“The money game has changed, but most people are playing like it’s still 1995.”
School told you to study hard, get a good job, save a little, and you’ll retire rich. Reality check: underemployment is rampant, AI is reshaping jobs, savings lose to inflation, and Social Security is strained. In this episode, Jaspreet breaks down how the system actually works, and how to use it to your advantage.
What You’ll Learn
Money flows to owners/investors
Inflation benefits owners, not spenders
The tax code rewards investors over W-2 income
Why “be a business owner” can mean buying the business (owning shares), not starting one
The 75/15/10 system to automate spending, investing, and saving (with 3 bank accounts)
How to use banks, corporations, and the tax code for you (not against you)
Why downturns (2000, 2008, 2020, 2022) create buying opportunities for prepared investors
Chapters
00:00 Hook: You’ve been lied to
01:08 Why the old playbook fails (jobs, AI, inflation, Social Security)
04:20 Who really profits: consumers vs. businesses vs. investors
07:12 Rule #1: Money flows to owners
09:10 Rule #2: Inflation’s hidden transfer of wealth
11:45 Rule #3: Taxes—W-2 vs. investor income
14:20 “Be a business owner” by buying pieces of great companies
17:05 The 75/15/10 plan + 3 accounts automation
21:00 Smart saving (emergency/big purchases) vs. investing
24:10 Avoid desperation traps & get-rich-quick pitches
27:30 Using downturns to your advantage
30:00 Action plan & next steps
Keywords: building wealth 2025, new rules of money, why the rich get richer, investor vs employee taxes, inflation explained for investors, become a business owner by buying stocks, 75/15/10 rule, automate investing three bank accounts, Minority Mindset wealth, Social Security retirement crisis, how to start investing, downturn buying opportunities
#investing #personalfinance #wealthbuilding #inflation #taxes #stockmarket #MinorityMindset #financialeducation
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