Hour 1: Aired on Thursday, July 14, 2016

- Selena (Raleigh, NC) has parents who aren't receptive to her excitement about money.

- John (Jacksonville, FL) bought a $22,000 car on a $26,000-a-year income.

- Dave reads the Blinds.com question of the day from Priscilla, whose family members resent how she has her money in order.

- David (Fort Collins, CO) wants to know how to draw up the papers to instruct a trust to spend his life insurance proceeds.

- Mike and Corrinne (Los Angeles) are debt-free after paying off $80,000 in 21 months!

- Brian (Columbus, OH) says just paying the bills is maxing out his budget.

- Dave encourages listeners to enroll in Financial Peace University.

- Mike (Nashville) says the hospital is billing him more than their written agreement.

- Lewis (Fort Lauderdale, FL) asks about the best way to become a financial coach.

- Dave reads questions from Twitter.

Hour 3: Aired on Thursday, July 14, 2016

- Alex (Seattle) wants to know what debt he should pay off first.

- Seth (Durham, NC) wonders how to incorporate a 501(c)(3) and select officers for the corporation.

- Marie (New Orleans) is having problems caused by under-budgeting and overspending.

- Bethany (Detroit) asks how to increase her income and pay off debts.

- Michelle (Houston) wants to know if she should take out a personal loan to clear the student loan her mom took out for her.

- Shriram (Cincinnati) has an uncertain immigration status that affects the housing arrangements.

- Dave reads a Facebook question from Abe, who wonders the best way to attend medical school without taking out student loans.

- Dave reads the Scripture and quote of the day.

- Danny (Palm Beach, FL) wants to know if he needs a living trust.

- Richard (Kansas City, MO) has a question about reverse mortgages.

Hour 2: Aired on Thursday, July 14, 2016

- This hour, our guest hosts Ken Coleman, Chris Hogan, and Rachel Cruze talk about their books and media appearances.

- Raegon (Hagerstown, MD) asks about refinancing.

- Rachel talks about her new 14-Day Money Finder at RachelCruze.com.

- Charlie (Cincinnati) wants to know how to get his wife on board.

- Our hosts read a Facebook question from Erin, who is finding it difficult to budget.

- Chris talks about a budgeting tip that involves waiting 72 hours before making a big purchase so you have time to think about it.

- Rebecca (Chicago) wants to know if she should treat her kids' college tuition as a snowball debt or pay it monthly and build up an emergency fund.

- Chris talks about how to use his R:IQ tool on his website, ChrisHogan360.com.

- The hosts read a Facebook question from Shana, who asks if there is a solution for people who find themselves in massive student loan debt.

- Ken and Chris talk about the Retire Inspired podcast.

- Eli (Tucson, AZ) wonders what percentage he should contribute to a Roth IRA.

- Our guest hosts read a Twitter question from Andre, who needs to know if he should buy his next car with cash or lease it to rebuild his credit.

Hour 2: Aired on Wednesday, July 13, 2016

- Monica (Greenville, SC) is a stay-at-home mom who wants to make an income.

- Dave reads the Blinds.com question of the day from Aaron, who says his wife makes him do the budget but then she breaks it.

- Jared (Bend, OR) asks how to grow a business while in Baby Step 2.

- Don (Atlanta) wonders if he should use his variable annuities in his retirement plan.

- Markley and Christie (Amarillo, TX) are debt-free after paying off an incredible $249,500 in 52 months!

- Claudia (Seattle) wants to buy a rental property.

- Erin (Dothan, AL) asks if she should buy or rent when she moves.

- Bill (Nashville) says he's having an issue with renters.

- Dave reads a Facebook question from Mary, who needs to know if she should purchase stock in her company's employee stock purchase plan.

Hour 1: Aired on Wednesday, July 13, 2016

- Ken Coleman, Chris Hogan and Chris Brown guest host for the hour.

- The hosts talk about our YouTube Channel and the YouTube chat room.

- Danna (Seattle) has a question about where to start with her student loans.

- Ken talks about the success of Chris Brown's True Stewardship.

- The hosts discuss the newest Ramsey Solutions research study about retirement education.

- Jason (Austin, TX) asks what happens after he exceeds the retirement contribution limit.

- Our hosts answer a YouTube question from Megan, who wants to know how to convince herself to tithe during Baby Step 2.

- Scott (Springfield, MA) needs to choose between a Roth IRA and a 401(k).

- Jen (Tulsa, OK) says her financial decisions are affecting her relationship with her in-laws.

- Jessica (Eugene, OR) says her parents took out a PLUS loan for $44,000.

- Luke (Buffalo) wants to know how to save enough cash to buy a house after he gets married.

- Libby (Las Vegas) wonders how to teach her teenage son to budget.

Hour 3: Aired on Wednesday, July 13, 2016

- Justin (Jefferson City, MO) has $120,000 in debt and asks how to get started on taking control of his money.

- Brad (Effingham, IL) wants to refinance the house.

- Julie (Raleigh, NC) says her husband bought a rental after college and she needs help fixing the situation.

- Robert (Omaha, NE) owes $26,000 on a car that is worth $16,000.

- Dave reads a Twitter question from Johnny, who wonders what happens to the money in an ESA if the teenager opts not to go to college.

- Thomas and Jennifer (Myrtle Beach, SC) have paid off $237,000 in five years and are now debt-free!

- Allison (Indianapolis) wants to know how much life insurance she needs.

- Dave reads the Scripture and quote of the day.

- Austin (San Luis Obispo, CA) wants to start investing.

- Jeremy (Tulsa, OK) has almost $300,000 in student loans and asks if it would be a bad idea to buy rental property.

Hour 3: Aired on Tuesday, July 12, 2016

- Fran (Las Vegas) is recently widowed and has questions about how to use her late husband's IRA money.

- Maureen (Orlando) asks if she should use her 401(k) to pay off her house.

- Dave reads the Blinds.com question of the day from George, who received a summons from a collector and doesn't know how to proceed.

- Jacob (Kansas City, MO) asks if it's a good idea for his mother to do a deed on death to transfer her house to Jacob and his siblings.

- Isonel (New York) wants to know what his retirement game plan should be.

- Dave talks about our EntreLeadership Summit event.

- Dave welcomes special guest Lou Holtz to talk about leadership topics as well as his appearance at EntreLeadership Summit.

- Dave reads the Scripture and quote of the day.

- Dave recaps the interview with Lou Holtz.

- Naomi (Walla Walla, WA) was overcharged by an HVAC company and asks how to challenge the bill.

- Dan (St. Petersburg, FL) wants to know if his wife should travel for work.

Hour 2: Aired on Tuesday, July 12, 2016

- Bill (Kansas City, MO) wants to know the first step he should take.

- Dave mentions some of Ramsey Solutions' upcoming live events.

- Gregg and Kim (Dallas) are debt-free after paying off $160,567 in eight and a half years.

- Dave talks about the upcoming Smart Conference dates.

- Carrie (Lubbock, TX) has a question about putting her student loan into her debt snowball.

- Jennifer (Worcester, MA) is excited about Dave's plan and wants to know how to get her husband equally excited.

- Wayne (New Haven, CT) asks if he should fix up his house.

- Andre and Gilda (Dallas) paid off an amazing amount of debt, $405,000 in 54 months, and are now debt-free!

- Colleen (Medford, OR) wonders if she should refinance because a lot of her monthly income goes to the mortgage payment.

Hour 2: Aired on Monday, July 11, 2016

- Daniella (Dallas) wonders if she should move to California.

- Nate (Minneapolis-St. Paul, MN) wants to know if he should move out of his house.

- Dave reads the Blinds.com question of the day from Martha, who asks if she should pull money from her husband's 457 to pay off debt.

- James (Atlanta) needs to know if he should save for a refinance or invest.

- Jasmine (Chino, CA) wonders if she should use her 401(k) to pay off debt.

- Patsy (Jackson, TN) asks how to talk to her granddaughter.

- Steven and Nikki (Meridian, ID) are debt-free after paying off $52,000 in three years and two months!

- Bridget (Kansas City, MO) has a question about getting her husband to agree on money goals.

- Dave reads a Twitter question from Britt, who wonders how Dave feels about taking tax deductions on charitable contributions.

- Tim (Dallas) asks how to research a real estate company.

- Travis (Houston) wants to know if he should pay down his debt or buy a house.

Hour 3: Aired on Monday, July 11, 2016

- Spencer and Jessica (Phoenix) paid off $30,000 in 14 months and are now debt-free!

- Justin (Phoenix) wonders if he should sell his house to fund Baby Step 3.

- Dave welcomes guest Christy Wright to the show.

- Dave and Christy talk about the Business Boutique event and the "Why" behind business. 

- Cassandra (Boise, ID) wants to know how to budget for an Etsy business.

- Dave and Christy talk more about Business Boutique as well as the Business Boutique Academy.

- Dave reads the Scripture and quote of the day.

- Dave goes down the list of Ramsey Solutions live events scheduled for the fall.

- Joyce (Chicago) wants to know how to fix business equipment if you don't have the money.

- Dave reads a Twitter question where the person asks about term life insurance.