MONEY JOURNEYS - EPISODE 30

What's In This Episode?

Ryan is a 23 year old Australian who started trading penny stocks at 16, worked pretty much full time while he was at university and has now begun his professional career in finance. He invests in all sorts of things, just to see what happens and if he fails, he adds that experience to his learning and just keeps moving forward, undeterred and full of energy for the next phase.

LINKS

Podcast
ChooseFI

Books
Rich Dad Poor Dad - Robert T. Kiyosaki
The Simple Path to Wealth - JL Collins
The Barefoot Investor - Scott Pape

Audio Book
The Little Book of Common Sense Investing - John C. Bogle

YouTube
Two Cents

THIS WEEKS SPONSOR: This weeks episode is brought to you by PocketSmith.

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MONEY JOURNEYS - EPISODE 29

What's In This Episode?

Arataki is a woman who focuses on the collective and not on the individual and as she has moved through life she used some difficult experiences to not hold her back, but to drive her forward. At every turn, she has been a leader to others and today she is on the cusp of financial freedom where stepping away from work means she will be stepping towards helping build up her own whanau and her wider community.

LINKS

If you need someone to talk to:
1737, Need to talk? Free call or text 1737 any time for support from a trained counsellor.
Lifeline - 0800 543 354 or (09) 5222 999 within Auckland.
Youthline - 0800 376 633 or free text 234 or email [email protected] or online chat
Samaritans - 0800 726 666
Suicide Crisis Helpline - 0508 828 865 (0508 TAUTOKO)
What's Up - 0800 942 8787 (for 5-18 year olds). Phone counselling is available Monday to Friday, midday-11pm and weekends, 3pm-11pm. Online chat is available 7pm-10pm daily.
Kidsline - 0800 54 37 54 (0800 KIDSLINE) for young people up to 18 years of age. Open 24/7.
thelowdown.co.nz or email [email protected] or free text 5626
Anxiety New Zealand - 0800 ANXIETY (0800 269 4389)
Supporting Families in Mental Illness - 0800 732 825
www.terauora.com
Rape Crisis - 0800 88 33 00 (will direct you to a nearby centre), follow link for information on local helplines.
Victim Support - 0800 842 846 (24hr service)
The Harbour - online support and information for those affected by harmful sexual behaviour.
Women's Refuge (for women and children) - crisis line available on 0800 733 843
Safe to talk - 0800 044 334, text 4334 or web chat.
Male Survivors Aotearoa (for men) - follow link for regional helplines.

THIS WEEKS SPONSOR: This weeks episode is brought to you by PocketSmith.

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MONEY JOURNEYS - EPISODE 28

What's In This Episode?

New Zealand is a fabulously multicultural place and I often find myself speaking with people who were not born here but have chosen to make this place their home. Today is no exception because Lucas was born in Southern Europe but has called New Zealand home for the last ten years. Lucas had reached a bit of a cross roads. He appeared to have what seems to be the Kiwi dream, a house and a rental property but he has come to realise and understand that for his situation he will need to keep handing over money month in month out to banks to pay down debt in order to make himself and his family comfortable in 25 to 35 years time and the thought of waiting this long actually no longer aligns with his goals in life. Will Lucas stay on the treadmill that is the New Zealand housing market or will he step off?

LINKS

Podcast
Afford Anything - Paula Pant

Blog
The Smart and Lazy

THIS WEEKS SPONSOR: This weeks episode is brought to you by PocketSmith.

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MONEY JOURNEYS - EPISODE 27

What's In This Episode?

I stumbled upon Sandra and Paul in 2018 when I not only discovered their blog about travel and minimalism but also that they were passing through my town that very week! Naturally I contacted them and invited them over for a coffee! Such an interesting couple who have both saved up, whittled down their lives to an 11kg backpack each, quit their jobs and transitioned into a new life of travel, adventure and a location-independent lifestyle.

LINKS

Sandra and Paul’s Blog and Instagram
www.minimalistjourneys.com
www.instagram.com/minjourneys

Sandra and Paul’s Queenstown Accomodation
Tirohanga Lodge

Websites
www.kiwihousesitters.co.nz
www.travelinsurance.co.nz

Podcasts
The Slow Your Home Podcast
Nomadtopia
Dave Ramsey
The Tim Ferriss Show
The Smart Passive Income Podcast

Books
Consumption Economics: The New Rules of Tech
The Power of Habit: Why We Do What We Do in Life and Business

THIS WEEKS SPONSOR: This weeks episode is brought to you by PocketSmith.

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MONEY JOURNEYS - EPISODE 26

What's In This Episode?

I’m going to tell you about a fabulous 42 year old woman I know, called Kate. We met via my blog when she reached out to me and that is when I knew that she had an interesting money journey to tell. What you pay attention to gets done and Kate worked this out from an early age so when she set her sights on moving to New Zealand, establishing a career, buying a house, paying it off and retiring before 50 there is little that will keep her from achieving her goals.

LINKS

Blogs and Websites
www.thehappysaver.com
www.mrmoneymustache.com
www.frugalwoods.com
www.askamanager.org

Podcast
www.guiltyfeminist.com

Books
Get Rich Slow: How to Grow Your Wealth the Safe and Savvy Way - Mary Holm

THIS WEEKS SPONSOR: This weeks episode is brought to you by PocketSmith.

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MONEY JOURNEYS - EPISODE 25

What's In This Episode?

This could have been a textbook case of “Investing 101”. Tom had the key components in there like: live on less than you make, invest in mutual funds and spend mindfully while living a great life into retirement and beyond. But he was investing through the 80s so investing in the stock market and buying a Porsche had to fit somewhere in the mix right? Tom’s story gives a fascinating look at the rocky ride of a share investor, a life well lived and a net worth that reflects that it all worked out OK in the end.

THIS WEEKS SPONSOR: This weeks episode is brought to you by PocketSmith.

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MONEY JOURNEYS - EPISODE 24

What's In This Episode?

Today in my final episode for this series I speak with Alison and Tom who are parents to four children under the age of four. With a house build on the cards, a tight budget and a single income, we hear how this family of six manage to not just survive but thrive.

LINKS

Blogs
www.simplesavings.co.nz
www.mrmoneymustache.com
Search Kiwi Mustachians on Facebook

Books
The Millionaire Next Door: The Surprising Secrets of America's Wealthy
Your Money or Your Life - Vicki Robin
Simplicity Parenting

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE myFutureFund,
a Member of the NZX Group: www.superlife.co.nz

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MONEY JOURNEYS - EPISODE 23

What's In This Episode?

Three kids and an almost paid for house? It sounds like an impossible dream but I’m pleased to tell you it is a reality for this Wellington couple. But it has not happened by accident, it has taken planning and a lot of time to achieve it...

LINKS

Blogs
www.mrmoneymustache.com
www.gocurrycracker.com

Podcast
www.choosefi.com
www.freakonomics.com
Planet Money
www.madfientist.com
Cooking the Books

Books
The $100 Startup: Fire Your Boss, Do What You Love and Work Better To Live More - Chris Guillebeau
The 4-Hour Work Week : Escape the 9-5, Live Anywhere and Join the New Rich - Tim Ferriss

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE Invest,
a Member of the NZX Group: www.superlife.co.nz

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MONEY JOURNEYS - EPISODE 22

What's In This Episode?

Today I am telling the story of Simon, a guy I’ve actually spoken to a number of times, but everything I thought and assumed about him turned out not to be 100% correct. With a finance related masters degree I thought he would have graphs for Africa. But no, although he knows where he is at financially, much more importantly he knows what kind of life he wants to live today and into the future.

LINKS

SuperLife 80 Fund

InvestNow

Simplicity KiwiSaver Growth Fund

BOOK

A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing - Burton G. Malkiel

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE KiwiSaver,
a Member of the NZX Group: www.superlife.co.nz

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MONEY JOURNEYS - EPISODE 21

What's In This Episode?

Tenants of a beautiful house and buying the latest gadgets meant that this married Mum of one had it all. Well, she appeared to have it all from those on the outside looking in. Instead, she was feeling crushed by consumer debt and was forced back to work when she would rather be at home with her daughter. Something had to change and she was the only person to make that change.

Peti's Blog

www.leveragedmama.com

Budgeting Tools

Tiller: www.tillerhq.com
PocketSmith: www.pocketsmith.com

Books

The Total Money Makeover: A Proven Plan for Financial Fitness - Dave Ramsey
Your Money or Your Life - Vicki Robin

THIS WEEKS SPONSOR: This weeks episode is brought to you by SUPERLIFE myFutureFund,
a Member of the NZX Group: www.superlife.co.nz

SUBSCRIBE to The Happy Saver Podcast
wherever you listen to podcasts and never miss an episode.
Apple Podcasts - Spotify - YouTube Music - Castbox