- Susan (Abilene, TX) wants to know what percentage of her retirement income should be allocated to housing.

- Bob (Norman, OK) wonders if he should buy a house.

- Brandon (Fargo, ND) asks if owning a motorcycle is a good idea.

- Sue (Tampa, FL) wants to know in which Baby Step she should start saving for a newer car.

- Lynn (Omaha, NE) feels like a hostage to her mortgage and wonders if she should sell the house.

- Tom and Ruth (Indianapolis) are debt-free after paying off $98,000 in six years.

- Jolene (Santa Barbara, CA) asks about using retirement savings to pay down her student loan debt.

- Becky (Lexington, KY) and her husband disagree on how to help their adult daughter get back on her feet.

- Zack (Phoenix) asks if he should put his student loans first in his debt snowball since he's being sued.

- Sandra (Dallas) wants to know if her 25-year-old daughter in New York should buy an investment condo in Austin, TX.

- Dave reads the Blinds.com question of the day from Sue, who wants to make sure her adult children, who aren’t working, will not starve after she dies.

- Katrina (Alberta, Canada) needs to know if she and her husband should get individual life insurance policies or a joint/first-to-die policy.

- Kate (Tampa, FL) says her husband won't take money seriously.

- John (Dallas) asks if he should put money toward college savings or a house.

- Victoria (Bakersfield, CA) recently started a business and wonders if she and her husband should both work in it.

- Ken Coleman announces Chris Hogan and Anthony ONeal’s upcoming appearances.

- Cameron (Salem, OR) wants advice on paying off his student loans.

- Ken, Chris and Anthony discuss if it’s wise for people who start retirement investing later in life to invest more than 15% of their income.

- Ken, Chris and Anthony talk about “digital footprints” and why people, especially young people, need to be aware of theirs.

- Ken wishes Chris’ wife, Melissa, a happy birthday.

- Kathy (Chicago) needs advice on health insurance.

- Bruce (Dallas) wonders if he should sell his Jeep or pay it off.

- Chris announces the Retire Inspired Podcast, which launches on June 22.

- Jay (Lewisburg, NC) has a car payment that’s half of his take-home pay, and he wants to know if he should sell it.

- Jessica (Orlando) asks if she should use an inherited 401(k) to pay off her debts.

- Ken, Chris and Anthony answer a Facebook question about mortgages.

Hour 1: Aired on Wednesday, June 15, 2016

- Blake (Los Angeles) needs help clearing the $14,000 credit card debt his wife charged and didn't tell him about.

- Lisa (Phoenix) now realizes she can't afford the house she's building and wonders if she should walk away from it.

- Nathan (Conway, AR) needs Dave's advice for some job offers he has on the table.

- Dave reads a Facebook question from Lisa, who asks if Dave would recommend buying a new home while in debt or staying in the current home until she's debt-free.

- Nathaniel and Melissa (Carbondale, IL) are excited to scream that they're debt-free after paying off $82,000 in 42 months!

- Travis (Lake of the Ozarks, MO) just bought a home and wonders if he should sell his current one since he's about to become a father.

- Dave reads a Facebook question from Tom, who asks about waiting until he's debt-free to start a business.

- Dave encourages listeners to follow him on Twitter and rants about unwritten Twitter rules.

- Dave explains phone rules that will (or won't) get you past Kelly, our phone screener.

- Dave reads a Twitter question from Mark, who wants to know Dave's thoughts on fixed-asset annuities.

Hour 3: Aired on Wednesday, June 15, 2016

- Joanna (Steamboat Springs, CO) wants to know what investing she should be doing as a stay-at-home mom with no debt.

- Andrew (Beaumont, TX) asks if he should sell his house to a friend who has offered to buy it.

- Jennifer (Tucson, AZ) owns a co-op with her brother and has a question about renovations.

- Dave reads a Twitter question from Nancy, who wonders if renting-to-own a home is ever a good idea.

- Corey and Heather (Nashville) are debt-free after paying off $94,000 in 34 months.

- Dave reads the Scripture and quote of the day.

- Walt (Grand Rapids, MI) needs to decide what to do with a $10,000 gift from his parents.

- Phil (Chicago) is close to retirement age and asks if he should be putting the maximum of $6,500 into an IRA.

- Ray (San Antonio, TX) wonders if he should sell his house or keep it and rent it out when he moves to a new home.

Hour 2: Aired on Wednesday, June 15, 2016

- Guest hosts Ken Coleman and Chris Hogan run down the new Smart Money Tour dates for the fall.

- Erin (New York) is handling money with depression and anxiety.

- Gary (Phoenix) asks what to do with the $90,000 he's getting from his late brother's retirement account.

- Jim (Pueblo, CO) wonders if he should buy life insurance so his wife has some money, along with his pension spousal support, after he dies.

- Ken and Chris answer a YouTube question from Wendy, who wants to know how to go from dreaming about retirement to getting more information about it.

- Ken and Chris read the Blinds.com question of the day from Sarah, who needs to know if she should cash out her 401(k) to pay down her credit card debt.

- Chris and Ken talk about the new Ramsey Solutions research study, "Millennials Outperforming Older Generations In Retirement Readiness".

- Brad (Asheville, NC) asks how to allocate his 403(b).

- Ryan (Springfield, IL) wants to know if he should invest now or move out first.

- Katie (Boise, ID) wonders if she should tithe from her retirement account to avoid paying taxes on it.

- Chris and Ken answer a YouTube question from Brandon, who asks how to include his mandatory pension into the R:IQ calculation.

Hour 2: Aired on Tuesday, June 14, 2016

- Corey (New York) asks how to save for a new car.

- Jason (Louisville, KY) wants to buy a competitor's business but doesn't have the cash.

- Dave reads a Twitter question from Lori, who asks if Dave knows of any reputable online jobs for a second income.

- Tyler (Kansas City, MO) wonders how to pay off student loans.

- Blaine (Boise, ID) asks if his elderly mom should try to buy a house.

- Dave reads a Twitter question about debt in collections.

- Dave talks about the Smart Money Smart Kids class and how you can learn more about it at SmartMoneySmartKids.com.

- Calvin (Colorado Springs, CO) wonders how to handle his food budget.

- Kathleen (Sacramento, CA) wants to know how to properly sell the valuable baseball cards her sons inherited.

Hour 1: Aired on Tuesday, June 14, 2016

- David (Pensacola, FL) owes $30,000 on his truck and wonders if he should sell it.

- Dave reads the Blinds.com question of the day from Aaron, who wants to know if he should separate his personal and business debt or lump it all together.

- Nancy (Topeka, KS) has $6,700 in debt, low income, and no college savings for her 15-year-old daughter.

- Dave reads a Twitter question from Chad, who wonders if he should stop his 401(k) contributions until his debt is gone.

- Michael and Brittany (Atlanta) are thrilled to scream that they are debt-free after paying off $120,000 in three years!

- Geno (Tampa, FL) wants to know what to do with an annuity.

- Scott (Lexington, KY) needs to know what to do since banking laws are forcing a transition to his 401(k).

- Cameron (Louisville, KY) wonders how to start investing.

Hour 2: Aired on Monday, June 13, 2016

 - Steve (Louisville, KY) needs to choose between aggressively funding his retirement or putting the extra money toward the mortgage.

- David (Orlando) says his disability payment decreased because the insurance company disputed the "own occupation" clause.

- Brandon (Pittsburgh) works with his dad, who isn't handling the finances of the business well.

- Evan (Seattle) asks if he should buy a foreclosure.

- Laura (Orlando) wonders if she should put Baby Step 6 on hold to focus on Baby Step 5.

- Marsha (Jacksonville, FL) wants to know how to leave her trucking company to her kids.

- Carey and Jon (Toledo, OH) ask how to sell their upside-down car.

- Dave further explains his reasoning after Carey and Jon are off the air.

Hour 1: Aired on Monday, June 13, 2016

- Garrett (Raleigh, NC) wants to know what path he should take in college since he wants to work in real estate full time.

- Josh (St. Louis, MO) wonders how to convert a 401(k) to a Roth IRA.

- Dave explains mutual funds and encourages listeners to seek out good information.

- Dave and Kim (St. Louis, MO) are debt-free after paying off $82,000 in 41 months!

- Dave reads the Blinds.com question of the day from Pamela, who asks if it's wise to give mutual fund money to her son to pay off his student loans.

- McKenzie (Kansas City, MO) has a question about putting the house in a Chapter 13 bankruptcy.

- Erik (San Antonio, TX) asks about selling his house because of a job loss.