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Nicole Perrone is a pioneering force in the mortgage industry and CEO/Co-Founder of New Jersey Construction. Starting as a top producer at age 23, she went on to lead a $2.1 billion mortgage team in Manhattan by age 33. Now serving as Senior Vice President of Production at America's #1 Retail Mortgage Company, she also hosts The Billion Dollar Banker Podcast and appears on the Emmy-nominated American Dream TV.

Today, Nicole Perrone shares powerful insights on transforming luck from mere chance into a strategic formula, drawing from her journey from communications graduate to successful mortgage banker and entrepreneur. Through her keynote speaking experience, she explains how preparation, opportunity recognition, and bold action combine to create success.

The discussion explores both professional and personal dimensions, from practical steps for seizing opportunities to navigating family dynamics, such as her own experience growing up with divorced parents. Nicole provides actionable strategies for applying the science of luck across all life domains, emphasizing how persistence and a positive mindset can transform setbacks into stepping stones for success.

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