I Team up with Jake from Generate and John from Kauri Wealth for this essential retirement reality check that every Kiwi needs to watch.

We break down the brutal truth about retirement costs in New Zealand and why most people are nowhere near prepared for what's coming.

Key topics covered:

The new Kiwi Saver changes: 3.5% contributions in 2025, 4% by 2028

Why the $260 government contribution cut actually makes you better off

Retirement costs: $99-$1,031 per week depending on lifestyle and location

Why NZ Super probably won't exist when you retire

Generate members vs industry averages (the results will shock you)

The value of getting proper Kiwi Saver advice

How much you actually need by age 30, 40, 50, and 65

Why using Kiwi Saver for your first home might be a mistake

I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.

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