Let’s take a trip down millennial memory lane...CD wallets, ultra-thin eyebrows, Modrobes, Bobby’s World, flip phones, The Price Is Right, Dance Mix 95, and the list goes on. As a generation, we have most certainly made our mark, but we are facing an uncertain economic future that is unlike any previous generation. With the price of gas and houses on the rise, it feels like a financial tornado is on the loose, so what can we learn today that will help us tomorrow? Carla is back on the mic to discuss the spending habits of millennials and what impacts their financial decisions. Plus, she explains millennial investing trends and how you can have your avocado toast and eat it too.   

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

It’s Women’s History Month and this year’s campaign is all about breaking the bias. The role of women in finances has most certainly evolved over the years and there is no doubt women are slaying the financial game while also keeping up with the Joneses. But, there is still some way to go and bias very much present when it comes to finances. One example of this is the pink tax, which is a system of discriminatory pricing on products and services based on gender. On today’s episode, Carla discusses ways to fight back against this tax and collectively help break financial gender bias. So, if you’re getting revved up reading this, throw on some Destiny’s Child and keep shattering those ceilings one bit of knowledge at a time. 

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

Spring is in the air. The birds are chirping, the flowers are blooming, the days are longer, and your savings have been growing...right? So as you clean out your closet and pump up the tires on your bike, why not revisit those financial goals you set for yourself at the beginning of the year. Carla is back to make that process a little less painful as she shares her ten most common money mishaps to help keep your financial goals on track so you can focus on living your best life. 

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

Let’s not beat around the bush — debt sucks! If you’ve accumulated some debt, you are far from alone and your banking BFF Carla, is back on the mic to help you take back control and feel empowered when making financial decisions. She wants you to give a hoot about that debt, whether it’s good or bad, and walk away from today’s episode with actionable steps to break the debt cycle. Stop the blaming and shaming game and instead offer yourself a little self-compassion as you create a plan — debt by debt (cue New Kids On The Block).    

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

Today’s episode is all about the people. Tandia polled the community to learn what financial terms they should know, but don’t. You’re not the only one to toss a few buzz words around the dinner table without fully understanding their meaning, but don’t worry — your secret is safe with Carla. She breaks down common financial acronyms, home buyers plans, demand loans, and finally puts that high school math class about compound interest to good use.  This is the perfect episode to build your financial toolbox that no one will ever know you listened to.   

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

You may be asking yourself, “what’s love got to do with your finances?” Carla is back for a Valentine’s Day special to discuss financial compatibility, how the five love languages can help your bank account, and of course, cinnamon hearts. We all know money can be the leading cause of stress in relationships but Carla is here to teach you how to communicate openly and honestly with your partner as you hit those major romantic milestones. It’s all about operating as a unit to tackle those big and small financial goals and remember, you always have your banking BFF for support because there is no “I” in team. 

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

Chances are if you have kids, that you’ve heard the long list of dos and don’ts when it comes to parenting, but did anyone prepare you for the ongoing price tag that having kids can bring?! As a mother herself, Carla has experienced the financial ups and downs that come with raising a family, and after her third, she has learned a thing or two about planning for the present and the future. On today‘s episode, Carla shares tools and tactics to create positive spending habits with your children no matter their age and ways to open up the dialogue surrounding money empowering your kids to make smart financial decisions as they grow up and eventually leave the nest.

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

Every week Carla helps you focus on your financial picture as a whole and today’s episode is no different as she dives into the structure of savings plans. Now, the good news is there is still tons of room to have fun as you build your own savings pyramid and begin to hit those financial goals you set at the beginning of the year. Whether you are planning a trip to Hawaii or you’re finally going to buy that boat, Carla has a strategy to do just that while also building a solid foundation for your long term investments. Use this episode as a sign to begin building your very own savings pyramid with goals that get you excited and remember that a triangle is the most supportive shape so you’ve got yourself covered. 

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.  

This week is all about digging a little deeper into financial health and opening up the conversation regarding mental health, money, and how the two are related. Carla welcomes Registered Psychotherapist, Clinical Supervisor, and the owner of Dig A Little Deeper, Christina Crowe, to the podcast to discuss the connection between your bank account and your overall well-being. They dive into the types of emotional relationships people have with money, how your upbringing can affect your financial health, and realistic goal-setting strategies. If you are worried about money, Carla and Christina want you to know that you are not alone and there are a variety of resources available to help combat financial stress. Change doesn’t happen overnight but there are tools to help guide you in the right direction to begin your own journey of digging deeper.  

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are. Follow Christina on Instagram @digalittledeepertherapy. 

Additional Resources  

1. Canadian ADHD Patient Advocacy Group (CADDAC)  

2. Dig A Little Deeper Website and ADHD Resource Hub  

3. HelpGuide - Coping With Financial Stress 

4. Financial resources specific to ADHD:  

·       https://chadd.org/for-adults/managing-money-and-adhd-money-management-schedule/ 

·       https://chadd.org/adhd-weekly/more-month-than-money-apps-to-help-with-money-management/ 

·       https://psychcentral.com/lib/how-to-overcome-common-financial-pitfalls-when-you-have-adhd#1 

You may be feeling like you have lost a little faith as 2022 unfolds a bit differently than we had all hoped for, but Carla (and Sting) are here to help keep the faith alive. You are not alone in the feelings of overwhelm and stress that arise this month, and professionals have actually coined today Blue Monday. But have no fear, your banking BFF is here to help you shift your mindset, take charge of your finances, and avoid the Monday blues this year. On today’s episode, Carla discusses the importance of understanding your credit report and ways to raise your credit score in a few simple steps, and explains what all those complicated terms on your report even mean. A positive outlook could very well be the miracle remedy you’ve been searching for on this Blue Monday so cheer up buttercup, and go check your credit score! 

Today’s topics include: 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.