Hour 2: Aired on Monday, July 25, 2016

- Amanda (Seattle) is recently widowed and needs to know what to do with the life insurance money.

- Patrick (Lexington, KY) is self-employed, is debt-free, and wants to grow his handyman business.

- Dave talks about his book "EntreLeadership" and what he loves about small business.

- Keith and Denise (Cape Coral, FL) paid off $280,000 in 60 months and are now debt-free!

- Melodie on Twitter asks Dave what books he recommends.

- Dave talks about the upcoming Smart Money live event schedule.

- Jamie (Birmingham, AL) and her husband live and work in a bad area, and she has a question about paying for a new place with retirement savings.

- Kate (Columbus, OH) wonders if she needs to sell her house.

Hour 3: Aired on Monday, July 25, 2016

- Melissa (Sacramento, CA) is on Baby Step 2 and wonders how to get out of a car lease.

- Dave explains why leasing a car is a bad idea.

- Genia (Fort Smith, AR) tells Dave about the progress she's made since hearing about him a year ago.

- Lisa (Los Angeles) asks if she should sell her rental property.

- DeCarlo (Baton Rouge, LA) has several young children and needs to know how to get started.

- Page and Amber (Durham, NC) have paid off $68,000 in 32 months to become debt-free!

- Dave talks about his easy-to-use budgeting software, EveryDollar.

- Dave reads the Scripture and quote of the day.

- Chase (Meridian, MS) wants to learn more about growing his business while he's in school.

Hour 1: Aired on Monday, July 25, 2016

- Michael (Fort Worth, TX) wants to know if he should sell some of his old vehicles to pay off his remaining debt.

- Amanda (Cleveland, OH) is debt-free and has questions about investing in real estate.

- Rebecca (Birmingham, AL) says her husband works overseas and wonders how they can do Financial Peace University while apart.

- Dave reads the Blinds.com question of the day from Emily, who works long hours and wants to know more about life balance.

- Austin and Cassandra (Cincinnati, OH) are excited to scream that they've paid off $33,500 in 19 months and are now debt-free!

- Dave talks for a few minutes about making the sacrifices it takes to hit your goals.

- Dave talks about the various ways you can watch or listen to the show.

- Shawn (New York) is worried about starting Baby Step 2 and what it will do to his savings.

- Kathy on Facebook asks Dave if he ever recommends whole life insurance policies.

Hour 3: Aired on Friday, July 22, 2016

- Lindsey (Indianapolis) has a question about getting employer education reimbursement.

- John (San Antonio, TX) wants to know if the premium increase on his long-term care insurance is a good deal.

- Diana (Ottawa, Ontario) asks if she should buy a second car.

- Dave reads a Twitter question from Deb, who wonders what a person should expect when they get sued by a credit card company.

- Shawn and Jenna (Albuquerque, NM) are debt-free after paying off $80,000 in 33 months!

- Jack (Seattle) asks about selling his house to pay debt.

- Dave reads the Scripture and quote of the day.

- Meredith (Pensacola, FL) wants to know if she should wait a certain amount of time before spending an inheritance.

- Elliott (Boise, ID) has a question about selling his house to pay for helicopter training school.

Hour 2: Aired on Friday, July 22, 2016

- David (Columbia, SC) says his wife is worried about being on beans and rice forever if they follow the Baby Steps.

- Barry (Las Vegas) asks how much he should spend on a car.

- Crystal (Manassas, VA) wonders if she should change jobs if it means less money but a shorter commute.

- Adrienne (Dallas) is trying to get her debt under control.

- Andrew and Breanne (Columbia, MO) are debt-free after paying off $65,750 in 23 months!

- Mike (San Antonio, TX) is deeply in debt with a low income, and is expecting a child in January.

- Dave reads the Blinds.com question of the day from Jennifer, who wonders how she can be sure she's paying the maximum amount toward her smallest debt.

- Michael (Tucson, AZ) wants to know if he should sell his truck to help fund his son's college education.

Hour 1: Aired on Friday, July 22, 2016

- George (Wilkes-Barre, PA) asks if it's possible to negotiate with a collector after a judgment.

- Dave reads a Twitter question from Brandon, who wants to know what debts to include in the debt snowball.

- Mark (Madison, WI) has a question about retirement versus paying the mortgage.

- James (Nashville) wonders if he should take money from his 401(k) to pay for a remodel that has gone over budget.

- Jennifer (Harrisburg, PA) wants to know who her budget accountability partner should be since she's a single mom.

- Tammy (Oklahoma City, OK) asks how to rent a car without a credit card.

- Aaron and Jo (Huntington Beach, CA) are excited to scream that they are debt-free after paying off $2.7 million in four years!

Hour 1: Aired on Thursday, July 21, 2016

- Dave talks for a few minutes about how the world didn't end after Brexit and how the Dow Jones Industrial Average hit another record high yesterday.

- Patty (New Orleans) wonders which investment she should pick.

- Chris (Salt Lake City, UT) wants to know about compound interest in a Roth IRA.

- Dave reads a Twitter question from Daniel, who asks if it's wise to attend one of Dave's Live Events while in Baby Step 2.

- Mike and Megan (Pittsburgh) are debt-free after paying off $47,000 in 18 months (Mike) and $27,000 in 19 months (Megan).

- Dave explains the process of booking a debt-free scream.

- Linda (Nashua, NH) needs to know how to get her 34-year-old stepdaughter and boyfriend on board with a money plan.

Hour 2: Aired on Thursday, July 21, 2016

- Joseph (Los Angeles) asks if he should finance a car to drive for Uber.

- Courtney (Baton Rouge, LA) has a question about selling land to pay off debt.

- Dave reads the Blinds.com question of the day from Ian, who wonders if he should use a debt management company to help him with his credit card debt.

- David and Stephanie (Raleigh, NC) are excited to scream that they've paid off $21,400 in just over 10 months!

- Joshua (Oklahoma City, OK) was just laid off and has a question about transferring his 401(k).

- Kevin (Orlando) asks about buying a house with his girlfriend, whom he plans to marry.

- Dave reads a Facebook question from Jeremy, who wants to know if home warranties are a waste of money.

 Hour 1: Aired on Wednesday, July 20, 2016

- Lynnette (Raleigh, NC) wants to know how to move retirement savings to a Roth IRA.

- Alex (Charlotte, NC) wonders what the disadvantages are to manual underwriting.

- Rachel (Madison, WI) doesn’t know how to pay off student loans when she pays $2,000 a month in childcare.

- Dave promotes the 14-Day Money Finder on RachelCruze.com.

- Michael (Tampa, FL) asks how to properly utilize a 457 deferred compensation plan.

- Susie (Provo, UT) wants to know if dreaming is considered coveting in a biblical sense.

- Alissa (Indianapolis) needs to know how to pay $24,000 in hospital bills.

- Matthew (Fayetteville, NC) wonders when refinancing is a good idea.

Hour 3: Aired on Wednesday, July 20, 2016

- Adam (Kansas City, KS) wants to know if he should skip Baby Step 3 while he has a guaranteed military paycheck.

- Andrea (San Francisco) asks how to advise her parents and get her family on board.

- Dave talks about Chris Hogan's new podcast and book.

- Jennifer (Harrisburg, PA) wonders if she should buy her brothers out of a property they own together.

- Dave reads the Blinds.com question of the day from Gayle, who asks about the pros and cons of a reverse mortgage.

- Annette (Saginaw, MI) wants to know why Dave says investing in gold is a bad idea.

- Asa and Claudine (Calgary, Alberta) are debt-free after paying off $42,000 in 28 months!

- Rachel (Nashville) wonders if she should pay off her home equity line of credit even though she has no mortgage.

- Dave reads the Scripture and quote of the day.

- Cheryl (Phoenix) asks if her brother should use his $130,000 inheritance to pay off the house that he's upside down on.

- Jimmy (Charlotte, NC) has a question about buying a house.