In this episode of The Grass is Greener, Tim welcomes Evguenia Rutkowski, a passionate financial adviser specialising in retirement and pre-retirement planning. Evguenia shares her insights on superannuation strategies, especially for women navigating financial transitions like divorce or late-career planning.
Key Topics Covered:
- Why superannuation matters—especially for women
- Salary sacrifice vs. personal deductible contributions
- Catch-up contributions and how MyGov helps track them
- Transition to retirement strategies: reducing hours, paying off debt, and boosting super
- Non-concessional contributions and in-specie transfers
- The importance of personalised projections and holistic financial advice

Connect with Evguenia:https://www.linkedin.com/in/evguenia-rutkowski-aba419a3/Park Lane Advice Group:
https://parklaneadvicegroup.com.au/