It isn’t even August yet, and the back-to-school commercials and group chats have already begun. But, have you thought about back-to-post-secondary-school? It may seem like that day will never come, as you clean up the dirty dishes in the sink and do yet another load of laundry, but in the blink of an eye you’ll be dropping them off at university, holding back the tears. Carla is back on the mic to discuss the basics of Registered Education Savings Plans (RESPs) and how you can start budgeting and saving for your child’s future. It is no secret that post-secondary education is expensive, but remember, with a little prep work, everything’s gonna be fine, fine, fine.  

Today’s topics include: 

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Have you been to a kid's birthday party lately?! Picture bouncy castles, pony rides, fun parks, magicians, high-end cakes, and the list goes on. Not to mention, there’s always some elaborate theme that requires a trip to the costume shop. Now, all of these things do sound like fun, but they come with a big price tag. On today’s episode, Carla discusses the line between generosity and parenting, and how you can set realistic spending expectations with your children (life lesson alert). The moral of the podcast: don’t use money or material goodies as a shortcut for parenting. 

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

As of May 31, 2022, there have been over 37k reports of fraud, which has equated to 207 million dollars (yes, you read that right!) lost to fraud in Canada alone. We are wrapping up our fraud themed episodes by bringing back certified cybercrimes investigator Rachel Jolicoeur to share the top scams of 2022 and how you can protect yourself from fraudsters and catfishers. Make sure to share this episode with a friend so everyone can relax this summer and avoid getting swindled in their own backyard. 

Today’s topics include: 

Find more Interac resources HERE. 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

We've got a feeling that tonight’s gonna be a good night, but with the summer jams, family vacations, and patio drinks comes the big dent in your wallet (psst... don’t tell Carla). With summer in full swing, the cost of having fun tends to build up fast (along with that sweet tan), so Carla is back with some budget-friendly tips and tricks to save your summer wallet. So lather on the sunscreen and get ready to create some of your own fun, memorable, and affordable moments this summer. 

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

In today’s dating world, finding love is right at your fingertips. One swipe could change everything! Millions of people have had success on dating apps, but with success comes scammers. According to the Canadian Anti-Fraud Centre, romance scams were responsible for the second highest amount of fraud related dollars in 2021. But do not fret, Carla is back on the mic to make sure you swipe left on the tinder swindlers and avoid financial heartache. You deserve to find love and keep your money safe too. 

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

Life with plastic is fantastic when our debit and credit cards are safe. Savvy scammers are always looking for new ways to distract us from what they are trying to accomplish – stealing from our precious bank cards. Carla is back solo on the mic in today’s episode which is all about how to avoid getting psyched out when trying to protect your plastic and how to assess your situation to better understand when to give out debit or credit card information.  

If your gut is telling you that something is off, just don’t share! 

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are. 

Technological advances are great, but danger lives online and cyber-crime is at an all-time high. Clever online fraud sometimes makes us wish we could go back to a simpler time in the '90s. Today’s episode is all about how to keep you and your money safe from those pesky online criminals, and some tips on the steps you can take to keep everything well protected. If you don’t know, just don’t click! 

Today’s topics include: 

• What kind of dangers lay online 

• How to protect yourself against fraud 

• Your best defense mechanisms against identity theft 

As mentioned in this episode, for more information please visit the Canadian Anti-Fraud Centre at antifraudcentre-centreantifraude.ca 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

Since the beginning of the pandemic, so many of us have turned to online services and devices to carry on our daily activities, making it more important than ever to remain vigilant. You just never know who's on the other side of the screen! It can definitely be a scary thing, so Carla brought in the Director of Fraud Mitigation and Strategy at Interac Corp, Rachel Jolicoeur, to shed light on how we can better protect ourselves against savvy online scammers. They share tips on how to be more conscious of what we’re posting on social media, how to be your own line of defense, and how to deal with fraud fatigue. By the end of this episode, you'll know exactly how to fight against the digital bad guys. 

Today’s topics include:  

Find the digital check up HERE! 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are. 

If you remember dial-up, cassettes, VHS tapes, and only being able to access the internet from the library, chances are you’re a Millennial or Xennial (yep, there’s a new generation in town). This is an optimistic and cooperative group of humans that are committed to building a better world, and Carla is back on the mic to share a way to do just that. Today’s episode is all about socially responsible investing and how you can be a part of the change. Let’s face it Xennials and Millennials, it’s up to you to assume the responsibility of making a lasting positive impact on the future and, the best part, you can do it while listening to that vintage Dance Mix ‘95 CD! 

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

The theme this month is planning for your future, and Carla has touched on a variety of ways to set yourself up for financial success (psst go listen to last week’s episode). But, there is a slightly more morbid piece to the financial puzzle that cannot be overlooked. On today’s episode, Carla welcomes tax and estate specialist Doug Carroll to discuss the do’s and don’ts of estate planning. Doug walks listeners through the process and planning of an estate and shares tips to make the experience a little less stressful. Far too many of us put this incredibly important process off until we are older, so tune in to hear how you take care of yourself and your loved ones today, tomorrow, and beyond. 

Today’s topics include: 

Learn more about Doug Carroll HERE 

Register for the 2022 Wealth Webinar - From Estate Planning to Estate Do-ing 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.