March 31, 2026

The Only 5 ETFs I’d Hold for the Next 20 Years (Even Through Crashes)

26 minutes

"If you're buying during the peaks when everybody's getting rich, when everybody's talking about the markets booming, and then you sell when markets go down, it's not a recipe for profit."

The stock market averages 10% annual growth, but most investors underperform that number because they buy at peaks and sell during downturns. This episode makes the case that the solution isn't timing the market; it's holding the right ETFs long enough to survive and profit from the volatility that shakes out everyone else.

Jaspreet Singh walks through five categories of ETFs worth holding for the next two decades: broad economy, dividend income, international markets, protectionary assets, and risk-on sector bets. He also covers specific fund examples in each and a consistent strategy for buying through downturns rather than fleeing them.

In this episode, you'll learn:

Why most investors lose money despite a 10% average annual market return: they buy during peaks and sell during crashes instead of holding through volatility

The ABB strategy (Always Be Buying) and why automating consistent purchases regardless of market conditions is the core habit for long-term ETF investors

Four broad economy ETF options ranging from global (VT) to U.S. total market (VTI) to S&P 500 (SPY) to NASDAQ 100 (QQQ) and how they differ in breadth, risk, and volatility

Why dividend ETFs like SCHD, VYMI, NOBL, and VIG require a "decade of sacrifice" before generating meaningful passive income and why patient investors are rewarded for sticking it out

How to invest internationally beyond the U.S. from broad global exposure (VXUS) to emerging markets (VWO) to individual country ETFs for India (INDA), China (MCHI), Japan (EWJ), and Germany (EWG)

Why gold via ETF GLD belongs in a portfolio as a hedge and protected play rather than a growth investment and why it tends to surge during economic uncertainty and fall when confidence recovers

Three risk-on ETF examples for investors with a directional thesis: NASDAQ tech (QQQ), semiconductors (SOXX), and quantum computing (QTUM)

Why market crashes are the best time to buy more of a good investment and how investors who panic and sell lock in losses while disciplined buyers accumulate at a discount

Keywords: ETF investing, long-term investing, dividend ETFs, S&P 500, international investing, gold hedge, semiconductors, NASDAQ, wealth building, always be buying

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