Hour 2: Aired on Friday, May 20, 2016

- Dave welcomes guest Chris Brown to the studio.

- Dave and Chris talk about the recent Stewardship Conference live event.

- Pam (Boise, ID) lives in an area that is targeted for fracking and asks if she should prepare to sell her house.

- Tommy (Huntsville, AL) wants to know how to start on a debt-free plan.

- Dave and Chris talk about the fall Smart Conference events.

- Sheila (Seattle) has some estate planning questions.

- Carolyn (Kansas City, MO) wonders if she should take money from her CD to pay off debt.

- Jason (San Francisco) needs to know how to talk to his brother-in-law about money.

- Mark and Lorena (Cincinnati) have paid off $59,000 in 22 months and are now debt-free!

- Dave reads the Blinds.com question of the day from Tracey in Ohio, who asks if she and her husband should put the Baby Steps on hold while he is out of work.

- Evan (Atlanta) is 21 years old and wants to start a small business.

- Tawana (Arkadelphia, AR) has a husband who isn't on board with a budget.

Hour 2: Aired on Thursday, May 19, 2016

- Jessica (Houston) and her husband have been married for five months and want to know if they should buy a house.

- Dave talks for a minute about the benefits of attending Financial Peace University.

- Rick (Chicago) asks if he should get a home equity line of credit to pay his mortgage.

- Timothy (Hilton Head, SC) is a pastor who has a question about opting out of Social Security.

- Shannon (San Luis Obispo, CA) wonders if she should buy a house or rent.

- Jen on Facebook asks if she should withdraw $30,000 from her Roth IRA to pay off debt.

- Drew and Farrah (Cincinnati) are excited to scream that they've paid off $200,000 in five years and are debt-free, including their house!

- Dave gives details about the Rainy Day $20,000 Giveaway as well as the Graduate's Survival Guide.

- Dave talks about how he loves to see people work to get out of debt.

- Dave talks about the upcoming Live Events schedule.

- Jacob (Oklahoma City) is 21 years old, a new husband and father, and curious if he should go back to school.

Hour 3: Aired on Thursday, May 19, 2016

- Isaac (San Antonio, TX) is a recent college graduate who wonders if he should turn his mutual fund into an IRA.

- Dave talks about the history of the Roth IRA as well as Chris Hogan's RI:Q investing tool.

- Linda (San Antonio, TX) has an adult daughter who is making bad choices.

- Dave continues with Linda after the break.

- Keith on Twitter wants to know if it's possible to transfer a parent-plus loan into the student's name.

- Andrew and Justine (Philadelphia) have paid off $45,000 in 15 months and are now debt-free!

- Dave reads the Scripture and quote of the day.

- Dave talks about the meaning of a zero-based budget and encourages listeners to make their budgets with EveryDollar.

- Lance (Dallas) is 27 and asks if he should invest in real estate for retirement or go for a 401(k).

- Curtis (Indianapolis) has $100,000 in debt, makes $30,000 a year, and wants to do better with money.

Hour 1: Aired on Thursday, May 19, 2016

- Carlie (Seattle) has a husband in the military and wonders if they should buy a house.

- Thomas (Tampa, FL) wants to know if he should refinance his home to get out of paying private mortgage insurance.

- Faustino and Xiomara (Chicago) paid off $154,000 in a year and a half and are now debt-free!

- Dave talks about preordering Rachel Cruze's new book, "Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want."

- Dave talks about the different ways to catch his show.

- Dave welcomes special guest Anthony ONeal to the studio.

- Dave reads a news article about a Florida girl who cost her parents an $80,000 lawsuit payout because she talked about it on Facebook.

- Dave and Anthony talk about how important it is for everyone, especially young people, to be responsible with social media.

- Dave and Anthony discuss the importance of parents keeping tabs on what their kids are doing on social media.

Hour 3: Aired on Wednesday, May 18, 2016

- Dave talks about the remaining spring Live Events as well as the fall schedule.

- Ralph (Sacramento, CA) is moving to a more expensive area for medical reasons.

- Rondell and Valerie (Muscat, Oman) ask how to help parents without enabling them.

- Dave talks about some of the job openings in his company, primarily tech jobs.

- Virginia (Las Vegas) has paid off $57,000 in 36 months and is now debt-free!

- Cheryl (Cincinnati) says her husband has a judgment against him on his credit card, but they knew nothing about it.

- Callie (Springfield, MO) and her husband are disagreeing on how to use $50,000.

- Dave reads the Scripture and quote of the day.

- Doug (Moline, IL) has a question for Dave about Chris Hogan's RI:Q retirement calculator.

- Amanda (Enid, OK) and her husband, William, are debt-free and wonder when they should do house repairs.

- Dan (Orlando) is selling his home and wants to know where to put the money.

- Tony (Twitter) asks Dave what he should do with money he saved in a child's name, but the child did not attend school.

Hour 2: Aired on Wednesday, May 18, 2016

- Rachel (Pueblo, CO) asks how to fund her daughter's 529 plan.

- Joe (Augusta, GA) wonders if he should use his savings to buy a car.

- Dave recaps the Business Boutique event in Phoenix, hosted by Christy Wright, and talks about the next event this weekend in Dallas.

- Kyle (Montgomery, AL) wants to know when he should use his $40,000 in savings to build a house.

- Dave reads the Blinds.com question of the day from Melissa, who doesn't have much money left each month and wonders how to get motivated to pay off her debt.

- Dave talks about what it means to "dynamite the logjam" and get things moving in your budget and debt snowball.

- Eric (Roanoke, VA) has parents who want to give him a large sum of money for a house down payment.

- Dave talks about the $10 sale in his online store.

- Natalie (Atlanta) has a question about investing for retirement and paying off her house.

- Jan (Boise, ID) is 72 years old and wants to set up her estate plan.

- Nicole (Las Vegas) is trying to dispute an appraisal of her home for the sake of a refinance.

Hour 1: Aired on Wednesday, May 18, 2016

- Ashley (Salem, OR) wants to know how to recover after a tragedy.

- Becky (Albuquerque, NM) says her husband refuses to follow the budget.

- Dave reads emails from listeners.

- Josh and Brittainey (Lincoln, NE) are excited to scream that they've paid off $178,000 in three years and are now debt-free!

- Dave talks for a couple of minutes about what you can do once you get out of debt.

- Jennifer (Denver) has a question about combining finances once you get married.

- Jordan (Provo, UT) wonders if he should get a personal loan to pay off his credit card debt.

Hour 1: Aired on Tuesday, May 17, 2016

- Tammy (Winston-Salem, NC) is trying to refinance her mobile home.

- Kaylee (Fairbanks, AK) asks if she should pay off her car or her student loan.

- Dave reads a Twitter question from Marie, who wonders if it's better to make one payment to Sallie Mae or pay each of her student loans individually.

- Natasha (Huntsville, AL) says her parents put a condo in her brother's name, and now she wants to know how to protect their property.

- Jeff (Kansas City, MO) asks about buying a house with his parents to save money.

- Dave reads a Twitter question from Thomas, who asks what he should do if he and his wife can't agree on a budget.

- Eric and Sarah (Nashville) are debt-free after paying off $35,000 in six months!

- John (Spokane, WA) asks if he should take out a private student loan to get a lower interest rate.

Hour 2: Aired on Tuesday, May 17, 2016

- Felicia (Austin, TX) wonders if she should use some of her emergency fund to pay down her mortgage.

- Natalie (Houston) is having bookkeeping issues with her business.

- Stuart (Raleigh, NC) asks if it's all right to quit his temp job for a full-time job.

- Dave reads an email from Laura, who wants to know if she should give money to a foundation after discovering the treasurer has been embezzling money.

- Talyn (Kalamazoo, MI) has a question about giving a gift to parents.

- Dave responds to a tweet that says he's the poster child for the "prosperity gospel."

- Stephanie (Chicago) wonders if she should cash in savings bonds to pay down debt.

- Eric (Nashville) wants to know how to effectively hire a new upper-management employee.

Hour 3: Aired on Tuesday, May 17, 2016

- Kelly (Champaign, IL) is in a position to be a whistleblower and wants to know how to protect his assets.

- Kenneth (Spokane, WA) asks how to move forward.

- Anthony (San Diego) has a question about saving his friends from losing their house.

- Jennifer (Los Angeles) is debt-free, but Baby Step 3 seems to be going slow.

- Jack (Denver) is debt-free after paying off $127,000 in five years!

- Dave reads the Blinds.com question of the day from Kathleen, who has saved money to go on a bachelorette trip to Mexico, but now the price is going up.

- Sherri (Minneapolis, MN) asks about long-term disability gap insurance.

- Dave reads the Scripture of the day.

- William (Sioux Falls, SD) says a parcel is being incorporated into the city's growth plan, and he wants to know what to do with it.

- Samantha (Michigan) can't afford to fix her investment property and wonders if she should file bankruptcy.

- Dave reads the quote of the day.