Hour 2: Aired on Friday, July 29, 2016

- Susan (Netherlands) wants to know if her husband should go back to school to follow his dream of being an architect.

- Brian (Tampa, FL) wonders how to handle private school tuition.

- Paul (Cleveland) feels like he'd be cheating if he applied his inheritance to pay off a mortgage.

- Christina (Savannah, GA) asks how she should handle the money she inherited.

- Jason and Mara (New Orleans) have paid off $48,000 in 18 months and are now debt-free!

- Jared (Wichita, KS) has a mother with mental health problems and an intricate money mess.

- Bill (Fayetteville, AR) and his wife disagree on their daughter's college choice and how she should pay for it.

- Dave rants about choosing a college.

Hour 1: Aired on Thursday, July 28, 2016

- Kyle (Salt Lake City, UT) doesn't get an employer match on his 401(k) and wonders what his best option is.

- Emily (Elkhart, IN) wants to know if she should put her son into day care.

- Dave talks about the great back-to-school deals now at the online store at DaveRamsey.com.

- Kathy (South Bend, IN) asks if it's time to sell her farm.

- Amanda (Kansas City, MO) has four kids under the age of four and wonders if either she or her husband should get a second job.

- Andrew and Sara (Austin, TX) are debt-free after paying off $153,000 in 42 months.

- Robert (Kansas City, MO) needs to know if Dave recommends investing in a Roth 401(k).

- Donnie (Joplin, MO) wants Dave's opinion of a beneficiary deed instead of a will.

- Stephen (Lexington, KY) wonders how to buy real estate.

- Dave reads a Twitter question about counting the employer contribution toward the 15% in Baby Step 4.

Hour 3: Aired on Thursday, July 28, 2016

- Nicole (Columbia, SC) wants to know what her financial priorities should be.

- Nierica (Fort Lauderdale, FL) wonders what she needs in order to make Dave's plan work.

- Dave talks about the free 14-Day Money Finder tool at RachelCruze.com.

- Greg (New York) asks if he should sell his condo.

- Laura (Cleveland) and her family are house-poor now that they are living on one income.

- Susie and Eddie (Colorado Springs, CO) are debt-free after paying off $175,000 in seven years!

- Dave reads the Blinds.com question of the day from Leslie, who is paying a loan back to her parents while they enable Leslie’s siblings.

- Eliot (Buffalo) wonders if selling his car is a good idea.

- Dave reads the Scripture and quote of the day.

- Dave rants about a Twitter user who says the debt-free screams are rigged.

- Adam (Kansas City, MO) says his mom wants to spend all her money.

Hour 2: Aired on Thursday, July 28, 2016

- Joyce (Cleveland) wonders how she can save more money without losing her government disability benefits.

- Cathy (Tulsa, OK) asks if she should put her son's name on her home deed for protection from her new husband.

- Dave previews the EntreLeadership 1-Day Event in Kansas City.

- Jessica (Seattle) has a choice between paying down her mortgage or saving for the next place.

- Chuck (Boston) has a question about selling his restricted stock units.

- Shawn and Kim (Bloomington, IN) have paid off $103,000 in three years and are now debt-free!

- Dave talks about the various ways to access his show.

- Sarah (Tampa, FL) wants to know if she should pay off all debt.

Hour 3: Aired on Wednesday, July 27, 2016

- Fred (Dallas) wonders if he should sell his failing business.

- Dave welcomes guest Anthony ONeal to the studio, and they talk about back-to-school time and how parents can set up their kids to succeed.

- Calvin (New York) wants to know how to motivate his 19-year-old little brother.

- Rene and Marisa (Albuquerque, NM) have paid off $97,000 in 22 months and are now debt-free!

- Dave talks about the Smart Conference and its lineup of speakers, including Anthony!

- Dave reads the Scripture and quote of the day.

- Heather (Boise, ID) asks where to find scholarships for a child preparing for college.

Hour 1: Aired on Wednesday, July 27, 2016

- Joe (Nashville) has a question about student loan consolidation.

- Dave (Cincinnati) needs to know if he should take a lump sum.

- Dave encourages listeners to attend his most popular class, Financial Peace University.

- Mary (Dallas) wonders how much she should spend on an RV.

- Robert and Sierra (Aberdeen, SD) are debt-free after paying off $46,250 in 20 months.

- Derek (Detroit) is afraid he won't get to spend time with his wife if he gets a second job.

- Dave reads a Twitter question from John, who asks if it's possible to open multiple IRAs to stay under the contribution limit.

- Dan (Nashville) wants to know how he can help his elderly sister in New York who is $50,000 in credit card debt.

- Dan (San Antonio, TX) recently enlisted in the military and needs to know if he should sell his house or rent it out.

Hour 2: Aired on Wednesday, July 27, 2016

- Christine (Kansas City, MO) asks about hiring outsiders into a family business.

- Dave talks about EveryDollar.

- Angela (Lima, OH) wonders if she should pause the debt snowball to save for an adoption.

- Lucas (Denver) asks about stopping retirement savings for his wife to go back to school for an MBA.

- Tariq (New York) is not getting any traction on his debt payoff.

- Matthew and Heather (Salt Lake City, UT) are debt-free after paying off $2 million in four and a half years!

- Dave reads the Blinds.com question of the day from Kristina, who will be on Baby Step 2 for a long time and is worried about saving for retirement.

- Amy (Portsmouth, VA) asks how to talk to teenagers about money.

- Jeff (Fayetteville, AR) wants to know if he should buy or rent a house.

Hour 3: Aired on Tuesday, July 26, 2016

- Paul (Orlando) is 78 years old, uses payday loans to keep current, and is thinking about bankruptcy.

- Dave reads a Twitter question from Robert, who asks if he should start paying off the credit card with the lowest payment even if it's not the smallest debt.

- Dave reads a Facebook question from Brandon, who wants to know Dave's opinion of sector funds vs. mutual funds.

- Beth (Charleston, SC) wonders how to protect her kids' identities from her gambling ex-husband.

- Pam (Kansas City, MO) is excited to scream that she's debt-free after paying off $93,000 in 40 months!

- Joe (Pittsburgh) asks if he should buy a small business.

- Dave reads the Scripture and quote of the day.

- Dave talks about Chris Brown's True Stewardship.

- Seth (Alexandria, LA) wants to know how to pay off $200,000 in consumer debt.

- Jamie (Houston, TX) is trying to help her parents make plans.

Hour 1: Aired on Tuesday, July 26, 2016

- Whit (Dubuque, IA) says she and her husband are not on the same page with money.

- Ashley (Birmingham, AL) wonders if she should refinance her mortgage.

- Jenn (Ontario, Canada) tells Dave that her boyfriend won't budget and doesn't want to talk about the subject.

- Josh and Annette (San Antonio, TX) are debt-free after paying off $233,000 in seven years and nine months.

- Dave promotes Rachel Cruze's new book, Love Your Life, Not Theirs.

- David (Los Angeles) wants to know if he and his wife should move for her new job.

- Francesca (Kansas City, MO) asks if she should use her 401(k) to pay off debt.

Hour 2: Aired on Tuesday, July 26, 2016

- Carla (Las Vegas) wants to know how to teach her teenager about money.

- Daniel (Baton Rouge, LA) asks about the best way to pay off his mortgage.

- Mike (Augusta, GA) wonders where to put money for his son.

- Dave talks about the upcoming Business Boutique event.

- Tyler and Stephanie (Oklahoma City, OK) are debt-free after paying off $112,000 in 19 months!

- Dave reads the Blinds.com question of the day from Shannon, who asks if she should tithe while paying off debt.

- Jason (Fresno, CA) wonders how the FICO score works.