The Chris LoCurto Show

By Chris LoCurto

Break down the barriers to small business success with 'The Chris LoCurto Show'. Tailored for the tireless entrepreneur facing the daily grind of managing cash flow, leading a team, and carving out a ... more

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How many episodes does The Chris LoCurto Show have?

The podcast currently has 832 episodes available.

The Chris LoCurto Show episodes:

October 31, 2023546 | Your New Job: Chief Behavior Officer
Use the timestamps below to guide you better as a leader or individual:
Defining and shaping company culture. 0:00
Chris LoCurto discusses the role of a Chief Behavior Officer, defining culture as actions and attitudes.
He argues that leaders should shape culture, rather than simply expecting good behavior from employees.
Chris LoCurto emphasizes the importance of defining and shaping a great culture in a company or family, as it brings power and momentum when everyone is moving in the same direction.
He contrasts this with a poor culture, where gossip, backstabbing, and low morale hinder progress and create a toxic work environment.
Building trust and vulnerability in leadership teams. 4:56
Chris LoCurto highlights the lack of trust as a common issue among leadership teams, noting that even when team members think they trust each other, they may not be vulnerable enough to truly communicate and collaborate effectively.
He emphasizes the importance of vulnerability in building trust and deepening communication within a leadership team, but also acknowledges the need to be mindful of sharing personal information with the right people.
Chris LoCurto emphasizes the importance of trust and vulnerability in teams, encouraging members to share their failures and learn from each other.
He believes that when team members trust each other, they can work closer together, have deeper conversations, and focus on making failure a great teacher for success.
Positive culture and leadership. 9:51
Chris LoCurto emphasizes the importance of creating a positive culture in business, leading to increased productivity and better outcomes.
By teaching leaders to be behavior officers, businesses can experience remarkable growth and success.
Chris LoCurto emphasizes the importance of gratitude in managing one's own behavior and leading others positively.
He encourages listeners to focus on being grateful for the good things in their lives, even during difficult times.
Forgiveness and gratitude in difficult times. 16:02
Chris LoCurto shares how God revealed to him that he was not forgiving two people who were currently sinning against him, and how praying for them has changed his life.
LoCurto and his wife pray specifically for those who are causing difficulty in their lives, finding it difficult but necessary to forgive in the midst of negative situations.
Start with gratitude and learn personality styles to grow closer to God and others.
Personality styles and leadership roles. 20:57
Chris LoCurto explains the importance of understanding personality styles to lead people to better behaviors.
Chris LoCurto emphasizes the importance of learning leadership skills to help others succeed.
He shares a meme illustrating the difference between an "obvious solution" (add more horses) and a "corporate solution" (add more people in the cart with whips).
Chris LoCurto emphasizes the importance of understanding one's personality style in the role of Chief Behavior Officer (CBO), as it can impact how they interact with and influence others.
He encourages leaders to make adjustments to their personality style to better care for their team members, even if it means stepping out of their comfort zone.
Leadership, communication, and attitude change. 27:29
Chris LoCurto recognizes the need to change and adjust his communication style to better support his team.
He prioritizes vulnerability and open communication with his leaders to set a positive example and address any issues.
Chris LoCurto takes a hard look at his workload and delegates tasks that are not essential to free up time to focus on leading his team.
He recognizes that leading people is not the bulk of his job, but he prioritizes spending more time helping his team with the right behaviors and attitudes.
Leading a team to better actions and attitudes. 32:12
Chris LoCurto emphasizes the importance of self-awareness and communication in leading a team effectively.
He identifies communication gaps as a major challenge that leaders face, and stresses the need to fill those gaps to guide and direct team members effectively.
Chris LoCurto emphasizes the importance of accountability in implementing cultural change, and acknowledges that some team members may resist or not be willing to adapt.
He suggests that as leaders, it's possible to find individuals who don't want to be held accountable or who are not a good fit for the organization's new direction.
Leading change in a business environment. 36:54
Chris LoCurto emphasizes the importance of watching cultural aspects and gossip to avoid coming across as criticizing or blaming others for their behavior.
He also stresses the need to focus on key results and expected outcomes when trying to change behaviors towards work, while still maintaining a positive attitude.
Chris LoCurto highlights common challenges in businesses, including communication issues, accountability concerns, cultural issues, and toxic practices.
He emphasizes the importance of identifying and addressing these challenges to improve the overall culture and productivity of the business.
Addressing toxic team members and improving workplace culture. 42:18
Chris LoCurto highlights the common fears of leaders when it comes to dealing with toxic team members, including the fear of losing important knowledge and skills.
He emphasizes that walking through a proper accountability process can lead to a healthier team culture, even if it's difficult and uncomfortable.
Chris LoCurto highlights the importance of addressing toxicity in the workplace, including poor attitudes, lack of accountability, and unsolved problems.
He suggests solving these issues by paying attention to them, fixing them, and providing the necessary tools and expectations to team members.
Improving workplace culture through personality styles and communication. 47:08
Chris LoCurto emphasizes the importance of improving team culture, citing it as the top issue in businesses and highlighting its impact on finances, clientele, and customer service.
He shares his experience of his team's success in changing culture, resulting in more money, better client relationships, and improved overall performance.
Chris LoCurto emphasizes the importance of understanding personality styles in communication, particularly for leaders and business owners.
He encourages listeners to take their team through the DISC personality styles video to improve teamwork and relationships.
...more
53min
October 24, 2023545 | Building Healthy, Happy, Hybrid Teams
Use the timestamps below to guide you better as a leader or individual:
Building healthy, happy hybrid teams. 0:00
Chris LoCurto reveals his initial resistance to remote work before COVID forced his team to adapt.
Chris LoCurto highlights the importance of accountability in business, citing it as the second biggest issue he sees in every company.
He emphasizes the role of great communication and accountability in leading a high-performing team, despite having half the size of a typical team.
Remote work challenges and solutions. 4:36
Chris LoCurto was hesitant to adopt a remote work model due to concerns about culture and accountability.
He wanted to ensure that remote team members lived out the company's core values during their workday.
Chris LoCurto expresses concern about communication issues in remote teams, emphasizing the need for leaders to prioritize accountability and address potential failures in communication.
LoCurto believes that most leaders have accountability issues within their teams, even if they have been through leadership training, and emphasizes the importance of having processes in place to address these issues.
Accountability and quality in remote work. 9:42
Chris LoCurto emphasizes the importance of accountability in remote work, citing a lack of processes and KPIs as a major issue.
He stresses the need to define what "winning" looks like for each role and to ensure that core values and mission are still being upheld, even when employees are not in the office.
Chris LoCurto emphasizes the importance of creating a culture of accountability in a business, where team members are held responsible for treating clients, leaders, and each other with respect and excellence.
He highlights the need for systems and processes in place to ensure that these values are upheld, even when team members are working remotely or outside of regular office hours.
Hiring remote talent for a hybrid team. 15:20
Chris LoCurto frustrated with local hiring process, finds better talent remotely.
Chris LoCurto is frustrated with the local talent pool in Nashville and wants to explore hiring remote teams to fill skill gaps.
He has found success in hiring a remote team to back up his local team and increase productivity.
Hybrid teams, leadership, and productivity. 20:11
Chris LoCurto highlights the benefits of a hybrid team, including flexibility and the ability to work with people in different time zones.
Strong leaders are crucial for a successful hybrid team, with high-quality communication and accountability being essential.
Strong leadership is crucial for remote teams, as it ensures direction and productivity.
Without clear leadership, remote workers may feel unsupported and unproductive, leading to wasted time and resources.
Fostering healthy team dynamics for engagement and happiness. 25:20
Chris LoCurto emphasizes the importance of feeling valued and cared for in a team dynamic.
Leaders must prioritize creating phenomenal relationships with team members in-person and remotely to ensure they feel valued and cared for.
Fake compliments or insincere gestures of appreciation can undermine trust and buy-in from team members.
Remote work and team building. 29:42
Chris LoCurto discusses challenges of remote work, including feeling alone and disconnected from team members.
Chris LoCurto highlights the importance of feeling connected and belonging in the workplace, citing instances of employees leaving for less money to be around people.
He suggests ways to combat isolation, such as regular team lunches or other activities that foster a sense of community.
Processes and tools for remote teams. 33:25
Chris LoCurto emphasizes the importance of having clear processes in place for remote work.
Chris LoCurto emphasizes the importance of quality processes and tools for team members to do their best work.
He highlights the need for clear communication, accountability, and structure within teams to ensure success.
Project management tools and prioritization. 37:40
Chris LoCurto highlights the importance of having a solid program in place for projects, with clear accountability and visibility for team members and leaders.
He suggests that if a program lacks these elements, it may be necessary to implement a new system to ensure successful project management.
Chris LoCurto highlights the importance of using tools like Asana and Dashlane to streamline project management and ensure team members are focused on priorities.
He also shares how Dashlane allows team members to access apps without knowing the passwords, providing an additional layer of security.
Building healthy, happy hybrid teams. 42:52
Chris LoCurto emphasizes the importance of using the same software programs across the team to avoid confusion and unnecessary expenses.
He shares his personal experience of transitioning from Lotus to Google Docs, highlighting the need to vet new subscriptions and make the necessary changes to improve remote and hybrid work.
Chris LoCurto emphasizes the importance of understanding personality styles in building healthy, happy hybrid teams.
He recommends using disk products to improve communication and teamwork, and encourages listeners to share their own experiences and insights at [email protected].
...more
49min
October 17, 2023544 | Struggling With Information Gaps
Use the timestamps below to guide you better as a leader or individual:

544Summary
Communication gaps leading to confusion and frustration. 0:10
Chris LoCurto discusses information gaps leading to frustration in communication, particularly in team settings.
Chris LoCurto shares his frustration with people who don't ask questions in meetings, leading to confusion and poor decision-making.
He believes this behavior stems from a lack of understanding of one's role and the root system issues that need to be addressed.
Communication challenges in personal and professional settings. 4:58
Chris LoCurto discusses common communication challenges in work settings, including information gaps and misunderstandings, and how they can lead to confusion and frustration.
He also shares personal experiences of communication struggles in his marriage, highlighting the importance of understanding each other's personality styles and communication preferences.
Chris LoCurto emphasizes the importance of understanding personality styles in communication to avoid conflicts and improve relationships.
He highlights the negative impact of miscommunication between parents and children, leading to feelings of inadequacy and clamming up.
Improving communication skills. 9:38
Chris LoCurto emphasizes the importance of self-reflection in communication, encouraging listeners to ask themselves if they are communicating effectively before blaming the other person.
He shares his personal experience of realizing that he was the one not communicating clearly, rather than assuming it was the other person's fault.
Chris LoCurto asks questions to clarify communication, giving the other person permission to say "I don't understand."
He changes his verbiage to "is there anything confusing?" to reach a different part of the other person's brain.
Improving communication through active listening and understanding personality styles. 14:39
Chris LoCurto adapts communication style to better understand and help others.
Chris LoCurto learned to improve his communication by asking questions and writing down the answers he received from his team, rather than assuming they understood his perspective.
By doing this multiple times in presentations, he was able to tailor his communication to his team's needs and clarify any misunderstandings.
Chris LoCurto adjusted his communication style by recognizing and addressing his own personality style, leading to improved team communication and teaching on the topic.
Understanding personality styles for effective communication. 20:32
Understanding personality styles and how they impact communication can help individuals improve their relationships and communication with others.
Chris LoCurto emphasizes the importance of understanding personality styles in communication, particularly in remote work settings.
He suggests using DISC profiles to bridge information gaps and adjust communication approaches based on the personality style of the person being communicated with.
Personality styles and communication. 25:00
Chris LoCurto adjusts his communication style based on personality type, prioritizing clarity and engagement for high I and D styles.
For high I individuals, Chris uses a more personable tone and asks for repeated explanations to ensure understanding, as they tend to lack attention to details.
Chris LoCurto listens to the responses of his clients to identify any conflicts or gaps in understanding, and adjusts his communication style accordingly.
By actively listening to their concerns and questions, Chris aims to bridge the gap of confusion and overcome any conflict that may arise during the communication process.
Personality styles and communication gaps in teams and families. 30:35
Chris LoCurto highlights the importance of adapting communication styles to help others understand and retain information.
Chris LoCurto highlights the importance of team members leaning in to support each other, rather than just focusing on their own success.
He shares examples of clients who have successfully implemented this approach, with team members actively recognizing and supporting each other during meetings and discussions.
Chris LoCurto encourages listeners to become adaptable and flexible in communication to improve relationships.
...more
37min
October 10, 2023543 | Leading Families: Conflict To Community
Use the timestamps below to guide you better as a leader or individual:
How do you go from conflict to community? 0:00
Welcome to the chrisliccardo show, leading families conflict to community, and the journey from discord to unity within families.
Why conflict within families leads to tension and can lead to strained relationships.
How to make a shift from conflict and tension to being able to have open dialogues, even if they have healthy conflict in them, to create family bonds.
The importance of healthy boundaries.
How to remove yourself out of the conflict. 5:09
The desire to control and the desire to win, and how to remove yourself from the emotional effects of conflict.
The first thing to do is recognize when and why people add to conflict.
The importance of recognizing when someone is struggling with a specific topic or the way that something is presented, and how it can be seen as an example of someone who is in task mode.
How perspective gathering questioning can sound like accusing someone of doing something wrong.
Once someone has changed the way that they are asked a question, it takes away any defensiveness from the person.
Recognize when someone is struggling and what caused it. Take responsibility and adjust communication in a way that is loving, kind and in the direction of the other person.
Why is community so important as leaders? 13:25
The first thing to recognize is why community is so important as a leader. The more people operate in quality community, the more they are healed and feeling healthy.
The role of leadership in family situations that are trying to diminish conflict or have the best community.
One of the best ways to heal someone who has experienced trauma is in community, communal dancing, singing and enjoying each other.
The six areas in the world that have the highest number of centenarians, people who live over 100 years old, have a phenomenal community aspect.
How to help create a harmonious environment. 19:18
The first thing a family leader has to do is recognize the importance of not being emotionally handcuffed to conflict.
One of the most important qualities of a harmonious environment.
Get to a place of understanding where people are coming from and what they are experiencing in this moment.
Lead the whole family to a greater community.
Your job is to create the communal aspects of the family.
Communication forms the backbone of any thriving family community, and it's the backbone for a thriving community.
Fostering a space where everyone feels heard and valued. 25:44
One of the big aspects of communication is fostering a space where everybody feels heard and feels valued.
When someone doesn't feel heard, repeat back everything they've heard.
Communication forms the backbone of any thriving family community. One of the most important aspects of communication is leaning in other people's direction and helping them understand they are heard.
Check out crystalcredo.com/store for more details.
The more you can solve these aspects as you do that, the more you will be able to celebrate family and community.
Get away from the junk and be with people.
...more
32min
October 02, 2023542 | Leading Teams: Combativeness To Collaboration
Use the timestamps below to guide you better as a leader or individual:
Combativeness vs. collaboration. 0:00
Today's episode is all about team dynamics and leadership. The journey from combativeness to collaboration within teams is coming up next on the chrisliccardo show.
Why combativeness can lead to tension and communication breakdowns.
Many times, teams feel like they have to be in a competition or that their priorities are more important than others.
Collaboration promotes innovation and creates a more positive work atmosphere.
People default to a competitive mindset. 4:10
People default to a competitive mindset, especially in the workplace, and don't naturally lean in the direction of collaboration.
Competitive mindset creates one of the worst things in any business, silos.
People who are focused on only their area or their role or leaders. The shotgun approach, when multiple people focus only on their areas.
Why creating silos is a problem.
Two people in his early years of leading he hired that he regretted because of how focused they were and how destructive they were to the rest of the team and how they impacted the team.
The two silos, the two islands, plus all the other team members.
How do I get out of the islands? 10:23
How to get out of competitive combative team members and break down the brick walls of not wanting to work with other team members.
How to have tough conversations with team members to say, you work for me, you don't work for yourself.
One of the islands silos moved in the direction of collaboration pretty quickly. The other one took a little bit longer, but eventually they recognized if they cared about the other people, those people were there to support them.
It took months of making this happen, not overnight.
Understanding the importance of collaboration. 15:27
Team members had better relationships and a more positive working environment. It took a lot of work and effort to make that happen.
Team leaders need to understand the importance of collaboration.
The goal is to bring five silos together and foster an open communication, vulnerability and ability to care about other people.
The one thing that does not fly around is the saying, that's not my job. We do this together, we move in the same direction.
Team building exercises. 20:22
Team building exercises that can be done on Google or online, such as games or activities that require nobody to have a title.
All kinds of team building exercises available.
In Tennessee, leaders go through team building exercises to see what it's like to work with a team in a collaborative or combative style.
As people start to recognize what it is like for a team to work together, they can start to translate that into their own projects.
How to foster and nurture trust within your team? 24:35
Your job as a leader is to foster and nurture trust within your team or your teams, and how to do this.
How to build trust within a team.
Working with different personality styles can be conflict, not understanding personality styles, and not recognizing why someone seems to be competitive or combative.
Communication is the number one reason why businesses fail, and it is the most common reason why they fail.
People will start to recognize the thing that's been holding them back, which is understanding other people.
People want to hear from you. Send us your insights and questions.
...more
32min
September 26, 2023541 | Understanding the "D" Personality Style and Its Influence on Conflict
Use the timestamps below to guide you better as a leader or individual:
Intro to the high d personality style. 0:00
Today's show is kicking off a new series on personality styles, starting with the high d personality style.
Today's episode focuses on the high D personality style, which is a driver that tends to be a dominant personality style on a scale of zero to 100.
What is a high d? 2:59
High D drivers are goal-oriented and enjoy getting things done. They are also task-focused and don't want a lot of detail information.
High D is not the kind of person who wants to sit in a cubicle doing the same thing every day for months or years.
Why it is so important to understand personality styles, and why 90% of the population does not operate the way that you do.
Interactions and conflicts a high d will have with other personality styles.
Heidi’s love competition and competition. 6:57
Heidi's love being around other Heidi's because they enjoy the energy, competition and knowing that someone else wants to accomplish things the way they do.
High d wants to dominate and win.
A high eye loves people and wants people to think that they are important and good people. A high eye is a great encourager.
Conflict arises when a high eye only focuses on the task and doesn't communicate in a personal style.
The high d and high s. 11:41
Both the high D and the high E do not care a whole heck of a lot about details, so there is a good chance that a high D is communicating to a high E.
High D and S are almost opposite personality styles, with the D being supportive and supportive.
Many times the high d will see the highest s as someone they can take advantage of. They recognize that the highest is someone who is going to be very supportive.
Conflict arises in a couple of ways, eventually the highest will have pushed their priorities aside.
How the high d and high c compare. 16:22
The high d is very task-focused, and the high c is very detail-focused. The high d has the least amount of details from the i s and c is the most details.
The high c struggles with a lack of quality communication in the details, while the high d struggles with the details.
How to communicate with a high d, short and sweet. The more information you give them, the more confused they get, and the more they get stuck.
The more information the high d believes they have to do with everything that you've shared, the harder it is to solve.
Be direct with how you deliver the information. 22:14
Keep it short and sweet. Be direct with how you deliver the information. Make sure you know exactly what you are talking about.
Make sure to know what the heck you're talking about, because the immature high d will pick you apart if you don't.
Make sure that you are focused on what the results are going to be.
Don't be afraid of the high d. This is another thing that holds people back from communicating really well, and it holds them back.
How to avoid conflict with the high d personality style? 28:33
High D is able to get stuff done. Other personality styles are content with sticking with the status quo and doing the same thing over and over again.
How to leverage the strength of the high D personality style to resolve conflict.
High D leadership qualities are helping other people to accomplish things, helping people understand how to get something done faster and what are great priorities on accomplishing the project.
High D is determined to make it happen. They are determined to stay focused on the result.
Leveraging the strengths of the high d. 33:50
Leveraging the strengths of a team to accomplish team goals faster and achieve them even better.
How to resolve conflicts that come up between Heidi and some other styles.
High d needs to understand that people matter and that people's feelings matter. They need to recognize that if they lean in the direction of other people, they can get the things done that they want to get done.
For those who are not high d, reflect on ways to better communicate with that high d.
How to help others understand your personality style? 38:48
How to help other people understand your personality style. The importance of knowing and operating in personality styles.
How to understand each member of your family and how to communicate with them.
Understanding the high d personality style helps us to lean in the direction of that personality style. The more we can appreciate the diversity and personality styles around us, the more that we can lean in their direction.
We would love to know your experiences, insights, and questions about personality styles.
...more
44min
September 19, 2023540 | The Pros & Cons: Becoming a Risk Taker
Use the timestamps below to guide you better as a leader or individual:
Are you a risk taker? 0:00
Three big things leaders need to consider when deciding whether or not to take that risk and what they may risk by not taking it.
Are you a risk taker?
Intro to today’s show. 1:47
Today's episode will examine ways to assess risks and what might be holding us back from taking necessary and important action in the face of uncertainty.
This show is about making better decisions.
When it comes to risk, brian enjoys taking risks. He has raced formula cars and is a multi-business owner. He likes to calculate risk.
He asks the question, how could this fail? What could failure look like? He wants to know the potential risk and potential loss.
Taking a leap of faith. 5:50
When joel started his business, he took a big leap of faith, and it became way more than he thought it was going to be in the beginning.
He has done over 500 next level life change programs, including a scholarship program for single moms and single dads.
Take the leap of faith. God is not calling you to anything that's going to fail. god's never going to call you to something that goes against him.
Three big choices to learn as a risk taker, starting with taking baby steps.
Understanding your capacity and understanding your weaknesses. 11:18
The biggest risk is not taking any risks at all, and not knowing what your capacity is or how to live life to the best.
Keys to understanding your capacity.
If you don't take risks, failure will be your master, not your teacher. Failure is the greatest teacher for the student who is willing to learn.
The five aspects that allow you to fail, as long as it's not a fatal failure.
How he started investing in real estate. 15:56
He started investing in real estate when he was 10 years old and wanted to own real estate as a kid.
He has a couple of real estate companies.
Putting money back into people as a resource to change lives and impact more people.
Hiring marketing people that didn't make things happen over the decades.
Embrace failure, not fear. 19:51
Number two is embracing failure, not fear. Failure is part of any learning process, but fear keeps us bound to mediocrity.
Fear is a colossal waste of time.
Fear is an incredibly small percentage of the fear that you experience in a day, but it creates all the rest.
The bulk of fear is being afraid of man's opinion.
Healthy people vs toxic people. 24:00
The opinions you should be concerned about are the ones that come from healthy people who know what they are talking about.
The victim mentality that is going around right now.
How spending time around people who are victims leads to becoming one, and how to make better decisions in life.
The importance of constantly gaining perspective and asking for opinions.
Do not fear failure. 28:10
It's okay to fail, just don't do fatal failures. Learn what happened and how to fix it. Learn how to identify failure and teach and grow people in the situation.
Number three, calculate the risk. First, what fear is the fear, and why fear is imaginary.
If this thing fails, ask how can it fail. The first question to ask is, how can this thing fail?
If it fails, consider how it will affect you, your family, your kids, your team, your business, or how it could affect others.
How much is this going to cost me? 33:48
Ask how bad the risk is on a scale of zero to 10, and how badly it will impact people, finances, etc.
Start small and take baby steps.
If people love the tacos, then upgrade to a food truck. If people love them, then go ahead and do a brick and mortar, but start small.
If the decision is starting a new business, there is a ton to calculate if it is a new idea.
How to boost your risk taking bandwidth. 38:30
Five things you can do today to help boost your risk taking bandwidth, clarify goals, consider the rewards and potential benefits, surround yourself with successful risk takers.
Become comfortable with change.
Mark Twain, 20 years from now, you will be more disappointed by the things you didn't do than by the ones you did.
Check out crystal crypto's executive coaching program.
...more
44min
September 12, 2023539 | The Pros & Cons: Taking Out a Loan?
Use the timestamps below to guide you better as a leader or individual:
Taking out a loan. 0:00
The three big things to consider when deciding whether or not to take out a loan, and why going into debt is one of the biggest mistakes.
The short and sweet answer to today's topic.
How to leverage your cash. 1:58
Leveraging cash to get out of bad sticky situations and get yourself out of sticky situations.
No other 1920 21 year olds know how to handle their finances.
The difference between business debt and personal debt. 4:07
Understanding how to think about loans. First things first, is it a business or a personal loan.
If your business is bringing in over a million dollars a year, most of most of your business debt will be considered personal debt.
The first reason people take out a loan or a line of credit is because they might seek a loan to purchase real estate.
Chris has a fail-proof idea. He has heard about 4000 people lose in their business because of failure-proof ideas.
How much money do you really need? 8:59
Real estate is one of the safest investments that you can make right now. Over the long haul, it should continue to go up in value.
When you are financially ready to make a purchase of this size, you have your financial ducks in a row.
The best way to save money. 11:39
The best idea for a young couple is to buy the smallest thing they can possibly get in five years.
At the end of 10 years, you will have a large chunk of change that you can put down on your forever home.
The pros and cons of paying off a mortgage before buying a house, and why Chris believes that most people aren't prepared financially before they take out a loan.
The cons of buying a home before paying taxes and repairs.
You’re inviting Murphy into your life. 16:12
You're inviting Murphy into your life because what's going to happen is the AC is going to break.
A prudent person with insight foresees danger coming and prepares himself for it.
Most people get a credit card because they want to be prepared. 18:05
Most people get a credit card because they want to be prepared for an emergency. This is not how to prepare yourself financially.
Most people don't want to think about the future.
What is the hardest work there is? 20:00
Henry Ford thinking is the hardest work there is, which is probably the reason why so few people engage in it.
The second biggest reason why people get stressed out.
The best way to keep up with someone who is debt free is not to buy what they have, but to make smart decisions.
Why business owners have the hardest time buying new stuff.
The third reason why people seek out a personal loan. 24:06
Instant gratification puts us in the worst situations. The third reason why people seek out a loan or line of credit is debt.
Financial problems are a human character problem, not a money problem.
Learn to leverage your present over your future. 25:49
Leveraging future earnings to pay for something now or in the present is called going into debt. Instead, learn to leverage present over future, a savings plan.
The pros and cons of debt, the pro is that you get gratification now, the con is you are now tied to the outcome.
If you've been a slave to debt, talk to anyone who has gotten 100% debt free and ask them how it felt the first month.
If not, get one.
...more
31min
September 05, 2023538 | The Pros & Cons: Hiring From Within
Use the timestamps below to guide you better as a leader or individual:

538Summary
Three big things to consider when hiring an outside hire. 0:00
The three big things to consider when trying to decide whether to go with an outside hire or to promote from within the organization.
Who is this for?
How important is it to have the right team? 1:14
The importance of getting the right person in the seat and making the right moves strategically inside of the business.
The three big things that are important to consider.
The team affects every aspect of the business. 3:01
Your team affects every aspect of the business. The number one issue in every business is a lack of quality communication, accountability and quality culture.
Your team is your most important investment.
Should you promote from within or go with an external hire? 4:59
The first thing to consider is time and costs, internal hires will fast track the interview process. The first interview is a culture interview.
The other conversation is for another day.
Hiring internally vs external hiring. 6:24
Take a look at what they have done since they have been on the team to see if they can fast track the interview process.
Delegate properly.
Hiring an external hire will take longer and cost more than hiring an internal hire.
Hiring from within will cut down on time and expenses as well as time.
Impact on the team. 10:13
Internal hires have built in familiarity and loyalty across the team. It helps fast track integration and can boost the morale of other team members.
How it will impact the team now.
Things to consider when bringing in an external hire. 12:13
Consider how an external hire will impact the team, and how it could be the thing that you want to change or shake things up.
The third thing to consider while leveraging the risks of hiring an external person is to consider.
Leveraging the risks and not managing the risks. 14:10
Risk is not always a bad thing. Sometimes shaking things up can be a good thing. The key is getting the risk factor to work in your favor.
How to manage risk.
Managing the culture. 16:23
The internal promotion process is a great opportunity to offer the promotion to anyone who wants it and those who aren't ready for it.
The internal hiring process gives you the opportunity to sit down with a team member and ask them what makes them prepared to take on the role.
Leveraging the risks with external hires. 18:35
God has plans for everybody, and not everybody has to be inside of the business. It all comes back to leadership.
Leveraging the risks with the external hire to start with a clean slate and get a new code of culture on.
...more
22min
August 29, 2023537 | Growing Your Business Without Dying For It
Use the timestamps below to guide you better as a leader or individual:
How much are you willing to sacrifice to grow your business? 0:00
Three things leaders need to do to avoid overinvesting in their business.
Growth is important.
Why growth is an absolute must. 2:07
Growth is an absolute must, not counting the cost.
Comparing yourself to other businesses.
Why top-line numbers are not important.
Why opening up another location is a mistake.
Don’t take energy away from your business. 6:55
Duplicate the process and take energy away from the money-making process.
Make a business run really well.
How much is too much? 9:40
Maintaining harmony is as important to growth and synergy as pressing for something new.
The three things to hit.
Finding harmony and harmony in the right season.
Hiring the right team members.
Take a hard look at your strategic structure. 14:21
Take a hard look at the current season.
Take a look at strategic structuring.
Paying too much or not paying enough.
Treating clients well.
The problem with leaders who choose not to get rid of people. 18:31
How to get someone off the team.
The importance of moving people around.
Ask yourself how much can you grow in a year? 20:24
How to grow 45% in a year without negative consequences.
Research on growth percentages.
Taking a look at capacity in a year's time.
Growth without negative consequences.
Redefining success and redefining profit. 25:00
Growth of 45% is not amazing.
Redefining success, redefining success.
The importance of having a profitable business. 27:13
Profit is the top priority, but everything else comes after.
Debt is not a focus.
Having priorities right will help mitigate the risks.
Finding a healthy balance between work and life.
The blue zone communities. 32:24
Example of blue zone communities.
Blue zones have more centenarians than any other place on the planet.
Business owners and leaders live stressed out lives.
Next level life event.
...more
37min

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