The Fed just did something it hasn't done in over 3 years.

They HIKED rates.

Not cut. Not held. HIKED — for the first time since July 2023. 25 basis points. 12-0 unanimous. And Chairman Kevin Warsh signaled another hike is coming before the end of the year.

Every headline is screaming panic. Every real estate influencer is spiraling. And 95% of them are getting the story completely wrong.

Here's the truth: the Fed Funds Rate has almost NOTHING to do with your 30-year mortgage rate — and this hike is quietly setting up one of the best buying windows real estate investors have seen in years.

Sam Primm and Lucas break down what actually happened, what it means for the housing market, where the real opportunities are hiding right now, and the critical difference between the two rates every investor needs to understand cold.

Plus fantasy football takes, hot takes, and a stack of freebies in the show notes.

🏠 JOIN THE FREE REAL ESTATE COMMUNITY: https://www.skool.com/relaunch/about

📖 In this episode you'll hear:
✅ Exactly what the Fed did on September 16 (and why the vote was unanimous)
✅ Why the Fed Funds Rate ≠ your 30-year mortgage rate (this trips up EVERYONE)
✅ The one rate that ACTUALLY controls your mortgage (spoiler: it's the 10-year Treasury)
✅ Why oil prices are the hidden driver behind this whole story
✅ What Warsh's "one more hike" signal means for the rest of 2026
✅ Where the biggest real estate opportunities are hiding while everyone panics
✅ Why waiting on the sidelines is STILL the most expensive mistake investors are making
✅ Fantasy football hot takes and life talk

If you've been on the sidelines waiting for the Fed to make sense of this market — this is your wake-up call. The opportunity isn't waiting for rates to come back down. It's right now, while everyone else is confused about what actually just happened.

FREE RESOURCES + LINKS MENTIONED:

🏠 RE Launch Free Community — the free community where Sam and Lucas coach investors weekly → https://www.skool.com/relaunch/about

🚀 The Infinite Rental System — Sam's step-by-step system to buy your first (or next) rental in 6 months with none of your own money. Lifetime access. → https://rentals.fasterfreedom.com/

📊 RealBooks — the bookkeeping and accounting software built specifically for real estate investors. Get 40% off + a free trial → https://realbooks.io/fasterfreedom/?utm_source=faster-freedom&utm_medium=affiliate&utm_campaign=tof_all_30-off-free-trial_us_202606

🏦 FasterFreedom Capital — Short-term, long-term, and gap funding for real investors. → www.fasterfreedomcapital.com

I own $40 million in real estate. I've never used a single dollar of my own money to buy any of it. Not one.

That's not a hook. That's the truth. And in this solo episode, Sam Primm breaks down the exact system he's used for the last 12 years to buy rentals with none of his own money — the same system he taught his wife, his brother, and the 2,100 people currently inside his community.

If you've ever said "I want to invest in real estate but I don't have the money" — this is the episode that ends that excuse forever.

📖 In this episode you'll learn:
✅ The 3 unstoppable forces coming for your money right now (retirement, inflation, AI)
✅ Why 90% of millionaires became so through owning real estate
✅ The 5 ways real estate pays you (stocks pay you ONE)
✅ The math on ONE $300K rental — $34,000 in Year 1 returns
✅ Why $0 down = INFINITE return (and it's not marketing, it's math)
✅ The biggest untapped opportunity in real estate today: reducing friction
✅ The 5 sources of capital that fund every deal Sam has ever done
✅ The Infinite Loop: Find → Fund → Stabilize → Operate → Recycle
✅ Why "same dollars, next deal" is the secret the wealthy have used for 100 years

Sam Primm has been buying rentals for 12 years. He started with a W-2 job, no family money, and no mentor. His first house was $125,000 — bought with none of his own money. Today he controls a $40M+ portfolio using the exact system he walks you through in this episode.

You'll hear the honest reality of why your 401k won't save you (median balance in America is $95,425), why the dollar has lost 87% of its value since 1971, and why AI is about to eliminate half of entry-level white-collar jobs — and why real estate is the ONE asset class built to protect you from all three.

Whether you've been consuming real estate content for years or you're just starting to consider it — this is the episode that shows you the path.

RESOURCES MENTIONED:

🚀 The Infinite Rental System — The full system Sam walks through in this episode. Lifetime access. $47. → https://rentals.fasterfreedom.com

🏦 FasterFreedom Capital — Short-term, long-term, and gap funding for real investors. → www.fasterfreedomcapital.com

🏠 JOIN THE FREE REAL ESTATE COMMUNITY: ⁠https://www.skool.com/relaunch/about⁠

90% of aspiring real estate investors think the problem is that they don't have the money.

It's not. The problem is they don't know how money WORKS.

In this episode, Sam Primm and Lucas break down every single way to fund a real estate deal in 2026 — from your first house hack to your fiftieth rental. Short-term. Long-term. And everything in between.

If you've ever been stuck on a deal because you didn't know which lender to call — this is the episode that changes it.

🏠 JOIN THE FREE REAL ESTATE COMMUNITY: https://www.skool.com/relaunch/about

📖 In this episode you'll learn:
✅ The one question that tells you whether to use short-term or long-term money
✅ Private money lenders — the most underrated funding source in real estate
✅ Hard money lenders — when they save your deal vs when they kill it
✅ Gap funding — how to close deals with zero cash (and when to stop using it)
✅ DSCR loans — the secret to scaling past 10 rentals
✅ Small local banks — the weapon every serious investor has that beginners ignore
✅ The exact 5-lender rolodex every real estate investor should build
✅ How to stack multiple lenders on the SAME deal for maximum leverage
✅ The 5 funding mistakes that cost new investors tens of thousands

This is the deep dive you can't find on YouTube. Sam has closed 2,000+ deals across 12 years, using every type of funding in this episode. Lucas walks through the good, the bad, and the "we lost $30K learning this" moments — so you don't have to.

By the end, you'll know exactly which lender to call for a flip, a wholesale, a rental, a BRRRR, or a multifamily play. And you'll understand why building your funding network BEFORE you need the money is the highest-ROI move in real estate.

Whether you're on deal one or deal one hundred — bookmark this episode. It's the funding playbook every serious investor should have on speed dial.

SPONSORS:

🏦 FasterFreedom Capital — Short-term, long-term, and gap funding for real investors. Everything discussed in this episode, we can fund. → www.fasterfreedomcapital.com

🚀 The FasterFlip System — Learn how to flip, wholesale, and rent real estate in today's market. → https://flip.fasterfreedom.com/live

If you disappeared for 30 days — no phone, no email, no Slack — would your business grow, shrink, or die?

Most entrepreneurs don't want to answer that question. Because deep down, they know the truth: they don't own a business. They own a job that pays them more than the last one.

In this episode, Sam Primm and Lucas rip open the difference between building a real business and building yourself a fancier job — and share the honest confessions of how many times they've built the wrong one.

They've built four companies together over 12 years. Some of them would keep running without them. Some of them wouldn't survive a two-week vacation. And the difference between the two isn't what most people think.

🏠 JOIN THE FREE REAL ESTATE COMMUNITY: https://www.skool.com/relaunch/about

📖 In this episode you'll hear:
✅ The one question that instantly reveals whether you own a business or a job
✅ Why most successful entrepreneurs are secretly self-employed
✅ The hiring mistakes that keep YOU as the bottleneck (and how to fix them)
✅ What happens to each of Sam and Lucas's businesses if they walked away tomorrow
✅ The exact processes that separate a sellable business from a job with employees
✅ Why building a business you can leave is HARDER than making money
✅ How to systemize the parts of the business that only live in your head
✅ The real reason entrepreneurs can never take a vacation

Most business advice is about how to make more money. This episode is about something different: how to build something that doesn't own YOU back.

If you've ever felt like the "freedom" of owning a business turned into a 24/7 prison of decisions, calls, and problems only you can solve — this is your wake-up call.

SPONSORS:

🏦 FasterFreedom Capital — Short-term, long-term, and gap funding for real investors. → www.fasterfreedomcapital.com

You don't rise to your goals. You fall to your identity.

That one sentence just went viral on a Dan Koe article with 150 million views — and it explains, in ten words, why most people who WANT to invest in real estate never actually do.

It's not the market. It's not the rates. It's not the wife or the day job. It's who you think you are.

If you see yourself as a broke employee, you'll never write an offer on a duplex — no matter how much strategy you've consumed.

In this episode, Sam Primm and Lucas break down the psychology behind why 95% of real estate content viewers never take action, and give you the exact 1-day reset protocol to change it.

🏠 JOIN THE FREE REAL ESTATE COMMUNITY: https://www.skool.com/relaunch/about

📖 In this episode you'll hear:
✅ Why strategy alone will NEVER get you your first rental
✅ The identity trap keeping 95% of real estate content viewers on the sidelines
✅ Why "anti-vision" beats vision (and how to write yours)
✅ The killer question: who is the version of yourself you're afraid to let die?
✅ How to treat your investing journey like a video game (missions, boss fights, quests)
✅ The 1-day reset protocol for anyone stuck on deal one
✅ Why your parents' financial identity is holding you back
✅ The unfair advantage almost nobody in real estate is using

This isn't a tactics episode. It's the episode you needed BEFORE you started consuming tactics.

Sam and Lucas have watched 50,000+ people go through their real estate content. Most never buy a deal. Not because the strategy is bad — because they haven't done the identity work first. This episode fixes that.

Whether you've been "thinking about" real estate for 6 months or 6 years, this is the wake-up call that turns spectators into operators.

SPONSORS:

🏦 FasterFreedom Capital — Short-term, long-term, and gap funding for real investors. → www.fasterfreedomcapital.com

Everyone wants to own a business until they own a business.

There's a version of business ownership Instagram sold you — the Lambos, the freedom, the four-hour work week. And then there's the version that actually exists — the one nobody talks about because it doesn't sell courses.

In this episode, Sam Primm and Lucas tell both sides of the truth. The pros that actually matter, the cons nobody prepares you for, and the honest answer to the question everyone's really asking:

Should YOU quit your job and start something?

🏠 JOIN THE FREE REAL ESTATE COMMUNITY: https://www.skool.com/relaunch/about

📖 In this episode you'll hear:
✅ The 6 real reasons business ownership is worth it (and it's not what you think)
✅ Why signing payroll for 40 families is heavier than any single decision
✅ The reason there's no playbook for being a good business owner (and how to build one)
✅ Why cash flow isn't salary — and how that difference breaks marriages
✅ The 6 cons nobody warns you about before you take the leap
✅ The 5-question test to know if you're actually cut out for this
✅ Why the person you BECOME building a business is worth more than the money
✅ Why you don't need to own a business to get wealthy (the contrarian truth)

Most business content out there is designed to push you into starting something — because the person selling it makes money when you do. This episode is different. Sam and Lucas have built four companies together over 12 years, employ dozens of people, and have lived through both the Instagram version AND the 3 AM sleepless nights version.

They pull back the curtain on the parts of business ownership that nobody explains: the weight of payroll, the isolation of decision-making, the loneliness of not having anyone to ask, the endless mental load that follows you into your kids' birthday parties.

But they also share the parts that make it worth it: the unlimited upside, the sellable asset, the tax advantages, the ability to provide for other families, and the transformation that happens when you become the person capable of running your own thing.

And most importantly — they give you the honest answer to the question the guru world will never give you: sometimes the smarter play is to KEEP your W2, buy real estate on the side, and build wealth without the weight.

If you've been on the fence about quitting your job, starting a business, or going all-in on a side hustle — do NOT make the leap without listening to this first.

SPONSORS:

🏦 FasterFreedom Capital — Short-term, long-term, and gap funding for real investors. → www.fasterfreedomcapital.com

🚀 The FasterFlip System — Learn how to flip, wholesale, and rent real estate in today's market. → https://flip.fasterfreedom.com/live

The fastest way to lose a best friend is to start a business with them.

Unless you do this.

Sam and Lucas have been best friends for 25 years and business partners for 12 of them. They've built four companies together, made every mistake in the book, and somehow still hang out on weekends. In this episode, they pull back the curtain on the actual dynamic that keeps their partnership working — the fights, the fixes, the strengths that offset each other's weaknesses, and the hard-earned rules they've built over a decade of doing business with the person they're closest to on the planet.

If you've ever thought about starting a business with a friend, family member, or spouse — this is the episode that could save your relationship and your business.

🏠 GET THE FREE REAL ESTATE COMMUNITY: ⁠https://www.skool.com/relaunch/about⁠

📖 In this episode you'll hear:✅ Why most business partnerships don't survive year 3 (and how to make it past that)✅ The exact strengths and weaknesses that make Sam and Lucas complement each other✅ Stories from the early days when everything nearly fell apart✅ The one rule they follow that has prevented 90% of their conflicts✅ How to know if you SHOULD even have a business partner at all✅ The red flags to look for BEFORE you sign anything✅ Why picking a partner is more important than picking a co-founder✅ What to do when you and your partner disagree on a major decision

Most business advice on partnerships is written by people who've never had one. Sam and Lucas are living it, every single day, with a friendship that predates high school. They talk openly about the moments they wanted to walk away, the systems they put in place to protect the friendship, and why they still believe having the right partner is one of the biggest cheat codes in business.

Whether you're considering starting a business with someone, already in a partnership that's rocky, or wondering if going solo is the smarter move — this episode gives you the honest playbook, not the LinkedIn-ready version.

SPONSORS:

🏦 FasterFreedom Capital — Need short-term, long-term, or gap funding for your next deal? We fund real deals for real investors. → ⁠www.fasterfreedomcapital.com⁠

🚀 Models FasterFreedom — Want to learn how to flip, wholesale, and rent real estate in today's market? →

https://models.fasterfreedom.com/

📚 ADDITIONAL RESOURCES:🚀 The FasterFlip System: ⁠https://flip.fasterfreedom.com/live⁠

📱 FOLLOW SAM: @samfasterfreedom📱 FOLLOW LUCAS: @lucasfasterfreedom

🎙️ ABOUT THE FASTERFREEDOM SHOW:Hosted by Sam Primm and Lucas — real estate investors who have closed over 2,000 deals and control $50M+ in real estate. Every week, they break down the actual strategies for using real estate to build wealth on a normal income. No fluff. No hype. Just the truth about how to escape the W2 grind and build lasting financial freedom.

Before FasterHouse. Before FasterFreedom. Before any of the businesses Sam and Lucas run today — there was Budget Painting.

Five summers. Two broke college kids. One ladder. And more near-death experiences than either of them care to admit.

In this episode, Sam Primm and Lucas pull back the curtain on the business that started it all. Budget Painting was never supposed to be a real company. It was a way to make beer money, avoid a normal summer job, and have some flexibility during college. What they didn't realize at the time was that five summers of running a scrappy little painting business would teach them every single skill they now use to run a $50M+ real estate operation.

📖 In this episode you'll hear:
✅ Why they started Budget Painting in the first place (and where the name came from)
✅ The time Sam fell off a ladder jumping on it at Lucas's parents' house
✅ Getting caught on a roof and having one of them jump off to escape
✅ The ladders falling off the highway and almost hitting another car
✅ The metal barn roof where they tied themselves to the peak and their shoes literally melted
✅ Afternoon naps and creek breaks — the unofficial company policy
✅ Losing a bid because they were laughing at a family portrait and farting in separate rooms
✅ The first property they bid on and MASSIVELY underpriced
✅ The real lessons that would later build multiple 7-figure businesses

This isn't a strategy episode. This is the origin story.

Sam and Lucas didn't have a business coach, startup capital, or a plan. They had a ladder, some brushes, and 20 years of not knowing any better. Every mistake they made painting in college became a lesson they'd cash in a decade later — how to bid a job, how to talk to customers, how to manage cash flow, how to solve problems in real time, and most importantly, how to trust each other as business partners.

If you've ever wondered whether your "dumb little side business" is worth taking seriously, this episode is your answer. Every real business owner Sam and Lucas know can point to one broke, chaotic, mildly humiliating first attempt that taught them everything.

Whether you're a real estate investor, a wanna-be entrepreneur, or just here for the stories — grab a drink and enjoy. Because some of these stories have never been told publicly before.

📚 RESOURCES MENTIONED:
🏠 RE Launch (Free Real Estate Community): https://www.skool.com/relaunch/about
💰 The FasterFlip System: https://flip.fasterfreedom.com/live
🏦 FasterFreedom Capital: www.fasterfreedomcapital.com

Before FasterHouse. Before FasterFreedom. Before any of the businesses Sam and Lucas run today — there was Budget Painting.

Five summers. Two broke college kids. One ladder. And more near-death experiences than either of them care to admit.

In this episode, Sam Primm and Lucas pull back the curtain on the business that started it all. Budget Painting was never supposed to be a real company. It was a way to make beer money, avoid a normal summer job, and have some flexibility during college. What they didn't realize at the time was that five summers of running a scrappy little painting business would teach them every single skill they now use to run a $50M+ real estate operation.

Freebies-

Get our funding sources - www.fasterfreedomcapital.com

Learn to flip real estate with a full time job - https://flip.fasterfreedom.com/live

📖 In this episode you'll hear:
✅ Why they started Budget Painting in the first place (and where the name came from)
✅ The time Sam fell off a ladder jumping on it at Lucas's parents' house
✅ Getting caught on a roof and having one of them jump off to escape
✅ The ladders falling off the highway and almost hitting another car
✅ The metal barn roof where they tied themselves to the peak and their shoes literally melted
✅ Afternoon naps and creek breaks — the unofficial company policy
✅ Losing a bid because they were laughing at a family portrait and farting in separate rooms
✅ The first property they bid on and MASSIVELY underpriced
✅ The real lessons that would later build multiple 7-figure businesses

This isn't a strategy episode. This is the origin story.

Sam and Lucas didn't have a business coach, startup capital, or a plan. They had a ladder, some brushes, and 20 years of not knowing any better. Every mistake they made painting in college became a lesson they'd cash in a decade later — how to bid a job, how to talk to customers, how to manage cash flow, how to solve problems in real time, and most importantly, how to trust each other as business partners.

If you've ever wondered whether your "dumb little side business" is worth taking seriously, this episode is your answer. Every real business owner Sam and Lucas know can point to one broke, chaotic, mildly humiliating first attempt that taught them everything.

Whether you're a real estate investor, a wanna-be entrepreneur, or just here for the stories — grab a drink and enjoy. Because some of these stories have never been told publicly before.

Foreclosures are spiking across America and every news outlet is asking the same question: is this 2008 all over again? In this episode, Sam Primm and Lucas peel back the curtain on the actual foreclosure data — state by state — and give you the truth Wall Street and the media aren't telling you.

Foreclosure filings are up double digits year over year, and headlines are scaring homeowners and investors into thinking a housing crash is coming. But when you look at the real numbers, a completely different story shows up.

🏠 GET THE FREE REAL ESTATE COMMUNITY: [Skool link]

📊 In this episode you'll learn:
✅ What the foreclosure numbers ACTUALLY say (spoiler: still below 2019)
✅ Why foreclosures went to nearly zero from 2020-2023
✅ The 5 states leading the surge — and why each one is different
✅ The states barely feeling it (including Sam's home state, Missouri)
✅ The 3 reasons this is NOT 2008 (and why comparing them is lazy)
✅ How today's $34 trillion in homeowner equity changes everything
✅ Why smart investors are quietly celebrating this shift
✅ How to find pre-foreclosure deals in your market right now

The mainstream media wants you to click. The data wants to tell you the truth. Foreclosures are up FROM artificially low COVID-era levels, TO still-below-normal historical averages. In 2010, America had 2.9 million foreclosure filings. In 2024, that number was around 322,000. Even at today's elevated pace, we're on track for well under half of pre-2008 levels.

More importantly: the underlying setup is completely different. In 2008, subprime lending, no-doc mortgages, and negative equity created a system-wide collapse. In 2026, lending standards are the tightest they've been in decades, homeowner equity is at a historic high, and most people facing foreclosure can SELL their home for a profit before it ever hits auction.

Sam and Lucas walk through the state-by-state breakdown — Florida's insurance crisis, Vegas's overpricing correction, Illinois's tax delinquency surge — and explain why the "national foreclosure crisis" narrative falls apart when you actually look at the map.

For real estate investors, this shift means one thing: deal flow is back. Pre-foreclosure lists are getting bigger for the first time in five years. Motivated sellers are returning to the market. The retail buyers scared off by the headlines are leaving room for the smart money to move.

Plus we talk about or man-date this weekend!

www.fasterfreedomcapital.com