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Credit repair is confusing… on purpose.

If you don’t know which law applies in which situation, you’ll send the wrong letter, contact the wrong entity, and never see results. That’s why today, I’m breaking down the difference between the FDCPA (Fair Debt Collection Practices Act) and the FCRA (Fair Credit Reporting Act).

Collectors and bureaus rely on people getting confused. Use the wrong law, and you lose your power instantly. But cite the right law, know exactly which statute they’re violating, and speak their language, and suddenly, they have to take you seriously.

By the end of this episode, you’ll know exactly how to use both laws to get results and stop getting played by collectors and bureaus.

Let’s jump right in.

P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/

Key Takeaways:

00:00 Intro 

01:15 Credit Repair Is Confusing… On Purpose 

02:09 FDCPA vs FCRA 

05:03 FDCPA Explained 

06:32 FCRA Explained 

07:33 Real World Examples 

08:55 My Final Point 

09:34 Outro

Additional Resources:

• Get a free trial to Credit Repair Cloud
• Get my free credit repair training  
• This Reporting Violation Could Help You Remove Student Loans

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