Hour 1: Aired on Tuesday, August 2, 2016

- Megan (New York) wonders if she should keep repairing her old pickup truck or replace it.

- Rachel (Boise, ID) asks if she should close her credit card accounts.

- Karen (Birmingham, AL) is debt-free and wants to know if she should buy a restaurant that is coming up for sale.

- Dave talks about our new SmartVestor tool.

- Jake (Baltimore) needs to know if he should wait for a student loan forgiveness program he's in.

- Wesley (New York) asks if he should move in with his parents to save money.

- Bryce and Sara (Columbia, MO) are debt-free after paying off $63,000 in 26 months!

- Liz (Detroit) wants to know if refinancing is a good idea in her situation.

- Bryan (Salt Lake City, UT) wonders how to discourage his parents enabling by allowing his sibling to live with them.

- Becky (Miami) wants to help her 70-year-old mother financially plan for her cancer.

Hour 1: Aired Monday, August 1, 2016

- Dave announces SmartVestor and explains its origins with ELP. 

- David (Portsmouth, NH) wants to know if he should use savings to pay down his student loan.

- Peter and Margaret (Knoxville, TN) are in the lobby to do their debt-free scream. They paid off $100,000 in 6 months!

- Franklin (Corpus Christi, TX) needs advice. His wife wants a new vehicle instead of repairing their old one. 

- Sean on Twitter wants to know what the term “paid-up whole life insurance” means.

Hour 2: Aired Monday, August 1, 2016

- Jessica (Atlanta, GA) recently came into a windfall. She asks Dave if she should invest or pay down the mortgage.

- Dave announces the new EntreLeadership 1-Day livestream event on October 19.

- Randy (Idaho Falls, ID) wants to know if he should go back to school or keep working two jobs.

- Jeff and Melissa (Raleigh-Durham, NC) paid off $55,000 in 30 months and are debt-free! 

- Toni (Fort Lauderdale, FL) asks Dave if she should wait to find out if her car is part of Volkswagen’s buyback program.

- Tracy asks whether she should make additional payments on her mortgage or just pay additional on principal balance. 

- Brian (Kansas City, MO) wants to know what to do with his old 401(k).

- Adam (Atlanta, GA) is in the military and asks Dave what’s the best use of the extra $70,000 in his bank account. 

Hour 3: Aired on Friday, July 29, 2016

- Dave reads an article about a study that shows how using credit cards affects the human brain.

- Dave reads the Blinds.com question of the day from Jax, whose 78-year-old mother is getting collection calls she thinks are invalid.

- Steven (Flagstaff, AZ) wonders how to pay off his student loans.

- Bowen (San Antonio, TX) asks if he should buy long-term care insurance for his parents.

- Matt and Katrina (Seattle) are debt-free after paying off $96,000 in 29 months!

- Judy (Enid, OK) has a question about using her savings to pay off debt.

- Dave reads the Scripture and quote of the day.

- Barbara (Amarillo, TX) wonders if she should pay down her house since her company may buy it when she relocates.

- Ruth Anne (Mankato, MN) needs to choose between colleges.

Hour 1: Aired on Friday, July 29, 2016

- Jesse (Corpus Christi, TX) has a mother-in-law who needs boundaries.

- Kathryn (Merced, CA) needs to advise her friend on bankruptcy.

- Chris and Kierstin (Orlando) are excited to scream that they are debt-free after paying off $43,000 in eight months!

- Dave reads a Twitter question from Joseph, who asks about a low-price car lease.

- Brandon and Melanie (Kansas City, MO) wonder how the spouse of an entrepreneur can stay sane.

Hour 2: Aired on Friday, July 29, 2016

- Susan (Netherlands) wants to know if her husband should go back to school to follow his dream of being an architect.

- Brian (Tampa, FL) wonders how to handle private school tuition.

- Paul (Cleveland) feels like he'd be cheating if he applied his inheritance to pay off a mortgage.

- Christina (Savannah, GA) asks how she should handle the money she inherited.

- Jason and Mara (New Orleans) have paid off $48,000 in 18 months and are now debt-free!

- Jared (Wichita, KS) has a mother with mental health problems and an intricate money mess.

- Bill (Fayetteville, AR) and his wife disagree on their daughter's college choice and how she should pay for it.

- Dave rants about choosing a college.

Hour 1: Aired on Thursday, July 28, 2016

- Kyle (Salt Lake City, UT) doesn't get an employer match on his 401(k) and wonders what his best option is.

- Emily (Elkhart, IN) wants to know if she should put her son into day care.

- Dave talks about the great back-to-school deals now at the online store at DaveRamsey.com.

- Kathy (South Bend, IN) asks if it's time to sell her farm.

- Amanda (Kansas City, MO) has four kids under the age of four and wonders if either she or her husband should get a second job.

- Andrew and Sara (Austin, TX) are debt-free after paying off $153,000 in 42 months.

- Robert (Kansas City, MO) needs to know if Dave recommends investing in a Roth 401(k).

- Donnie (Joplin, MO) wants Dave's opinion of a beneficiary deed instead of a will.

- Stephen (Lexington, KY) wonders how to buy real estate.

- Dave reads a Twitter question about counting the employer contribution toward the 15% in Baby Step 4.

Hour 3: Aired on Thursday, July 28, 2016

- Nicole (Columbia, SC) wants to know what her financial priorities should be.

- Nierica (Fort Lauderdale, FL) wonders what she needs in order to make Dave's plan work.

- Dave talks about the free 14-Day Money Finder tool at RachelCruze.com.

- Greg (New York) asks if he should sell his condo.

- Laura (Cleveland) and her family are house-poor now that they are living on one income.

- Susie and Eddie (Colorado Springs, CO) are debt-free after paying off $175,000 in seven years!

- Dave reads the Blinds.com question of the day from Leslie, who is paying a loan back to her parents while they enable Leslie’s siblings.

- Eliot (Buffalo) wonders if selling his car is a good idea.

- Dave reads the Scripture and quote of the day.

- Dave rants about a Twitter user who says the debt-free screams are rigged.

- Adam (Kansas City, MO) says his mom wants to spend all her money.

Hour 2: Aired on Thursday, July 28, 2016

- Joyce (Cleveland) wonders how she can save more money without losing her government disability benefits.

- Cathy (Tulsa, OK) asks if she should put her son's name on her home deed for protection from her new husband.

- Dave previews the EntreLeadership 1-Day Event in Kansas City.

- Jessica (Seattle) has a choice between paying down her mortgage or saving for the next place.

- Chuck (Boston) has a question about selling his restricted stock units.

- Shawn and Kim (Bloomington, IN) have paid off $103,000 in three years and are now debt-free!

- Dave talks about the various ways to access his show.

- Sarah (Tampa, FL) wants to know if she should pay off all debt.

Hour 3: Aired on Wednesday, July 27, 2016

- Fred (Dallas) wonders if he should sell his failing business.

- Dave welcomes guest Anthony ONeal to the studio, and they talk about back-to-school time and how parents can set up their kids to succeed.

- Calvin (New York) wants to know how to motivate his 19-year-old little brother.

- Rene and Marisa (Albuquerque, NM) have paid off $97,000 in 22 months and are now debt-free!

- Dave talks about the Smart Conference and its lineup of speakers, including Anthony!

- Dave reads the Scripture and quote of the day.

- Heather (Boise, ID) asks where to find scholarships for a child preparing for college.