernadette and Stephen take you on a journey through their car-bound conversation, unraveling the mysteries of builders, contracts, and roofs. 

Learn how to navigate the tendering process, avoid pitfalls, and empower yourself in the renovation game. With over 40 years of experience, their insights are your secret weapon. 

Tune in now and discover the keys to creating the home—and life—of your dreams.

“It's really important to read the contract and if you don't understand something, ask, just don't be afraid to ask if something doesn't make sense or you don't understand what it is, get them to explain it to you.

If they are asking you to sign their contract, you need to be clear what it is that you're signing up to."

-Bernadette & Stephen Janson

EPISODE HIGHLIGHTS: 

00:00 Introduction

00:36 Navigating Builder Quotes and Renovation Tips

02:31 Understanding Roofing Costs and Choices

03:25 Understanding Roof Structures and Costs

12:33 Getting the Right Quotes and Avoiding Overcharges

17:12 Navigating Building Contracts and Variations

28:19 Final Thoughts and Advice on Contracts

Resources

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT

Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter

https://twitter.com/renovatingsc

Follow  on Instagram

https://www.instagram.com/the_school_of_renovating

Unlock the secrets to creating comfortable, sustainable homes without breaking the bank! 

Join us as we delve into the world of Passive House design with Audrey Whisker, director of Whisker Architecture.

Discover practical tips to save on time, money, and energy bills while transforming your space into a cozy haven.

From DIY insulation hacks to maximizing natural light, Audrey shares invaluable insights to elevate your home's efficiency.

Don't miss out on this episode of She Renovates, where we bridge the gap between profitability and purposeful living.

Tune in now!

“I became an architect because I want to be able to influence the way that people act and behave and experience life."

-Audrey Whisker

EPISODE HIGHLIGHTS: 

00:00 Introduction

01:26 Audrey's Journey and Passion for Sustainable Design

02:56 Understanding Passive Houses: Warm in Winter, Cool in Summer

04:14 The Health and Financial Impact of Inadequate Home Insulation

06:51 Practical Steps to Achieving a Passive House Standard in Renovations

11:52 The Importance of Quality Windows in Energy Efficiency

14:53 Prioritizing Renovations for Energy Efficiency on a Budget

19:23 Exploring Secondary Glazing and Affordable Insulation Tips

20:46 The Return on Investment in Energy Efficient Renovations

24:05 Case Study: Improving Home Energy Efficiency

33:59 Addressing Risks and Common Concerns in Energy Efficient Renovations

38:26 Closing Thoughts and How to Connect with Audrey Whisker

Resources

Whisker Architecture

https://www.whiskerarchitecture.com/

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT

Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter

https://twitter.com/renovatingsc

Follow on Instagram

https://www.instagram.com/the_school_of_renovating

Join Lucy Scott and Bernadette Janson on the She Renovates podcast as they dive into the world of renovation and empowerment.

Listen as Lucy shares her journey from novice renovator to Wonder Woman in the renovation realm.

Discover how Lucy's passion for renovating led her to consultancy success, unveiling valuable tips for aspiring renovators along the way.

From turning hoarder houses into gems to mastering the art of sustainable renovations, Lucy's story is a testament to the transformative power of renovation.

Tune in for an inspiring dialogue full of insights and experiences that will spark your own renovating dreams.

“I was lucky enough to be invited to work as a, budget consultant on the TV show, Dream Home… So on that show, I had to manage the contestants spending and make sure that they stayed within their budget, which was quite an experience."

-Lucy Scott

EPISODE HIGHLIGHTS: 

00:00 Introduction

01:32 Lucy's Renovation Journey and Insights

06:45 The Leap to Renovation Consultancy

14:09 The Value of a Renovation Consultant

22:53 Sustainability and Upcycling in Renovations

25:45 Learning from Mistakes: A Renovator's Journey

28:00 Advice for Aspiring Renovators

28:49 Connecting with Lucy Scott

Resources

Scott It Made

https://lucyscott.com.au/

Airbnb

https://www.airbnb.com/

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT

Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter

https://twitter.com/renovatingsc

Follow  on Instagram

https://www.instagram.com/the_school_of_renovating

Tune in to our latest podcast episode where we dive into the world of finance and property with our legendary Wonder Woman broker, Louise. 

Join us as we unravel the mystery behind getting finance when you're approaching retirement age or unemployed.

Discover insider secrets, including how to present yourself to lenders, leveraging reverse mortgages, and innovative strategies like renovating your way out of a mortgage.

Plus, uncover the hidden potential of credit cards and charge cards for financing your next project.

Don't let age or financial constraints hold you back—listen now!

“The initial problem is they have to justify their lending capacity to ASIC and APRA. If you're giving them a 30 year loan, do they have the capacity to repay that loan? And if they don't, what are you doing about it? And so we have to find a way to present your story to the lender in a way that makes it easy for them to say yes, because they have an excuse to give you the money and they want to lend to you, don't be mistaken. But some lenders are much easier than others in terms of age related. Policy but there are lots of things you can do to make yourself more appealing."

-Louise Lucas

EPISODE HIGHLIGHTS: 

00:00 Introduction

02:47 Understanding Lender Concerns

04:55 Challenge Age Stereotypes 

05:50 Investment Opportunities Beyond Age

06:54 Renovating to Erase Mortgage 

07:51 Securing Financing Strategies 

09:58 Unlocking Equity in Retirement 

12:13 The Enriching Journey of Renovation

15:13 Interest and Offsetting

16:23 Costs of Borrowing

18:18 Renovation as Business

20:12 Persistence Pays Off

24:16 Alternative Funding Sources

28:21 The Broker Advantage

30:02 Access to Diverse Lenders

31:28 Ongoing Loan Review

32:40 Avoiding "Lazy Tax

34:57 Empowering Women in Property

Resources

Property Education

https://propertyed.com.au/

Airbnb

https://www.airbnb.com/

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT

Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter

https://twitter.com/renovatingsc

Follow on Instagram

https://www.instagram.com/the_school_of_renovating

Amanda McEwin is Founder of The Rising Star Developer. Amanda helps people get control over their time, create income and wealth to 'Build Lifestyle' using Small Scale Property Development.

Each episode, she brings you insightful interviews from everyday Australians sharing their skill and property journey to inspire you to take action so that you can open your mind to a world of opportunity at your finger tips.

“ I didn't really understand this whole property game, but what really connected with me was the fact that it wasn't going to take a lot of my time and time was really a priority for me. but from what I understood, the returns were going to be lucrative enough to be able to help us get rid of our mortgage, which that was really tying us or to me to have to work full time."

-Amanda McEwin

EPISODE HIGHLIGHTS:

00:00 Introduction

02:06 Awakening to Property Investment

04:47 Discovering Property Development

07:30 Rising Star Developer Launch

08:23 Success Stories: Six and Seven Figure Club

09:34 Managing Multiple Projects

12:25 Pitfalls and Solutions in Development

15:38 Navigating Material and Trade Challenges

18:18 Contingency and Collaboration

21:13 Choosing the Right Builder: A Team Building

24:29 Financial Viability Check

25:46 Start Small for Confidence

27:16 Leveraging Success for Multiple Deals

28:48 Rising Star Developer's Vision

Resources

Rising Star Developer's

https://www.risingstardeveloper.com.au/

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE

https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT

Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter

https://twitter.com/renovatingsc

Follow on Instagram

https://www.instagram.com/the_school_of_renovating

Discover the keys to achieving financial freedom! In this podcast episode, Bernadette shares a game-changing tactic for women over 60 who are faced with uncertain retirements.

Use her 10-step method to learn how to turn a small investment into a stable future. With the help of government incentives and well-planned improvements, Bernadette offers expert advice on how to increase your income and guarantee your home.

Don't pass this up—take charge of your financial destiny right now!

“You've got to give yourself a good talking to, and you've got to really address the thoughts that are going on inside your head, because you need to have a strong mindset and you need to believe that you can do it.

The only thing standing between you and what you want is what you think about yourself."

-Bernadette Janson

EPISODE HIGHLIGHTS: 

00:00 Introduction

03:26 Empowerment and Mindset

04:32 Financial Preparation

05:07 Choosing the Right Property

05:45 Overcoming Misconceptions 

06:24 Income Enhancement Strategies 

07:42 Strategic Property Acquisition

08:34 Maximizing Property Value 

11:23 Profitable Property Cycles

12:13 Scaling Strategies 

13:28 Interactive Engagement

Resources

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT

Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter

https://twitter.com/renovatingsc

Follow on Instagram

https://www.instagram.com/the_school_of_renovating

Take charge of the prosperous future you merit! Come along on the She Renovates podcast as we reveal the strategies for use your indulgent shopping to create riches.

Grow My Money's creator, Pascale Helyar Moray, reveals the secret to integrating cashback into your mortgage or savings account.

Find out how to save for the retirement of your dreams without compromising your way of life.

Get started changing your financial situation right now by downloading the app or creating an account at growmymoney.com.au.

“ One in six women in Australia retires into poverty. And the reason for that is simply because women retire with roughly just over half as much superannuation as men. Why is this the case? Well, because when superannuation was invented, no one thought about what a woman's work life patterns looked like."

-Pascale Helyar-Moray

EPISODE HIGHLIGHTS: 

00:00 Introduction

02:02 Pascal's Professional Journey 

03:56 Passion for France and Franco-philia

05:30 Addressing Gender Equality and Financial Challenges 

07:28 Gender Disparity in Superannuation

11:08 Challenges and Solutions

16:10 Startup Realities

16:42 Evolution to Grow My Money

19:33 Process Simplified

23:59 Multiple Card Flexibility

24:57 Case Study and Financial Impact 

26:15 Setting Retirement Goals 

31:30 Global Accessibility 

32:09 Unique Focus and Approach

34:15 Future Vision and Innovation 

Resources

Grow My Money

https://growmymoney.com.au/

Australian Gender Equality Council

https://www.agec.org.au/project/pascale-helyar-moray/

The School Of Renovating

https://www.theschoolofrenovating.com

She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT

Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter

https://twitter.com/renovatingsc

Follow  on Instagram

https://www.instagram.com/the_school_of_renovating