Hour 2: Aired on Wednesday, May 11, 2016

- David (Memphis, TN) says his 70-year-old mother has received several windfalls and is giving all the money away when she needs it for herself.

- Conrad (Nashville) asks about mutual funds and building wealth outside of retirement savings so he can access the money earlier.

- Dave reads an email from Liz and Ron, who want to know how to get all the necessary house documents after paying off their mortgage.

- Dave reads an email from Michael, who saved a lot of money on his insurance policies by using an Endorsed Local Provider.

- Angie and Tom (Portland, OR) are excited to be debt-free after paying off $145,000 in four and a half years!

- Jon (Washington, D.C.) has one credit card left to pay off and wants to know if he should transfer the balance to a lower APR card.

- Mike (New York) asks about two debt collections.

- Jay (Los Angeles) has a question about stopping the payments on his credit card if he's filing bankruptcy.

Hour 1: Aired on Tuesday, May 10, 2016

- Eric (Pittsburgh) lost his two-year-old daughter and wants to know how to handle the $260,000 of settlement money.

- Graham (Phoenix) says his in-laws want him to pay a parent-plus loan, but his budget is tight.

- Gary (Milwaukee, WI) wonders if he should cash out an annuity to pay off his house now that he's retired.

- Andy and Lisa (Orlando) are debt-free after paying off $41,000 in 17 months.

- Casey (Savannah, GA) is trying to get her husband to lighten up on Baby Step 6.

- Stephanie (San Antonio, TX) wants to know if she should move to a new apartment to save money on rent while paying off debts.

- Chris (Greensboro, NC) was charged with a felony as a teenager and asks how to overcome that and find employment as an adult.

Hour 2: Aired on Tuesday, May 10, 2016

- Jeff (Lincoln, NE) wants to know how to prepare himself for his leadership role as a manager.

- Dave reads a Twitter question from Gabe, who asks how many mutual funds he should have in each of the four categories Dave recommends.

- A.J. (Iowa) has two job offers and wants to know how to decide between the two.

- Heather (Boulder, CO) asks if she should take out a home equity loan to pay off other debt.

- Dave reads a question from Twitter that asks if parents of twins, triplets, etc. should plan differently for college savings.

- Dave reads a Twitter question from someone who wants to know the best first step to take when it comes to saving money.

- Noah and Marlena (Omaha, NE) are debt-free after paying off $109,500 in 18 months!

- Dave reads the Blinds.com question of the day from Jeremy, who has a question about catching up on his bills.

- Claudia (Knoxville, TN) says she has a friend who lives in her rental and can't pay rent.

- Dave discusses the problems with enabling.

- Dave reads a Twitter question from someone who wonders how to make money-budgeting principles apply to time-budgeting.

Hour 3: Aired on Tuesday, May 10, 2016

- Melissa (Denver) has a question about selling a car and being debt-free.

- Heidi (Los Angeles) is in the military and wants to know when to buy a house.

- Dave reads a Twitter question from Gina, who wonders if it's possible to convert a traditional IRA to a Roth IRA.

- Jenna (Great Bend, KS) is getting married in November and asks if they should buy a house or rent.

- Renee (Orlando) has a question about refinancing her home or doing a short-sale.

- Ryan (Dallas) wants to know if he should tithe on the $10,000 his sister-in-law gave to him.

- Chris and Amy (Quakertown, PA) are debt-free after paying off $15,000 in seven months.

- Dave reads a Twitter question from Jack, who asks how much money he should save before starting a new business.

- Virginia (Winston-Salem, NC) wants to know how to do a profit and loss statement for herself.

- Dave reads the Scripture of the day.

- Priscilla (Raleigh, NC) wonders if she can trust companies that claim to be able to raise her credit score.

- Joe (Sacramento, CA) says he confronted his wife about her secret gambling debt and now she's leaving him.

Hour 1: Aired on Monday, May 9, 2016

- Grace (Portland, OR) has a husband who says he's on board with the plan, but his actions don't match his words.

- Marsha (Dallas) wants to know how to value an inherited property.

- Trey (Lexington, KY) says his mom just lost her job and wants to cash out her retirement savings early.

- Mona (Knoxville, TN) has a husband who wants her to sell her house.

- John and Laura (Dallas) are debt-free after paying off $38,000 in 15 months!

- Dave reads the Blinds.com question of the day from Susan, who wonders if she should pay cash for a car or finance it at a low rate and invest the cash so it grows.

- Dave rants about car payments.

- Dave reads a Twitter question from Austin, who asks how much he should offer as a settlement for an $11,000 credit card bill.

- Doug (Atlanta) owns a rental property and a primary property and wonders which one he should pay off first.

- JoAnn (Omaha, NE) says she has a living trust that holds a whole life policy.

- Dave reads a Facebook question from Hannah, who asks if Dave recommends 0% credit card balance transfers while you are working Baby Step 2.

Hour 2: Aired on Monday, May 9, 2016

- Jana (Jacksonville, FL) asks what her husband should do with his pension since he's changing jobs.

- Brad (Kansas City, MO) wonders if he should have a financial advisor to manage his funds.

- Brittany (Rochester, MN) is worried about her mother's credit card habits.

- Rick (Logan, UT) wants to know if he is personally liable for the debt on the American Express credit card his company gave him.

- Scott and Jennifer (Indianapolis) are excited to scream that they've paid off $450,000 in five years and are now debt-free!

- Beverly (San Francisco) is selling her rental and wants to know what to do with the money.

- Jamie (Durango, CO) has a husband who wants to start a farm-fuel delivery business, but he needs $30,000 to pull it off.

- Patrick (Los Angeles) asks how to attack his $115,000 student loan debt.

Hour 3: Aired on Monday, May 9, 2016

- Shannon (Bismarck, ND) wonders if she should still max out her retirement savings in Baby Step 7 or save cash to buy a new house.

- Nicole (Charlotte, NC) wants to be a stay-at-home mom but is worried about how that affects her debt payoff.

- Elena (Los Angeles) has parents who are asking for money.

- Joseph (Houston) wonders if he should stop Baby Step 4 to go back to school for his MBA.

- Shaw (Nashville) is debt-free after paying off $90,000 in four years!

- Ella (Sarasota, FL) wants to know how to buy a house from her in-laws.

- Dave reads the Scripture and quote of the day.

- Kristen (Sacramento, CA) has a question about setting up business accounting.

- Mike (New York) asks about deciding whether to keep or sell a house.

Hour 2: Aired on Friday, May 6, 2016

- Stephen (Phoenix) asks how to pay for dental school without debt.

- Brook (Tucson, AZ) is living with her parents and expecting a baby.

- Don (Flint, MI) asks if he should snowball his mortgage.

- Dave reads a Twitter question from Mikayla, who wants to know if she should get life insurance on a two-year-old child.

- Collin and Kerry (Charlotte, NC) are debt-free after paying off $52,000 in 11 months!

- J.R. (Atlanta) asks about taking out a short-term loan.

- Meg (Denver) wonders if she should stay home with her kids.

- Michelle (Kansas City, MO) might be facing foreclosure.

Hour 1: Aired on Friday, May 6, 2016

- Dave reads a Twitter question from Trey, who wants to know what Dave thinks of real estate investment trusts.

- Dave reads a Twitter question from Mike, who wonders if he will pay taxes on the cash value of his cancelled whole life policy.

- Dave reads a Facebook question from Angela, who asks if past-due debts should take priority over current ones.

- Dave reads the Blinds.com question of the day from Michelle, who is worried about not saving for retirement since it will take her about 10 years to become debt-free.

- Nate (Salt Lake City, UT) is losing motivation on his debt-free journey.

- Heather (Seminole, OK) is divorcing and wants to keep the house, but she isn't sure she can afford it.

- Tammy (Richmond, KY) is the executor of her aunt's estate and can't access an account because the bank has a hold on it.

- Mikayla (Fort Campbell, KY) wonders how to get rid of an upside-down car.

- Rebecca and her son Chad (Denver) are debt-free after paying off $102,000 in 34 months. Rebecca's husband Terry died during their debt-free journey.

- Greg (San Diego) says his wife is getting a large inheritance.

Hour 3: Aired on Friday, May 6, 2016

- Dewayne (Richmond, VA) has a question about keeping his old house as a rental and taking a mortgage on his new house.

- Lisa (Atlanta) asks if she will be able to retire on her IRA.

- David (Charleston, SC) wants to talk her son out of borrowing $200,000 for med school.

- Ken and Gina (Indianapolis) are debt-free after paying off $48,000 in two years!

- Julie (Boise, ID) asks about saving for college vs. paying off debt.

- Dave reads the Scripture and quote of the day.

- Dave gives some commentary about how "fair" does not mean "equal."

- Jake (Boston) wants to know if this is the best time to relocate his business.