Wannabe Clutter Free | Declutter, Organize, Calm the Chaos

Simplify Your Family Budget: The 5-Account System That Changes Everything with Brittany Flammer (Ep 260)


Listen Later

In this episode, Deanna discusses how to make budgeting feel less overwhelming with the help of financial coach and mom of five, Brittany Flammer. Together, they break down a simple, stress-free system using five essential bank accounts to create clarity and control over family finances. You'll walk away with practical steps to organize your money, reduce financial tension, and make confident spending decisions.


****************

Resources Mentioned

(some may be affiliate links - thanks for supporting the show at no extra cost to you):

  • ⁠Get my children's book: Lenora and Her Super Duper Messy Room⁠
  • ⁠⁠Get all the links and resources at wannabeclutterfree.com/260
  • Crew Bank Account
  • Betterment Bank Account
  • Connect with

    Brittany Flammer

    • ⁠⁠Instagram⁠⁠
    • ⁠⁠Brittany’s Website⁠⁠
    • Follow Deanna Yates, the host of Wannabe Clutter Free on:

      • ⁠⁠Instagram⁠⁠
      • ⁠⁠Facebook⁠⁠
      • ⁠⁠Website⁠⁠
      • ****************

        In this episode of the Wannabe Clutter Free podcast, the host, Deanna Yates, interviews Brittany Flammer, a financial coach and mom of five who has mastered the art of budgeting without the stress. Brittany shares her family’s journey of raising five children on an average income of $40,000 per year while building a net worth of over $800,000. Through real-life examples and heartfelt insights, she breaks down her step-by-step system for managing money with intention, clarity, and calm—even when finances feel tight.

        Brittany introduces a powerful strategy using five key bank accounts to simplify money management, minimize financial tension, and make everyday spending decisions easier. From emergency savings to individual fun accounts, she outlines how automating and separating funds can transform financial overwhelm into empowerment. Whether you're new to budgeting or ready to refine your system, this episode offers practical tools and a fresh mindset to help your family thrive financially.

        This episode of the Wannabe Clutter Free podcast will help you discover:

        1. How Brittany and her husband built wealth on a modest income
        2. The five essential bank accounts every family should have
        3. The power of automation and visual separation in budgeting
        4. Tips for setting up accounts for kids and teaching them money habits
        5. Ways to reduce financial tension and feel more confident about your money decisions
        6. Time Stamps:

          00:00 Welcome and Introduction

          00:20 Meet Brittany Flammer: Financial Coach and Mom of Five

          01:41 The Power of Multiple Bank Accounts

          05:44 Essential Bank Accounts for Every Family

          12:52 Bonus Accounts and Additional Tips

          24:13 Managing Finances: Moving Money Between Accounts

          25:12 Structuring Finances for a $60,000 Income

          28:34 Choosing the Right Bank Features

          31:41 Setting Up Accounts for Kids

          35:44 Reducing Financial Tension in Relationships

          38:56 Actionable Steps for Financial Clarity

          44:01 Conclusion and Final Thoughts

          ****************

          Music: Fresh Lift by Shane Ivers - ⁠⁠https://www.silvermansound.com⁠⁠

          ****************

          We’d love to hear how you’re applying the strategies discussed in this episode. Share your stories and tips with us on social media (@wannabeclutterfree). Don’t forget to subscribe for more insightful episodes designed to make your busy life a bit easier.

          Learn more about your ad choices. Visit podcastchoices.com/adchoices

          ...more
          View all episodesView all episodes
          Download on the App Store

          Wannabe Clutter Free | Declutter, Organize, Calm the ChaosBy Deanna Yates | Professional Organizer, Decluttering Coach, Wannabe Minimalist

          • 4.5
          • 4.5
          • 4.5
          • 4.5
          • 4.5

          4.5

          346 ratings


          More shows like Wannabe Clutter Free | Declutter, Organize, Calm the Chaos

          View all
          A Slob Comes Clean by Dana K. White: A Slob Comes Clean

          A Slob Comes Clean

          2,435 Listeners

          Clutter Free Academy by Kathi Lipp

          Clutter Free Academy

          409 Listeners

          ClutterBug - Organize, Clean and Transform your Home & Life by Clutterbug

          ClutterBug - Organize, Clean and Transform your Home & Life

          1,992 Listeners

          Minimalist Moms Podcast | All Things Minimalism, Intentionality & Simple Living by Diane Boden

          Minimalist Moms Podcast | All Things Minimalism, Intentionality & Simple Living

          950 Listeners

          This Organized Life: Decluttering Tips for Moms, Entrepreneurs and Professional Organizers by Laurie Palau

          This Organized Life: Decluttering Tips for Moms, Entrepreneurs and Professional Organizers

          274 Listeners

          Sustainable Minimalists by Stephanie Seferian

          Sustainable Minimalists

          847 Listeners

          Millennial Minimalists by Kelly & Lauren

          Millennial Minimalists

          310 Listeners

          Minimal-ish: Minimalism, Intentional Living, Motherhood by Cloud10

          Minimal-ish: Minimalism, Intentional Living, Motherhood

          996 Listeners

          The Declutter Hub Podcast by The Declutter Hub

          The Declutter Hub Podcast

          200 Listeners

          Maximized Minimalist Podcast by Katy Wells

          Maximized Minimalist Podcast

          898 Listeners

          The Minimal Mom by Dawn Madsen

          The Minimal Mom

          751 Listeners

          Declutter Your Chaos - Minimalism, Decluttering, Home Organization by Amber Cammidge, Decluttering Coach, Professional Organizer

          Declutter Your Chaos - Minimalism, Decluttering, Home Organization

          289 Listeners

          THE HABITS & HOME SHOW | Decluttering & Systems for Christian ADHD Moms by Lisa Lizotte | Home Organizer and Habits Coach

          THE HABITS & HOME SHOW | Decluttering & Systems for Christian ADHD Moms

          159 Listeners

          The Art of Decluttering by Amy Revell

          The Art of Decluttering

          89 Listeners

          Paring Down: Realistic minimalism, decluttering, & intentional living by Cloud10

          Paring Down: Realistic minimalism, decluttering, & intentional living

          220 Listeners