MONEY JOURNEYS - EPISODE 20

What's In This Episode?

Recently I spoke with Bret, a guy who has spent the last year and a half going from super consumer to super saver. He said he felt like he had been in the Matrix and has only just woken up after realising he had been sucked into a giant consumer machine. Where he used to use money to buy endless stuff, he is now using it as a currency to buy back his time.

LINKS

Bret's Photography and eBike side hustles:
www.fstopstudios.co.nz
www.bespokebionicbikes.com

Blogs

www.mrmoneymustache.com

Books

Common Sense on Mutual Funds by John (Jack) Bogle

The Simple Path to Wealth by JL Collins

Rich Dad Poor Dad - Robert T. Kiyosaki

 

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE Invest,
a Member of the NZX Group: www.superlife.co.nz

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MONEY JOURNEYS - EPISODE 19

What's In This Episode?

A holiday is a great opportunity to clear your head and make future plans that you can put into action when you get back home. Unless you are Nellie. She decided that if you are going to make a plan to completely change your financial life then you might as well start right now, even if it means the holiday you are on grinds to a halt.

LINKS

SuperLife 100 Fund

Simplicity KiwiSaver Growth Fund

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE KiwiSaver,
a Member of the NZX Group: www.superlife.co.nz

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MONEY JOURNEYS - EPISODE 18

What's In This Episode?

Shane is fed up with working and he wants to spend more time at home with his family instead. He wants to retire in his early forties! Years of DIY investing has worked him into a very good financial position but putting his hand up and asking for help to improve his portfolio has meant that his retirement will happen just that much sooner.

SHANE'S BLOG

The Fiminator - www.thefiminator.com

BLOG

Mr Money Mustache - www.mrmoneymustache.com

BOOKS

Rich Dad Poor Dad - Robert T. Kiyosaki

Think and Grow Rich - Napoleon Hill

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE myFutureFund,
a Member of the NZX Group: www.superlife.co.nz

SUBSCRIBE to The Happy Saver Podcast
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MONEY JOURNEYS - EPISODE 17

What's In This Episode?

Ashley has been on a wild ride, one that saw her take her business to great highs and then crashing lows. But like a phoenix from the ashes she kept rising up again, dusting herself off and literally getting back on her horse. Today she is debt free and enjoying every moment, but it sure has been a rocky ride.

LINKS

JL Collins post “why your house is a terrible investment”

Four Pillar Freedom:
A Recap of Warren Buffett’s 10 Year Bet on the S&P 500
The Status Game

Budgets Are Sexy: How a Journal Completely Changed My Finances

BOOKS

The Trick To Money Is Having Some - Stuart Wilde

Ruth's book recommendation for any 8-13 year old girl in your life:
Good Night Stories for Rebel Girls
Good Night Stories for Rebel Girls 2

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE Invest,
a Member of the NZX Group: www.superlife.co.nz

SUBSCRIBE to The Happy Saver Podcast
wherever you listen to podcasts and never miss an episode.
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MONEY JOURNEYS - EPISODE 16

What's In This Episode?

What were you doing at 23? I was still mucking around at University and having a grand old time. Not today’s guest. Callum was a fully qualified builder by the age of 19 and took a step up into his second career by the age of 21. Today, at just 23 he has a net worth that would make others stand up and notice and a heap of plans for the future where he takes every opportunity to grow his skills, invest carefully and spend mindfully.

LINKS

Investing

www.smartshares.co.nz

www.superlife.co.nz

www.simplicity.kiwi

Blogs

www.mrmoneymustache.com

Podcasts

Choose FI, Tim Ferriss, Freakonomics, Afford Anything, The Mad Fientist, Cooking the Books, and Jesse Mulligan when he talks to Mary Holm on Radio NZ.

Authors

Martin Hawes, Amanda Morrell, Liz Koh and Mary Holm.

A Random Walk Down Wall Street : The Time-Tested Strategy for Successful Investing
- Burton G Malkiel

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE KiwiSaver,
a Member of the NZX Group: www.superlife.co.nz

SUBSCRIBE to The Happy Saver Podcast
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MONEY JOURNEYS - EPISODE 15

What's In This Episode?

If you want the good oil on how to invest well, track down a retired English and History teacher! If anyone is going to remember key points and dates about their life it is them. I was delighted to speak to Alan about his money journey and I’ve picked up a lot of tips on how to live not only a good financial life but how to cherish my personal relationships too.

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE myFutureFund,
a Member of the NZX Group: www.superlife.co.nz

SUBSCRIBE to The Happy Saver Podcast
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MONEY JOURNEYS - EPISODE 14

What's In This Episode?

I wanted to have a catch up with two people that I spoke to in the first podcast series because although separate, each of them were on a mission. One of them was on a mission to become debt free in the shortest time possible and the other was on a mission to retire at the grand old age of 44. Well, our catch ups did not disappoint and both of them have in the last six months made some fantastic progress towards their own unique goals.

LINKS

Bradies Links:

You can find Bradie on Instagram @kiwigirlonabudget and www.kiwigirlonabudget.com

Bradies Mortgage/Loan Calculator Spreadsheet

The Dave Ramsey Show

Lisa's Links:

Our Next Life: Early Retirement - Adventure - Happiness: www.ournextlife.com

SmartShares: www.smartshares.co.nz

SuperLife: myFutureFund

www.simplicityfunds.kiwi

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE Invest,
a Member of the NZX Group: www.superlife.co.nz

SUBSCRIBE to The Happy Saver Podcast
wherever you listen to podcasts and never miss an episode.
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MONEY JOURNEYS - EPISODE 13

What's In This Episode?

Would you have the guts to move to another country? Well, Chris and Kazia did just that when they moved from the Philippines to New Zealand in 2010. It is an incredibly bold move but they have hit the ground running and Chris shared with me how his Filipino culture shaped his views on money but also how they are now merging those views with the Kiwi way of doing things.

LINKS

Side Hustle:

Chris and Kazia have a side hustle selling succulents.
You can check them out on Facebook: Sweet as Succulents

Websites:

Kiwi Mustachians Facebook Group: Search Kiwi Mustachians on Facebook and ask to join the group.

www.thehappysaver.com

Books:

The Four Hour Work Week by Tim Ferris

The Barefoot Investor by Scott Pape

Rich Dad Poor Dad by Robert T. Kiyosaki

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE KiwiSaver,
a Member of the NZX Group: www.superlife.co.nz

SUBSCRIBE to The Happy Saver Podcast
wherever you listen to podcasts and never miss an episode.
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MONEY JOURNEYS - EPISODE 12

What's In This Episode?

Welcome to the last podcast of this series of twelve. I thought to round out the series I would let you know a bit more about me as you may have been thinking “who is this person who keeps on banging on about Personal Finance in New Zealand?” and I also thought that I might make this one a quick one, but realising how much I like to talk, it probably won’t be!

LINKS

Websites:

I use www.smartshares.co.nz to purchase Index Funds.

My KiwiSaver is through www.simplicity.kiwi

www.sharesight.com is where I track my share portfolio.

I used www.morrisandwatson.co.nz to purchase gold.

Podcasts:

www.affordanything.com - Build A Better Life with Paula Pant

Be Wealthy & Smart - Linda P. Jones

www.choosefi.com - Experiments in Financial Independence

Cooking The Books

Death, Sex & Money - with Anna Sale

www.madfientist.com - The Science of Financial Independence

Martinis and Your Money

Planet Money

Side Hustle School - Chris Guillebeau

So Money - with Farnoosh Torabi

Clark Howard

The Dave Ramsey Show

Book:

A great book is by Scott Pape: The Barefoot Investor

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MONEY JOURNEYS - EPISODE 11

What's In This Episode?

Living in Queenstown is a dream to many but it ain’t easy making it happen. All of that stunning scenery you feast your eyes on everyday does not pay the bills and buying not just A house, but your first house takes a lot of work and dedication. Kurt and Ruth have dedication in spades and they have created a whole of life plan to make sure they don’t just survive there, but thrive.

LINKS

Learn more about Ruth’s business, Juice Plus+ here: Juice Plus+

Books Ruth and Kurt enjoy:

The Four Year Career by Richard Brooke

Think and Grow Rich by Napoleon Hill

Your Money or Your Life by Vicki Robin

Companies Ruth and Kurt use:

NZHL: www.nzhl.co.nz

Simplicity: www.simplicity.kiwi

SmartShares: www.smartshares.co.nz

The Warehouse Credit Card

Blogs:

Becoming Minimalist: www.becomingminimalist.com

The Simple Dollar: www.thesimpledollar.com

Fire Kiwi: www.firekiwi.co.nz

www.mrmoneymustache.com

Podcast recommended by Ruth: Network Marketing Heroes: Host Richard Bliss Brooke

SUBSCRIBE to The Happy Saver Podcast
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