How are we supposed to make an accurate, realistic budget when medical providers can bill you months or years after actually visiting them? In today's episode, Ashley will tell us about budgeting for her family and learning to incorporate these bills and payments into her budget. Ashley is a registered dietician and mom of two. She has used the Debt Free Mom pay period budget template for awhile and customized it to help keep track of medical bills.  

If you have a money question for Carly, or if you want to share your story of handling unexpected expenses, just go to dfmpodcast.com and fill out the guest application.  

Get the signature pay period budget template from Debt Free Mom for just $9! Visit debtfreemom.co/template to take your first steps toward confidently building a stable budget.

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10% of adults in the us have outstanding medical debts greater than $250 according to the most recent US Census Bureau. Unfortunately, medical bills are both common and confusing. Today on the Debt Free Mom Podcast, Lindsey joins us to talk about the hard reality of learning how to navigate medical bills and advocate well for her family. Lindsey is a married mom of two boys who works in talent acquisition for a major tech company, and in the last few years could have added "navigate the US medical billing system" to her resume.  

If you have a story of how you walked through unexpected expenses or a radical change in income, we'd love to hear you share it on the podcast! Visit dfmpodcast.com to fill out the guest application, and you could be on a future episode of the Debt Free Mom Podcast.  

The Debt Free Mom custom budget service takes the guesswork out of your next pay period budget. You submit your real numbers, your frustrations and goals, then relax while your budget is built for you. A custom budget will give you the confidence and insight you need to take action on your money goals. Visit debtfreemom.co/custom to see an example of a custom budget and sign up for yours today.

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Today on the podcast, I have Paige Pritchard who owns Overcoming Overspending. Paige is a spending coach who helps women stop impulse shopping and overspending. In 2020 Paige became a certified life coach through The Life Coach School and since then has coached thousands of women to become better spenders and reach their full financial potential through her social channels, her podcast called The Money Love Podcast, and group coaching program, Overcoming Overspending. Paige’s work has been featured in publications like NBC News, The Washington Post, The Daily Mail, BuzzFeed, The Guardian, and the Dr. Phil Show.

If you liked today's conversation, here's where you can find and work with Paige:

• Instagram: @overcoming_overspending
• TikTok: @overcoming_overspending
• YouTube Channel
• The Money Love Podcast
• Free Masterclass: Why You Impulse Shop & How To Stop
• Work with Paige: Overcoming Overspending Membership

 

Confidently build your own pay period budget with the Debt Free Mom mini course for just $9. Visit debtfreemom.co/template to get started.

 

If you'd like to join Carly as a guest on the podcast, fill out the application at dfmpodcast.com

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If you are feeling stuck with a shrinking gap between your income and expenses and wondering if there is any light at the end of the tunnel, look no further than today's episode. Emily Austin is a mom of two living in the high cost Northeast. Her husband is a social worker and she is a part-time waitress. Their willingness to be flexible with their income and their expenses has changed their outlook on finances just within the last year. And she's here today to share that story.

 

Let Debt Free Mom build a custom budget for you! It's the best way to get an accurate & realistic picture of your current finances and the changes you can make to improve. Book your custom budget today at debtfreemom.co/custom

 

Want to join Carly on the podcast as a guest? Share your story of how you navigated unexpected expenses, or ask Carly your budget questions to get her perspective on your situation. Apply today at dfmpodcast.com

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For all the negativity, social media may get, I'm so thankful for how it brings people together. I have followed Tidy Dad for a year now and always look forward to the beautifully predictable rhythms he brings to his stories. Tyler, his wife, Emily, and three daughters live in New York City. As you can imagine, big city living with a family of five comes with its challenges. Tyler uses his account Tidy Dad to share the habits, systems, and routines he has developed on a journey to tidy up his life and make more time for what matters most. 

Follow Tyler @tidydad on Instagram or on his website: thetidydad.com

If you’re not paid once a month, why are you budgeting that way? A monthly budget ignores the fact that sometimes your expenses are due before your paycheck is available. A pay period budget is built around your unique pay schedules so that your money doesn’t feel like a mess. Create an accurate, realistic plan for getting the most out of your paychecks. Get started budgeting by pay period today with the best selling budget template and mini course from me, Debt Free Mom. It’s available for just nine dollars at debtfreemom.co/template

Visit dfmpodcast.com to fill out the guest application to join Carly on a future episode.

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What would you do if you bought a home with a mortgage that was almost triple your previous mortgage? And then you ended up needing to reduce your income to care for a sick family member? Today on the podcast, Jenelle Walsh comes to share her story of getting creative with her money and committed to paying off debt that came out of circumstances she couldn't have seen in advance. Jenelle is a licensed therapist, mom of two, and the money manager for her family.

 

If you'd like to share your story of managing unplanned expenses, or if you'd like Carly's help sorting through your money situation, you can apply to be a guest on the podcast at dfmpodcast.com

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What would you do if three major home repairs fell in your lap all at once? Can you think of a possible plan of action easily, or would this kind of life event paralyze you financially? Today, Jackie comes on the podcast to share about this happening to her family. Jackie is a mom of three who works in medical sales. She's always budgeted in some form and has used the Debt Free Mom template for a little over a year. Listen to her story of navigating these major expenses that all happened in the middle of job change!

If you'd like to start pay period budgeting like Jackie, you can get the Debt Free Mom Mini Course & Template for just $9! You'll get the signature spreadsheet template to plan out all your income and expenses, plus several explainer videos to help get you started. Head over to debtfreemom.co/template to get the Mini Course today for just $9.

 

If you have a story of how you handled an unexpected expense, or if you're in the middle of dealing with one and need some guidance, you can apply to be a guest on this season of the Debt Free Mom Podcast. Just fill out the application at dfmpodcast.com.

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Welcome to season two of the Debt Free Mom podcast! Kicking off our next season, we have Mya on the podcast today. She is younger than our average listener base and she's here to share about being a Gen Z budgeter and trying to find financial advice that works for a younger generation. She's going to share her story about graduating from college, looking for jobs, and establishing herself independently with her finances and career. I am thrilled to have her on today.

On season two, we're going to continue these conversations, sharing stories, and asking questions about finances. This season, we specifically want to focus on making room for unexpected expenses, handling things that weren't originally part of the plan and finding our plan B with our finances.

If you want to apply to be a guest on the show and share your story or ask a question, you can go to dfmpodcast.com.

 

Book your Debt Free Mom Custom Budget today at debtfreemom.co/custom

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Last week, we wrapped up our June theme learning to enjoy eating most of our meals at home. To close out this month, today's episode is with our first ever expert guest! Amy Cross is an expert in food storage and preservation. She shares practical approaches to reducing food waste and spending even while accommodating food allergies, sensitivities, picky eaters, and everything in between. Listen to what Amy has to share today about making the most of our grocery budget.

You can find Amy on Instagram @thecrosslegacy, and on her website thecrosslegacy.com

I put together my own guide for enjoying food at home called Feed the Family. You can find it on my website at debtfreemom.co/store

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Summer with kids can be one of the most expensive times of the year. For some reason when they're all home and they're all eating meals at home all the time, it can end up being even harder to stay on budget. In today's first summer episode of the Debt Free Mom podcast, we'll talk through how to manage our finances and our time with kids at home for the summer. First, we'll cover ways to spend money wisely during the summer to boost our enjoyment (and our sanity!). After that, I share my tips on how to road-trip with kids - it's not as scary as you might think!

 

Click here to check out my Summer Favorites Amazon List.

 

We'll be back in the fall with season 2 of the DFM Podcast full of interviews and answering your money questions. If you'd like to apply to be a guest on the show when we return in September, visit dfmpodcast.com

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