Back to Basics is back! My recurring guest, Sarah Miller, is on the show today to discuss all things insurance. Throughout this series, we’ve talked about all the ways to grow your money through investing and saving. But how do you protect this money while you’re accumulating your wealth? The answer - insurance. 

In today’s episode, we talk about all types of insurance. From home & auto to health to life to umbrella and more. Have you wondered the difference between term life insurance and whole life insurance? Which one is right for you? We cover it all!

Sarah & I also discuss disability insurance and malpractice insurance, which are very important for healthcare providers to consider when looking at insurance coverage. 

Press play to learn everything you need to know about insurances so that you can protect your wealth and assets. 

Sarah is a personal finance nerd who learned about finances and investing from an early age from her father and grandfather, who both spent their careers in the corporate finance world. As an adult, Sarah immersed herself in the personal finance and FIRE spheres, learning from top experts. Sarah is my personal go-to for all financial questions, and she’s here to share her knowledge with all of you!

SPONSORS 🏆

TELEHEALTH RECRUITING WITH BRI REITZNER : 

EMAIL: [email protected]

TEXT: 417-616-1972

CONNECT WITH SARAH 👫

Email: [email protected]

LinkedIn: linkedin.com/in/sarah-miller-pa-va/

RESOURCES 📚

Previous episodes in Back to Basics Money Series: 

283: Back to Basics: Meet Sarah

287: Back to Basics: What Actually IS Investing?

290: Back to Basics: Traditional versus Roth - What’s the Difference?

293: Back to Basics: The Best Investments for Long-Term Success

296: Back to Basics: How Much Money Do I Need to Retire?

311: Back to Basics: Short-, Medium-, and Long-Term Savings Goals

335: Back to Basics: Investing for Your Kids

Disability Insurance:

Understanding Disability Insurance

How to Buy Disability Insurance

Guide to Insurance Companies

Malpractice Insurance:

Malpractice Insurance Basics

CM&F Group

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In this episode of The PA Is In, Tracy Bingaman breaks down six surprising and game-changing features of Sermo, a clinician-only community designed specifically for APPs (PAs and NPs). From building real connections across the globe, to earning thousands through surveys, to engaging in raw and validating discussions with peers—you’ll hear exactly how Sermo is offering more than just another networking app. Tune in to find out how it supports collaboration, connection, learning, and even cash flow for busy clinicians like you.

JOIN SERMO & EARN $20 https://app.sermo.com:443/?sermoref=39d97a2c-f699-4f8b-b2f9-1eb131e18c75&utm_campaign=tell-a-friend 

SPONSORS 🏆

TELEHEALTH RECRUITING WITH BRI REITZNER : 

EMAIL: ⁠[email protected]⁠

TEXT: 417-616-1972

⁠SIDE GIG GUIDE⁠: ⁠https://www.tracybingaman.com/gig

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠⁠https://calendly.com/the-pa-is-in/gen-call⁠ ⁠ 

⁠1-ON-1 NEGOTIATION CONSULT ⁠https://calendly.com/the-pa-is-in/negotiate⁠⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN ⁠https://www.linkedin.com/in/tracybingaman/⁠⁠

⁠INSTAGRAM ⁠https://www.instagram.com/mrstracybingaman/⁠⁠

WEBSITE⁠ ⁠⁠⁠https://www.tracybingaman.com⁠

🎁 Bonus Freebie: Grab your free guide with 48 healthcare-specific side hustle ideas at 👉 tracybingaman.com/gig

Keywords: Sermo platform for clinicians, Sermo PA community, best survey side gigs for PAs, physician assistant networking platform, clinical survey earnings for PAs, safe online community for NPs, APP-only forum, make money online as a PA, Sermo referral bonus, Sermo vs Doximity, burnout recovery for clinicians, clinician-only discussion platform, real PA connections, non-clinical income for PAs, crowdsourced CME discussions, PA support community, Sermo survey tips, how to join Sermo, peer support for APPs, PA career growth tools

As women, and especially as moms, we constantly have overwhelm, stress, and anxiety. In addition to the stress of being a modern mom, we also have monthly hormonal changes that add additional physical and emotional symptoms.

We’re told that our physical complaints, changing moods, feelings of overwhelm, and increasing stress are “normal.” We’re told to just learn to live with them. 

But what if there’s a different way? What if we can actually learn to live in tune with our bodies? What if there’s a way to reclaim your life and your energy?

My guest, Amy Dave, is here to teach us about that way! Amy has been a PA for over 24 years and is also a Women's Wellness Coach specializing in helping moms sync their daily habits with their monthly cycles so that they can have increased energy, efficiency, and empowerment.

In today’s episode, Amy explains the 4 phases of the menstrual cycle and how to incorporate cycle synching into your life. She explains that cycle synching is an intuitive way of living in connection with your body. By adjusting your diet and exercise to be in tune with each phase of your cycle, you can eliminate the stress, overwhelm, and frustration that sometimes control your life. 

Tune in to learn how small changes can have a big effect on creating a more empowered, energetic life. 

SPONSORS 🏆

TELEHEALTH RECRUITING WITH BRI REITZNER : 

EMAIL: [email protected]

TEXT: 417-616-1972

SIDE GIG GUIDE: https://www.tracybingaman.com/gig

CONNECT WITH AMY 👫

Facebook: https://www.facebook.com/thewealthofwellnessllc

Instagram: https://www.instagram.com/thewealthofwellnessllc/

LinkedIn: https://www.linkedin.com/in/amy-dave-pa-c-2461a3165/

Website: https://thewealthofwellness.com/

COACHING 🎓

THE PART-TIME PATHWAY

⁠https://www.tracybingaman.com/pathway

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠https://calendly.com/the-pa-is-in/gen-call⁠  

⁠1-ON-1 NEGOTIATION CONSULT https://calendly.com/the-pa-is-in/negotiate⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN https://www.linkedin.com/in/tracybingaman/⁠

⁠INSTAGRAM https://www.instagram.com/mrstracybingaman/⁠

WEBSITE⁠ ⁠⁠https://www.tracybingaman.com

SUPPORT THIS PODCAST 👍

https://podcasters.spotify.com/pod/show/thepaisin/support

You’ve said it. I’ve said it. “I just need a vacation.”

But here’s the hard truth: summer vacation isn’t going to cure your burnout. In this episode of The PA Is In, we break down why time off only hits pause—not reset—on deep systemic burnout. You’ll learn:

• The difference between being tired and being burned out

• Why boundaries matter more than beach chairs

• Restorative practices that actually work

• How to find clarity on your “enough” point

• Micro-changes that create sustainable recovery
  

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠⁠https://calendly.com/the-pa-is-in/gen-call⁠ ⁠ 

⁠1-ON-1 NEGOTIATION CONSULT ⁠https://calendly.com/the-pa-is-in/negotiate⁠⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN ⁠https://www.linkedin.com/in/tracybingaman/⁠⁠

⁠INSTAGRAM ⁠https://www.instagram.com/mrstracybingaman/⁠⁠

WEBSITE⁠ ⁠⁠⁠https://www.tracybingaman.com⁠

🎁 Bonus Freebie: Grab your free guide with 48 healthcare-specific side hustle ideas at 👉 tracybingaman.com/gig

Keywords: burnout recovery tips, summer vacation burnout myth, healthcare burnout prevention, PA career sustainability, physician associate wellness, tired vs burned out, emotional exhaustion solutions, depersonalization in medicine, work boundaries healthcare, restorative practices for clinicians, peer support for burnout, clarity in career goals, micro changes for sustainability, PA burnout coaching, part-time transition guide

As parents, we want to set our kids up for success. We want them to teach them how to be wonderful humans and responsible citizens with careers they enjoy and lives they love. We want to provide our children excellent educations, whether that involves college or trade school, and be able to successfully join the workforce as they become adults. But how do we do this? Saving for college can be an overwhelming thought. 

Beyond education, many parents also want to provide a nest egg for their children that can be used for weddings, mortgage down payments, starting a business or more. 

How do we set our children up for financial success? My financial guru, Sarah Miller, is back to answer all these questions and more. In today’s episode, Sarah and I discuss teaching your children about money and finances starting at a very early age. We also get into the details of investing vehicles, including 529s, UTMAs, UGMAs, and taxable brokerage accounts. 

Sarah is a personal finance nerd who learned about finances and investing from an early age from her father and grandfather, who both spent their careers in the corporate finance world. As an adult, Sarah immersed herself in the personal finance and FIRE spheres, learning from top experts. Sarah is my personal go-to for all financial questions, and she’s here to share her knowledge with all of you!

SPONSORS 🏆

TELEHEALTH RECRUITING WITH BRI REITZNER : 

EMAIL: [email protected]

TEXT: 417-616-1972

CONNECT WITH SARAH 👫

Email: [email protected]

LinkedIn: linkedin.com/in/sarah-miller-pa-va/

RESOURCES 📚

Previous episodes in Back to Basics Money Series: 

283: Back to Basics: Meet Sarah

287: Back to Basics: What Actually IS Investing?

290: Back to Basics: Traditional versus Roth - What’s the Difference?

293: Back to Basics: The Best Investments for Long-Term Success

296: Back to Basics: How Much Money Do I Need to Retire?

311: Back to Basics: Short-, Medium-, and Long-Term Savings Goals

529 Comparison:

Choosing the Best 529 College Savings Plan for Your Family

How to Pay for College Episode:

259: How to Pay for College (And Still Be Able to Retire) with Ann Garcia

COACHING 🎓

THE PART-TIME PATHWAY

⁠https://www.tracybingaman.com/pathway

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠https://calendly.com/the-pa-is-in/gen-call⁠  

⁠1-ON-1 NEGOTIATION CONSULT https://calendly.com/the-pa-is-in/negotiate

⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN https://www.linkedin.com/in/tracybingaman/⁠

⁠INSTAGRAM https://www.instagram.com/mrstracybingaman/⁠

WEBSITE⁠ ⁠⁠https://www.tracybingaman.com

SUPPORT THIS PODCAST 👍

https://podcasters.spotify.com/pod/show/thepaisin/support

On July 4, 2025, the One Big Beautiful Bill (OBBB) was signed into law—and it's about to change everything for clinicians, patients, and healthcare systems across the country.

In this episode of The PA Is In, host Tracy Bingaman, PA-C and clinician career coach, breaks down the OBBB from a provider's perspective—not as a politician or policy analyst, but as someone living the reality of frontline care.

We’ll unpack:

• What the OBBB is and why it matters

• When major changes roll out (starting Jan 2026!)

• 5 key impacts on clinicians, from Medicaid cuts to Medicare drug price negotiations

• Why rural hospitals and safety-net systems are especially vulnerable

• What you can do—today—to stay informed and advocate for your patients and your profession
  

You deserve to understand the system you’re working in—and how it’s changing around you. Tune in now to get clear, stay equipped, and be part of the conversation.

Link to Advocacy Episode: 

iTunes https://podcasts.apple.com/us/podcast/201-pa-a-beginners-take-on-advocacy-as-a-pa/id1534076810?i=1000613492091 

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠⁠https://calendly.com/the-pa-is-in/gen-call⁠ ⁠ 

⁠1-ON-1 NEGOTIATION CONSULT ⁠https://calendly.com/the-pa-is-in/negotiate⁠⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN ⁠https://www.linkedin.com/in/tracybingaman/⁠⁠

⁠INSTAGRAM ⁠https://www.instagram.com/mrstracybingaman/⁠⁠

WEBSITE⁠ ⁠⁠⁠https://www.tracybingaman.com⁠

🎁 Bonus Freebie: Grab your free guide with 48 healthcare-specific side hustle ideas at 👉 tracybingaman.com/gig

Keywords: One Big Beautiful Bill, OBBB healthcare changes, Medicaid cuts 2025, ACA subsidy rollback, rural hospital closures, Medicare drug negotiation 2025, PA advocacy tips, healthcare legislation explained, clinician impact OBBB, practicing medicine sustainably

Welcome to medicine, new graduate — and welcome to this powerful episode of The PA Is In. Tracy Bingaman shares an open letter filled with hard-earned wisdom, heartfelt encouragement, and truth-telling advice for those just beginning their journey in healthcare.

From learning to negotiate and setting boundaries, to avoiding burnout and defining your own version of success, this episode is a rallying cry for new grads to challenge the status quo. Whether you're starting your first job or mentoring someone who is, this message is a must-hear for anyone in healthcare today.

In this episode, you’ll hear:

• What she wishes someone told her when she started

• The real cost of buying into hustle culture

• How to redefine success on your terms

• Financial advice no one gave you in PA school

• Why negotiation isn’t optional — it’s essential

🎧 Tune in to feel seen, supported, and fired up to do healthcare differently.

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠⁠https://calendly.com/the-pa-is-in/gen-call⁠ ⁠ 

⁠1-ON-1 NEGOTIATION CONSULT ⁠https://calendly.com/the-pa-is-in/negotiate⁠⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN ⁠https://www.linkedin.com/in/tracybingaman/⁠⁠

⁠INSTAGRAM ⁠https://www.instagram.com/mrstracybingaman/⁠⁠

WEBSITE⁠ ⁠⁠⁠https://www.tracybingaman.com⁠

🎁 Bonus Freebie: Grab your free guide with 48 healthcare-specific side hustle ideas at 👉 tracybingaman.com/gig

Keywords: new grad PA advice, physician associate career tips, starting in medicine, healthcare burnout prevention, PA career boundaries, new medical graduate letter, success in healthcare, redefining success medicine, PA negotiation tips, thriving in healthcare

So many PAs and NPs are ready to make the transition away from clinical medicine. Whether they are burned out, looking for a change or searching for more leadership roles with a greater impact, healthcare providers are moving to nonclinical roles. 

My guest today, Laura Sweatman, is a PA who did just that! In today’s episode, Laura explains just what exactly an MSL is and what she does on a day to day basis. Laura dives into the nitty gritty of how she made the transition into industry, including the hurdles she overcame to get her first MSL interview. She also lays out the specific skills PAs and NPs use daily in clinic that can be translated and leveraged into an MSL role. 

Tune in to hear the pros & cons of being an MSL and some tips & tricks on applying and interviewing. Could working in industry as an MSL be the right role for you? This episode will give you lots to contemplate as you consider making a career change. 

SPONSORS 🏆

TELEHEALTH RECRUITING WITH BRI REITZNER : 

EMAIL: [email protected]

TEXT: 417-616-1972

CONNECT WITH LAURA 👫

LinkedIn: https://www.linkedin.com/in/laura-sweatman/

COACHING 🎓

THE PART-TIME PATHWAY

⁠https://www.tracybingaman.com/pathway

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠https://calendly.com/the-pa-is-in/gen-call⁠  

⁠1-ON-1 NEGOTIATION CONSULT https://calendly.com/the-pa-is-in/negotiate⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN https://www.linkedin.com/in/tracybingaman/⁠

⁠INSTAGRAM https://www.instagram.com/mrstracybingaman/⁠

WEBSITE⁠ ⁠⁠https://www.tracybingaman.com

SUPPORT THIS PODCAST 👍

https://podcasters.spotify.com/pod/show/thepaisin/support

This episode is for any healthcare provider who is currently burned out or who is struggling with the beginning stages of burnout. Are you feeling cynical about your job, exhausted, or feel a lack of purpose in your work?

Dr. Emma Jones is here to discuss how to recognize burnout and how to make changes so that you can create a fulfilling, healthy life with a career that feels sustainable and soul-aligned. 

In today’s episode, Dr. Jones discusses strategies and gives actionable tips on setting boundaries, harnessing your powers to work FOR you instead of against you, and designing a life you love. Dr. Jones helps healthcare professionals overcome burnout so they can stay in the careers they were meant to do. 

Tune in for an incredible discussion on how to protect your energy, reclaim your peace, and find a way to work that is sustainable.

SPONSORS 🏆

TELEHEALTH RECRUITING WITH BRI REITZNER : 

EMAIL: [email protected]

TEXT: 417-616-1972

CONNECT WITH DR. JONES 👫

Website: https://www.emmajonesmd.com

Instagram: https://www.instagram.com/ejones_md

Facebook: https://www.facebook.com/profile.php?id=100004662069021

YouTube: https://www.youtube.com/@emmajonesmd

LinkedIn: https://www.linkedin.com/in/emma-jones-mdcoach

COACHING 🎓

THE PART-TIME PATHWAY

⁠https://www.tracybingaman.com/pathway

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠https://calendly.com/the-pa-is-in/gen-call⁠  

⁠1-ON-1 NEGOTIATION CONSULT https://calendly.com/the-pa-is-in/negotiate

⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN https://www.linkedin.com/in/tracybingaman/⁠

⁠INSTAGRAM https://www.instagram.com/mrstracybingaman/⁠

WEBSITE⁠ ⁠⁠https://www.tracybingaman.com

SUPPORT THIS PODCAST 👍

https://podcasters.spotify.com/pod/show/thepaisin/support

You can’t eliminate every stressor—but you can teach your body it’s safe.

In this episode of The PA Is In, Tracy Bingaman, PA-C and clinician career coach, breaks down the difference between stress and stressors—and walks you through science-backed ways to complete the stress cycle so it doesn’t wreck your body, your joy, or your career.

🔥 You’ll learn:

• What happens inside your body during the stress response
  

• Why finishing your charting doesn’t mean you’ve “processed” the stress
  

• 7+ practical ways to complete the stress cycle, from movement and breathwork to crying, laughing, and creativity
  

• How to shift from survival mode into true restoration
  

This isn’t fluff—it’s functional. And it’s a must-listen for any healthcare provider carrying stress like a second stethoscope.

🎧 Press play and start reclaiming your nervous system one breath, laugh, or dance party at a time.

JOIN SERMO EARN $20 https://app.sermo.com:443/?sermoref=39d97a2c-f699-4f8b-b2f9-1eb131e18c75&utm_campaign=tell-a-friend 

GUARDIAN LITE - USE CODE TRACY10 http://zauronlabs.com/guardianlite  

 Grab your free guide with 48 healthcare-specific side hustle ideas at 👉 tracybingaman.com/gig

COACHING 🎓

THE PART-TIME PATHWAY

⁠⁠https://www.tracybingaman.com/pathway⁠

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠⁠https://calendly.com/the-pa-is-in/gen-call⁠ ⁠ 

⁠1-ON-1 NEGOTIATION CONSULT ⁠https://calendly.com/the-pa-is-in/negotiate⁠⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN ⁠https://www.linkedin.com/in/tracybingaman/⁠⁠

⁠INSTAGRAM ⁠https://www.instagram.com/mrstracybingaman/⁠⁠

WEBSITE⁠ ⁠⁠⁠https://www.tracybingaman.com⁠

🎁 Bonus Freebie: Grab your free guide with 48 healthcare-specific side hustle ideas at 👉 tracybingaman.com/gig

stress cycle, healthier stress response, PA podcast, burnout recovery, stress management for clinicians, physiological stress, movement and stress, breathwork healthcare, nervous system regulation, healthcare burnout, emotional overload, stress in medicine, mindfulness for providers, mental health healthcare, Tracy Bingaman podcast, stress relief techniques, completing the stress cycle, healthcare provider stress, self-care strategies, PA wellness tips