Let Us Know What You Thought Of The Episode

Welcome back to the Savvy Investor Podcast! In this episode, we bring back Lisa Elle, from Ellements Group who is renowned for her expertise in wealth and tax strategy.

Key highlights of the episode: 

• Tax Season Overview: Understanding CRA processes to avoid hasty filings is key
• Filing Challenges & Tips: Lisa advises against early filing due to CRA software delays; stresses importance of waiting for T-slips.
• Organizational Strategies: Lisa stresses the importance of starting organization post-tax season for better preparation the following year. She suggests apps like Zoho Expense and Hub Doc for receipt management.
• Seek Professional Advice: Consult with financial experts to minimize tax liabilities effectively.
• Understand Your Options: Evaluate RRSP contributions and TFSA investments based on future income scenarios.

        & more!

Learn More About Our Trusted Partner- Mogul Realty Group

The Mogul Team has strong roots in both Edmonton, Alberta and Vancouver, British Columbia. Collectively the team owns well over 500 doors worth of investment Real Estate in both cities. We walk the investor walk and that passion for investing has led us to serve investors across Western Canada.

Would you like to learn more? Visit:
https://thesavvyinvestor.ca/mogul-realty-group

Savvy Investor Links:
 
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our FREE Savvy Investor Facebook Community:  https://www.facebook.com/groups/341243106757064

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

Let Us Know What You Thought Of The Episode

Welcome to the Savvy Investor Podcast. In today’s episode we have Hannah Hammond of HB Capital, who transitioned from financial difficulties to becoming a real estate magnate.

Guest Introduction:

• Hannah started her journey in Arizona, diving into real estate at 18 after being inspired by the potential for financial freedom.

Key Highlights:

• Early Success: Jump-started her career with the commercial real estate, managing a $1 million listing at just 18.
• Diverse Portfolio: Shifted focus to storage units, small bay industrials, and multifamily properties, adapting to market changes including the pandemic.
• Entrepreneurial Journey: Converted challenges into opportunities, using setbacks as learning experiences.
• Learning and Capital Insights: Emphasizes ongoing education and relationship-building in raising capital, initiating a debt fund based on trust.
• Investment Philosophy and Advice: Focuses on integrity and hard work to build trust within the investment community.
• Manage your funds: Implements a strict vetting process prioritizing asset quality and borrower reliability to safeguard investments.
  & more!

Tune in to hear how Hannah Hammond leverages her experiences to offer practical advice for thriving in real estate investment.

Learn More About Our Trusted Partner- Ellements Group

Ellements Group offers real estate investors like you the peace of mind that comes from their insightful, full-team approach to financial coaching, holistic financial planning and managing your entire financial picture, not just your portfolio.

Would you like to learn more? Visit:
https://thesavvyinvestor.ca/ellements-financial-group

Savvy Investor Links:
 
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our Savvy Squad Community for 30 Days Absolutely FREE!
https://thesavvyinvestor.ca/join

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

Let Us Know What You Thought Of The Episode

In this episode, we are joined with Daniel Foch, a notable real estate expert and podcast host.

Key highlights discussed in this episode:

Top Points:

1. Economic Insight:

• Importance of political, pricing, and rate trends in real estate.

2. From Family Biz to AI Innovator:

• Daniel's evolution and the influence of AI at Valerie.ca on real estate.

3. Data: The Real Estate Advantage:

• Emphasizes thorough data analysis for smarter investing.

4. Market Outlook:

• Discusses challenges and opportunities in the current and coming year.

5. Investment Tactics:

• Importance of adaptable financial models and maintaining liquidity.

& more!


Learn More About Our Trusted Partner-  Barr LLP

Barr LLP is a full service law firm based in the Province of Alberta with a broad range of practice areas to assist all clients. Their Commercial and Residential Real Estate and Finance team helps new and experienced clients navigate the world of real estate investing in an easy and open manner.

Would you like to learn more about Barr LLP or get in touch with them? Visit: https://thesavvyinvestor.ca/barr-llp 

Savvy Investor Links:
 
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our FREE Savvy Investor Facebook Community:  https://www.facebook.com/groups/341243106757064

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

Let Us Know What You Thought Of The Episode

In this episode of the Savvy Investor Podcast, we welcome Donna Cook. Donna is highly recognized in our real estate community for her extensive experience and knowledge in real estate investing, particularly in rent-to-own strategies. 

In this episode we discussed: 
- Introduction to Rent-to-Own

• Donna's Background: From flipping houses to long-term rentals, multi-family units, cottage building, duplex conversions, and ultimately focusing on rent-to-own.

- Why Rent-to-Own?

• Stability & Strategy: Offers stability over typical tenant management issues; clear exit strategy from the start.
• Tenant First Approach: Focuses on finding suitable tenants before acquiring property.

- Understanding Tenant Profiles

• Ideal Candidates:
• Individuals unable to qualify for mortgages due to insufficient down payment or credit issues.
• New immigrants or self-employed individuals needing time to establish financial history.

- Benefits Over Traditional Renting

• Pride Of Ownership Encourages Better Property Care
• Fixed Future Purchase Price Provides Predictable Investment Returns

- & more!

Learn More About Our Trusted Partner - Front Lobby

FrontLobby is a platform designed for Landlords, Property Managers, and Renters. Our mission is to improve the rental industry for everyone. We believe in creating a win-win scenario where Housing Providers and Renters prosper.

Would you like to learn more?
Visit: https://thesavvyinvestor.ca/front-lobby

Savvy Investor Links:
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor   

Join our Savvy Investor community: https://www.facebook.com/groups/thesavvyinvestor

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

Let Us Know What You Thought Of The Episode

In this podcast episode podcast, we are joined by a remarkable guest, Robert Gauvreau from Gauvreau Accounting Tax Law and Advisory. 

As one of North America's leading CPA firms, Robert brings an unparalleled wealth of knowledge in business finance and tax planning.


Key Topics Discussed:
- Real Estate Investing Insights: Understanding how real estate investors can transform into successful entrepreneurs through strategic financial management.
- Business Structure & Tax Planning:

• Importance of structuring your real estate investments for optimal tax benefits.
• The difference between personal ownership and incorporation for property investment.
• Strategies like setting up multiple corporations for better tax efficiency.

- Scaling Your Business:

• Overcoming obstacles in business growth by implementing effective systems and structures.
• The significance of projections and budgeting in maintaining sustainable growth.

- Financial Clarity & Control:

• How understanding your numbers is crucial for scaling any business successfully.
• Encouragement for entrepreneurs who feel behind on their finances—it's never too late to gain control!

- & More!

Learn More About Our Trusted Partner- Equiton

Proudly Canadian-owned and operated, Equiton is a leading private equity firm that delivers notable returns for investors. We believe in making private real estate investing accessible to all Canadians and providing easy access to all types of investment-grade real estate through our proven high-performing investment solutions. We offer true diversification, full transparency, and all the benefits of real estate investing without the difficulties of financing, tenant management, building maintenance or project management.

Would you like to learn more? Visit:
https://thesavvyinvestor.ca/equiton


Savvy Investor Links:
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our Savvy Squad Community for 30 Days Absolutely FREE!
https://thesavvyinvestor.ca/join

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

Let Us Know What You Thought Of The Episode

In this episode we are joined with Melanie Robinson, our Savvy Investor Mindset Coach. With over 15 years of experience, Melanie has helped many individuals transform their lives through her unique approach to goal achievement and emotional connection. In this episode and to bring in the new year we talked about:

Emotional Connection to Goals

• Importance of emotional connection with goals
• Visualization techniques: Imagining success in the present
• Motivation strategy: Envisioning year-end celebrations of achievements

Creating Effective Habits

• Maintaining motivation beyond initial enthusiasm
• Developing a morning routine with visualization exercises
• Making and committing to decisions about your year

Overcoming Challenges & Burnout

• Acknowledging potential burnout from work-life balance
• Strategies for maintaining mental clarity:
  • Journaling
  • Exercise routines

Practical Tips for Sustaining Success Throughout the Year

• Decision Making: Consciously decide this will be "your" successful year
• Morning Routine: Incorporate SAVERS method
  • Silence
  • Affirmations
  • Visualizations
  • Emotional Engagement: Regularly connect with the feeling of achieving goals

& more!

Savvy Investor Links:

Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our Savvy Squad Community for 15 Days Absolutely FREE! https://thesavvyinvestor.ca/join

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

Let Us Know What You Thought Of The Episode

As we close out the year, it’s a great time to reflect, set priorities, and create a clear path for what’s next. In this Christmas episode of *The Savvy Investor Podcast*, Michael Ponte, founder of Savvy Investor, walks you through how to prepare for a strong start to the year. 

What’s covered in this episode: 

Reflection: 
Look back on the past year with purpose. Michael discusses how to recognize what worked, learn from what didn’t, and use those insights to guide your decisions moving forward. 

Refocus: 
Distractions and uncertainty are constant, but they don’t have to derail your plans. Michael explains how to reconnect with your goals, focus on what you can control, and avoid being influenced by fear or outside noise. 

Resilience: 
Challenges are inevitable, but how you handle them is what counts. Michael shares strategies to adapt when circumstances change and stay on track with your long-term vision. 

Your New Year Challenge: 
Michael wraps up with a call to action: set a meaningful financial goal, tackle a fear or obstacle, and commit to taking steps toward the results you want in the new year. 

This episode is all about practical advice to help you step into the new year with focus and intention. If you’re serious about making progress, this episode is one you won’t want to miss.


Learn More About Savvy Squad To Kick Start Your Year Off Right:
https://thesavvyinvestor.ca/squad-up/

Other Savvy Investor Links:
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

Let Us Know What You Thought Of The Episode

In this episode, host Michael welcomes Viler Lika from SingleKey to discuss rent collection and tenant management challenges faced by landlords, particularly in Ontario.

Key Points

- Introduction to Viler Lika & SingleKey - Viler Lika’s background as founder and CEO of SingleKey and the impact of COVID-19 on rental market risks
- Landlord Challenges including increasing issues at the landlord tenancy branch and financial impacts of tenant non-payment
- SingleKey's Solutions including tenant screening services such as credit checks and background verification as well as rent collection tools and payment reporting to credit bureaus
- Single Key’s Rent Guarantee Program which protects against financial loss from unpaid rent (up to 1 year) and covers legal fees and property damages
- Tenant Screening Insights including importance of thorough screening and AI-assisted document verification
- & more!

Learn More About Our Trusted Partner- Power Team

Power Team, led by REALTOR® Sean Power, is a real estate company with a strong focus on real estate investment. We have a wealth of knowledge and expertise in the industry, having personally purchased multiple investment properties in New Brunswick and helping countless clients achieve their real estate dreams.

Would you like to learn more?
Visit: https://thesavvyinvestor.ca/power-team-realty

Savvy Investor Links:
 
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our FREE Savvy Investor Facebook Community:  https://www.facebook.com/groups/341243106757064

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions.

Let Us Know What You Thought Of The Episode

In today’s episode, we are joined with Carina Guzman, known widely in the real estate investing space, particularly for her expertise in land development. Carina has been a prominent figure in the real estate industry for 15 years, specializing in land development. Based primarily in Ottawa and surrounding areas, she has transitioned from transit-oriented developments to larger subdivision projects focused on community building.

Key Discussion Points:
- Carina's Land Development Strategy and her transition from low-density projects near transit lines to high-rise buildings and now into master-planned communities.
- How Carina got started with real estate investing by using buy-and-hold strategies at age 22 before moving into land development.
- Carina’s lessons learnt in real estate including buying right and ensuring you're purchasing property at its true value rather than inflated prices due to "development potential.
-How Carina’s project manager were transferable to managing land developments and how this strategy fit her lifestyle better than other forms of real estate investment.
- & more!

Learn More About Our Trusted Partner- Front Lobby

FrontLobby is a platform designed for Landlords, Property Managers, and Renters. Our mission is to improve the rental industry for everyone. We believe in creating a win-win scenario where Housing Providers and Renters prosper.
Would you like to learn more?

Visit:
https://thesavvyinvestor.ca/front-lobby

Savvy Investor Links:
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our FREE Savvy Investor Facebook Community:  https://www.facebook.com/groups/341243106757064

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial 

Let Us Know What You Thought Of The Episode

In this episode we chat with Glen Sutherland, a Canadian investor who's been making waves by investing in the U.S. real estate market. Discover why many Canadians are looking south of the border for greener pastures and learn about Glenn's journey from Ontario to successful ventures across various U.S. states.

Key Points Discussed:
- Introduction to Glenn Sutherland including his background on starting with real estate investments in Ontario and transition to the US market
- Challenges of investing locally including limitations of personal mortgage qualifications in Canada as well as rising property prices and stagnant rent growth due to controls
- Advantages of U.S. real estate markets such as commercial-like lending practices focusing on project viability over personal creditworthiness
- Market selection process and the importance of understanding sub-markets, school zones, and crime rates in the U.S and conducting thorough due diligence using tools like Google Trends, Zillow, etc.
- Building a team before Investing and how establishing relationships with property managers and contractors before purchasing properties is key
- Strategic planning & execution as well as setting up corporate structures tailored to specific state tax regulations after confirming market viability
- & more!

Learn More About Our Trusted Partner- Mogul Realty Group

The Mogul Team has strong roots in both Edmonton, Alberta and Vancouver, British Columbia. Collectively the team owns well over 500 doors worth of investment Real Estate in both cities. We walk the investor walk and that passion for investing has lead us to serve investors across Western Canada.

Would you like to learn more? Visit:
https://thesavvyinvestor.ca/mogul-realty-group

Savvy Investor Links:
 
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor
Join our FREE Savvy Investor Facebook Community:  https://www.facebook.com/groups/341243106757064

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.