Hour 1: Aired on Wednesday, August 17, 2016

- Hector (Austin, TX) wants to know what to do with his deferred comp.

- Godwin (Washington, D.C.) wonders if he should sell his car.

- Josh (Ogden, UT) is curious about which student loan he should pay first.

- Dave promotes the upcoming EntreLeadership 1-Day event and livestream.

- Peggy (Atlanta) says her house isn't selling and wants to know when to pull it off the market.

- James (Atlanta) says his workplace offers a matching Roth IRA retirement plan.

- Will and Bianca (Houston) have paid off $45,000 in 15 months and are now debt-free!

- Alex (Lubbock, TX) wonders if he should leave a job he isn't passionate about for a new one that pays less.

- Linda (Boston) asks if she should set up a trust for her special-needs son.

- Dave promotes the upcoming Smart Money Tour events.

- Mark (Utica, NY) wants to know if he should refinance his car.

- Shaun (Atlanta) has a question about refinancing his rental property.

Hour 3: Aired on Wednesday, August 17, 2016

- Hayden (Columbus, OH) asks how to pay off his credit cards.

- Logan (Des Moines, IA) wonders if he should continue with school.

- Carolyn (Dayton, OH) has a cable bill that's been sent to collections.

- Aaron and Adrienne (Los Angeles) have paid off $90,000 in 45 months and are debt-free!

- Jason (Boise, ID) has a question about using his father's money to pay bills.

- Dave reads the Scripture and quote of the day.

- Dave reads the Blinds.com question of the day from Mary, who wonders how she should invest for her son.

- Heather (Portland, ME) asks if she should sell her rental property.

- Brandon (Boone, NC) wants to know Dave's investing advice for a college student.

- Dave reads a Twitter question about using an emergency fund to get out of debt.

Hour 2: Aired on Tuesday, August 16, 2016

- Cynthia (Charleston, SC) asks if she should keep an index universal life insurance policy.

- Dave goes on a rant about being normal.

- Mandy (Eau Claire, WI) needs to decide between buying property or investing in stocks.

- Monette (Charlotte, NC) is in her 50s and has lots of debt.

- Christine (Jackson, TN) wonders how to set up a budget for the 50/50 business partnership she's entering.

Hour 3: Aired on Tuesday, August 16, 2016

- Ryan (Pittsburgh) needs advice on how to pay for the small business he wants to buy.

- Mark (Baltimore) has a question about using investments to pay down the balance on his house.

- Troy (Minneapolis-St. Paul, MN) wants to know how to pay for a wedding.

- Dave reads the Blinds.com question of the day from Danny, who wonders if his father should cancel a universal life policy.

- Dave talks about the $1,000 weekly prizes at DaveRamsey.com that are part of the Win With Money giveaway.

- Dave says we're going to do a "stupid tax" theme hour and encourages people to send in stories.

- Louis (Boise, ID) wonders how to get a mortgage since his credit score is zero.

- Dave reads the Scripture and quote of the day.

- Tiffany (Baltimore) needs to know what to do with her son’s stipend.

- Dave reads a Twitter question from Valerie, who wants to know if she should borrow from her 401(k) or get a low-interest loan to buy a car for her teenager.

- Bud (San Bernardino, CA) doesn’t know how to get his wife on board with Dave’s plan.

Hour 2: Aired on Monday, August 15, 2016

- Ellen (New York) has an unstable job situation and wonders if she needs a bigger emergency fund.

- Ashley (Knoxville, TN) is setting up an Etsy business and has a question about dealing with the interstate brand of commerce.

- Dave reads a Facebook question from Lisa, who is disagreeing with her husband about giving credit cards to their college-age kids.

- Kendra (Washington, D.C.) asks how much she should spend on her first home.

- Daniel and Eva (Fort Worth, TX) are debt-free after paying off $195,200 in five years and 10 months!

- Rudy (Houston) is a 20-year-old college student who wants to know where she should focus her spending.

- Dave talks about our new SmartVestor tool.

- Josh (Chattanooga, TN) wonders if he should refinance.

- Dave reads a Twitter question from Woodrow, who has a question about how an income REIT works.

Hour 1: Aired on Monday, August 15, 2016

- Garret (Madison, WI) wants to know if he should ditch his universal life policy and buy term life insurance.

- Nathan (Fort Dodge, IA) wonders how to incorporate an extra check into his budget.

- Dave reads a Twitter question from Christine, who asks if it's biblically wrong to settle a debt for less than is owed.

- Nolan (Salt Lake City, UT) has a question about paying off a credit card versus paying for eye surgery.

- Bryce (Seattle) wants to know if he should take advantage of a student loan reimbursement program with the military.

- Dorine (San Diego) has a problem that involves bankruptcy.

- Tim and Tara (Kansas City, KS) have done an incredible job paying off $200,700 in one year to become debt-free!

- Dave promotes the upcoming Smart Conferences in Atlanta and Houston.

- Andrea (Charleston, SC) asks about starting a new business.

- Philip (Charleston, SC) needs to know how to get rid of his car.

- Dave reads the Blinds.com question of the day from Phillip, who is worried about getting burned out on budgeting.

Hour 1: Aired on Friday, August 12

- Drew (Fort Walton Beach, FL) asks about incorporating his multi-level-marketing business as a limited liability company.

- Brittany (Greenville, SC) wonders if she should pay her car loan or student loan first.

- Bob (Salina, KS) needs to know if using his savings to pay on the mortgage is a good idea.

- Harry (Indianapolis) asks about buying a home to rent out or to live in.

- Danielle (Kansas City, MO) wants to know if it's time to leave her job.

- Kris and Anna (Myrtle Beach, SC) have paid off $118,000 in six years and are now debt-free!

- Gustavo (Tucson, AZ) has a question about cash-flowing his wife's dental school tuition.

- Chad (Birmingham, AL) wonders if he should settle old debts or let them go.

Hour 3: Aired on Friday, August 12

- Roberta (Las Vegas) and her husband are disagreeing about helping her elderly mother-in-law, who has poor spending habits.

- Dave and Jen (Milwaukee, WI) paid off $110,000 in debt in six and a half years!

- Dave reads the Blinds.com question of the day from Harold, who asks how to get started on a budget since he's behind on bills.

- Saul (Toledo, OH) needs to know about saving for a house while in Baby Step 2.

- Patrick (Temple, TX) wonders if he should invest while saving for a house.

- Dave reads the Scripture and quote of the day.

- Adam (Orlando) has a question about emergencies versus paying debt.

- L.J. (Denver) wonders how to structure a small business.

Hour 2: Aired on Friday, August 12

- Kristen (San Bernardino, CA) asks if she should continue fixing her broken-down vehicle or buy another car.

- Jared and Danielle (Sioux Falls, SD) are debt-free after paying off $83,000 in 31 months!

- Connie (Kalamazoo, MI) wonders if she should get a "lady bird deed" (enhanced life estate) for her property.

- Jonathan (Orlando) needs to know when he should move his business into a more suitable building.

- Gerald (Los Angeles) has budgeting issues.

- Stephen (Fort Smith, AR) wants to know how to invest after college.

- Adrienne (Eugene, OR) is renting from her in-laws.

- Cody (Tri-Cities, WA) asks about the liability for a small business.

Hour 1: Aired on Thursday, August 11, 2016

- Drew (Muscle Shoals, AL) and his wife are expecting a child.

- Hazel (Lexington, KY) has a son who wants to buy her condo.

- Dave welcomes guest Anthony ONeal to the studio.

- Kaylan (Denver) wonders if her 15-year-old son should pay to replace his broken cell phone.

- Scott (Decatur, IL) has a son who joined the Army, and he wonders what to do with his college money.

- Dave asks Anthony to give his best piece of advice to kids who are going back to school this month.

- Dan and Merry (Fort Worth, TX) are debt-free after paying off $109,000 in 13 months!

- John (Albany, NY) wonders if he should cash in his deferred comp and pay off his house.

- Dave reads a Twitter question where the person asks how to become a Financial Peace University coordinator.