Hour 1: Aired on Tuesday, October 11, 2016

- Chris Brown, host of Chris Brown's True Stewardship, joins Dave in the studio to take calls. 

- Carmen (Allentown, PA) is considering relocating to leave a job. 

- Kendra (Los Angeles) needs advice on how to pay for her husband's school. He's switching careers due to a medical issue. 

- Stephanie (Seattle) asks if she should keep her hospitalization insurance policy. 

- Will (Fort Worth, TX) wants to leave his job to care for his ill father. Should he cut back on retirement and save cash?

- Dave answers Lisa's question from Twitter: Should someone still use the envelope system if they're wealthy and on a plan?

- David and Emily (Hagerstown, MD) give their debt-free scream from the lobby. They paid off $45,090 in a year. 

- Weston (Salt Lake City, UT) asks if he should give up his pension plan to pay off his house early. 

- Holly (Hagerstown, MD) wonders if she should pull out of her retirement to pay off debt. 

- Michael (Kansas City, KS) needs advice on what to do with his business money. 

Hour 2: Aired on Tuesday, October 11, 2016

- Kyle (Milwaukee, WI) wonders about renting versus buying a house.

- Christian (Dallas) is losing her motivation and gazelle intensity. Help!

- Rachel Cruze calls in from the road to discuss her upcoming book tour stops. 

- Ed and Teresa (Bakersfield, CA) give their debt-free scream from the lobby. They paid off $220,565 in seven years. 

- Dave talks about the budgeting tool EveryDollar.

- Gina (Fort Worth, TX) wants to know what to do with the extra she'll make off the sale of her home. 

- Amber (Colorado Springs, CO) is planning to work a second job, but she isn't sure how to ask her current boss for a more flexible schedule. 

Hour 3: Aired on Monday, October 10, 2016

- Melissa (Springfield, IL) asks if her son should take advantage of a matching 401(k) while in college.

- Chris (Washington, D.C.) asks if he needs more in savings. He also wonders how to help his mom get rid of her property in Louisiana.

- Dana (Dallas) needs advice on what to do with her stocks. 

- Brian (Kansas City, MO) wonders how to figure out the travel costs of his sole proprietorship. 

- Rafael (Seattle) is considering using 401(k) savings as a down payment on a house. Is this a good idea?

- Wes and Kelly (Indianapolis) give their debt-free scream after paying off $47,000 in 15 months. 

- Dave encourages listeners to subscribe to the YouTube channel. 

- Dave talks about Rachel Cruze's new book, "Love Your Life, Not Theirs." 

- Pedro (Phoenix, AZ) is upside down on his truck. What should he do? 

- Dimitrious (Atlanta, GA) asks if he should save on top of the match.

- Natalie (Salt Lake City, UT) has a budget question. 

UNEDITED

Hour 1: Aired on Monday, October 10, 2016

- Dave recapped the events and book signings of last week and previewed upcoming events. 

- John (San Antonio) is concerned about his father who is 70 and is having trouble finding a buyer for his business. 

- Dave lists all the various ways to watch or listen to the show. 

- Rosie (McAllen, TX) cosigned on her ex's loan. What can she do? 

- Aaron (Seattle) is considering buying a new car. Should he?

- Dave rants on doing what rich people do. 

- Eric and Julie (Exeter, New Hampshire) give their debt-free scream from the lobby. They paid off $84,000 in 31 months. 

- Stephanie (Detroit) asks if she owes her late father's debt. 

- Dave answers the Blinds.com question of the day. Jessica and her husband have decided to get separate checking accounts and split the bills. Is this wise?

- Michelle (Ft. Worth, TX) wonders if she should refinance to a 15-year loan. 

- Jessica (Fargo, ND) has a student loan payment that equals half of her income. What can she do? 

Hour 2: Aired on Monday, October 10, 2016

- Courtney (Kansas City, MO) asks what Dave thinks about income-driven student loans. 

- Kurt (Ames, IA) is considering buying a house. Is this a good idea based on where he is?

- Dave answers Thomas' question from Twitter. Which of your books is best for a new follower?

- Jordan (Seattle) wonders when it's the right time to incorporate a small business. 

- Mary (Baton Rouge, LA) is overwhelmed. She is 50 years old and receives $3,000/month. She has $4,500 in consumer debt. Where should she start?

- Chad and Carra (Midland, TX) give their debt-free scream after paying off $60,000 in 10 months.

- Dave (Norfolk, VA) asks if a refinance is worth it. 

- Rachel Cruze calls in from her book tour to talk about upcoming stops.

- Jake (Phoenix, AZ) is using his savings to buy a car and land. Is this a good idea?

Hour 1: Aired on Friday, October 7, 2016

- Jacob (Phoenix, AZ) says he serves as his father's power of attorney. How can he make decisions without being too controlling?

- Nick on Twitter asks if all businesses weren't in debt, what would we invest money in?

- Mary (St. Louis, MO) has a 12-year-old with Asperger's syndrome. How does she earmark money for his future needs?

- Tara (Los Angeles, CA) has an opportunity to buy a restaurant with her husband. Should they do it?

- Chris and Kim (Nashville, TN) are in the lobby to give their debt-free scream. They paid off $180,000 in nine years!

- Beth Anne (Spokane, WA) asks Dave if she should stop the Baby Steps to cash-flow her kids' college. 

- Dave reads the Blinds.com question of the day. Anthony wonders if firearms are a good investment. 

- Ron (Manhattan, KS) asks Dave if he should try and consolidate debts from a previous marriage.

- Dave encourages listeners to attend his most popular class, Financial Peace University. 

Hour 2: Aired on Friday, October 7, 2016

- Andrew (Pittsburgh, PA) says his stepfather has had a whole life policy for 40+ years, with a cash value of $17,000. Should he cash it in and buy term life?

- Kelly (Albuquerque, NM) has questions for Dave about retirement.

- Dodd on Twitter asks Dave about HSAs. 

- Michael (Detroit, MI) and his wife want to pay cash for a vacation home. Should they make an offer?

- Martha (Houston, TX) says her boyfriend wants to start a craft beer store by taking a loan from his parents. 

- Judy (Houston, TX) is in the lobby to make her debt-free scream after paying off $58,000 in 5 months. 

- Jerry (Birmingham, AL) says his wife is getting a lump pension of $272,000, and they owe $110,000 in debts. What should they do with the extra cash?

- Matt (Palm Springs, CA) bought a car from his cousin and paid in installments. Now the cousin says he owes more than they agreed on. What should he do? 

Hour 3: Aired on Friday, October 7, 2016

- Jim (Steamboat Springs, CO) offered to owner-finance a property to a friend, but he's worried about the tax implications. Should he hire a CPA?

- Amanda (Pueblo, CO) just started budgeting and can't find extra money at the end of the month. She asks Dave for advice.

- Finn on Twitter asks Dave about his thoughts on indexed universal life insurance.

- Langston on Twitter asks if Dave would ever consider buying a car with a salvaged title. 

- Brian (Nashville, TN) has a health condition that affects his life insurance costs and asks Dave for advice.

- Sean (Milwaukee, WI) wants to know how to be successful with real estate.

- Jim and Suzi (Des Moines, IA) are in the lobby to give their debt-free scream after paying off $57,000 in less than four years.

- Steven (Birmingham, AL) wants to know if he should take money out of a Thrift Savings Plan (TSP) to pay off debt.

- Dave shares the Scripture and quote of the day. 

- Monica (New York, NY) asks Dave for the best way to find a money market account.

- Douglas (Oklahoma City, OK) says his company is offering a Roth 401(k). Should he take advantage?

Hour 1: Aired on Thursday, October 6, 2016

- Kim (Cape Cod, MA) asks Dave if she should be saving retained earnings in her small business.

- Eric (Richmond, VA) wants to know if he should transfer all his credit card balances to another 0% card. 

- Rachel Cruze calls in from Birmingham to discuss her book tour and last night's big book signing party in Nashville. 

- Darryl (Atlanta, GA) is struggling to connect with his wife about money and wants to know how to get on the same page.

- Chris (Toledo, OH) says he currently has job insurance through his union, which will pay out if he loses his job. Is it worth it? 

- Paula (Oklahoma City, OK) asks Dave if she should open a bank account for her 13-year-old, who just got a part-time job. 

- Dean (Clarksville, TN) wants to know how to begin flipping houses.

- Holly (Washington D.C.) asks Dave if she should stop Baby Step 2 while trying to get pregnant. 

Hour 2: Aired on Thursday, October 6, 2016

- Carl (Sioux City, IA) has a job-related question for Dave.

- Kyle and Adrienne (Lancaster, PA) give their debt-free scream after paying off $190,000 in 30 months. 

- Kazy (Atlanta, GA) feels stuck working a second job and has questions for Dave.

- Joanne (Chicago, IL) is in the lobby to give her debt-free scream after paying off nearly $50,000 in 15 months. But that's not all . . . her boyfriend John has a question for her! 

- Nichelle (Champaign, IL) says her parents have no working toilet in their home, and she wants to know how to help them.

- Dan (Indianapolis, IN) has $32,000 saved for a down payment on a house. Should he invest instead?