The Wealth Shift

Ben and Bergs break down the 5 stages of personal finance, from surviving to thriving and how to move between them.

Whether you're just getting on top of your bills or already building long-term wealth, this step-by-step framework shows you where you're at, where you’re headed, and how crypto fits into your bigger financial strategy.

They cover:

- The 5 stages of financial growth (from stability to legacy)

- How to identify which level you’re at and what’s holding you back

- Using crypto as a tool (not the whole game plan)

- Why compounding isn't linear and how to make it work in your favour

- The mindset and systems required to grow from consumer to investor

This is a must-listen if you're serious about wealth, time freedom, and using crypto to build a better life.

Key Takeaways:

- Most people misjudge where they are on the personal wealth ladder

- Crypto is a powerful tool—but only one piece of a bigger financial plan

- Compounding accelerates over time, especially when paired with systems

- Your goals and income strategy must evolve at each level of the ladder

- The real flex isn’t trading—it’s freedom, stability, and long-term security

#crypto #portfolio #wealthbuilding

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!

📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/💻

If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/

🎙 Podcast Links:

Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403

Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd

👉 Connect with us:

Twitter

Ben: https://twitter.com/bensimpsonau

Bergs: https://twitter.com/BabyBackBerg

Linkedin

Ben: https://www.linkedin.com/in/bensimpsonau/

Bergs: https://www.linkedin.com/in/aberghuber/

———

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.The viewer should always:1. conduct their own research;2. never invest more than they are willing to lose; and3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

In this episode of the Ben and Bergs Podcast, Ben and Bergs draw on over 8 years of experience and three full crypto cycles to share the 12 most important lessons every time-poor business owner should know when building a crypto portfolio.This isn’t a trading masterclass or degen playbook, it’s a framework for busy professionals who want long-term wealth without being glued to their screen. They cover everything from building conviction and filtering hype, to understanding market cycles, macro drivers, and sell strategies.Together, they break down:Why bull markets are harder than bear markets (and how to survive them)How to avoid the trap of overexposure to risky altcoinsThe role of macro liquidity and global risk cycles in cryptoHow to build, rebalance, and manage a portfolio while running a businessWhy most people fail to take profits—and how to do it differentlyIf you're a business owner or professional with a growing portfolio, this episode is packed with practical insights to help you protect your gains, stay informed, and grow smarter in this bull market.🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/🎙 Podcast Links:Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd👉 Connect with us:TwitterBen: https://twitter.com/bensimpsonauBergs: https://twitter.com/BabyBackBergLinkedinBen: https://www.linkedin.com/in/bensimpsonau/Bergs: https://www.linkedin.com/in/aberghuber/———Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.The viewer should always:1. conduct their own research;2. never invest more than they are willing to lose; and3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

In this episode, Ben & Bergs dive into personal finance and investing, breaking down how to take control of your money, structure your investments, and build long-term wealth. Ben shares his recent financial turnaround and how treating his personal finances like a business has completely changed his approach. Bergs explains simple wealth-building systems that anyone can set up in under an hour.

Key Takeaways:

- Treating personal finances like a business creates clarity and control.

- The all-or-nothing mindset can hold you back from long-term wealth.

- Simple automation and investing strategies remove stress and build security.

-Having a clear financial goal is key to sustainable success.

- Diversification and long-term thinking outperform risky short-term bets.🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/🎙 Podcast Links:Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd👉 Connect with us:TwitterBen: https://twitter.com/bensimpsonauBergs: https://twitter.com/BabyBackBergLinkedinBen: https://www.linkedin.com/in/bensimpsonau/Bergs: https://www.linkedin.com/in/aberghuber/———Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.The viewer should always:1. conduct their own research;2. never invest more than they are willing to lose; and3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

In this episode, Bergs sits down with Professor Fiona Wood and Dr. Dale Edgar, two pioneers in burn treatment and rehabilitation. Fiona, a world-renowned plastic surgeon and creator of spray-on skin technology, has transformed the way burns are treated globally. Dale, a leading burns rehabilitation specialist, has redefined patient recovery through early mobilisation strategies that improve long-term outcomes.Together, they discuss:- The evolution of burn care and the science behind faster recovery- Cutting-edge research into regenerative medicine, AI, and data-driven treatment- The role of exercise, resilience, and mindset in rehabilitation- How multidisciplinary teams are shaping the future of healthcare- A vision for making burn surgery obsoleteThis conversation explores the intersection of science, innovation, and leadership, offering insights that extend beyond the medical field.Key Takeaways:- Early movement leads to better recovery and reduced scarring- Future treatments could replace surgery with bioengineered skin and AI-driven care- Data and research are transforming burn treatment and patient outcomes- A multidisciplinary approach is key to medical innovation and progress- The Fiona Wood Foundation is seeking data scientists, researchers, and funding to advance their work🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/🎙 Podcast Links:Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd👉 Connect with us:TwitterBen: https://twitter.com/bensimpsonauBergs: https://twitter.com/BabyBackBergLinkedinBen: https://www.linkedin.com/in/bensimpsonau/Bergs: https://www.linkedin.com/in/aberghuber/———Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.The viewer should always:1. conduct their own research;2. never invest more than they are willing to lose; and3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

Ben and Bergs break down the recent crypto market sell-off and why investor sentiment is at its lowest since the FTX collapse. They dive into the stock market’s massive $4.5 trillion decline, Bitcoin’s 30% pullback, and why these corrections aren’t unusual in bull markets. They also highlight why institutional players and big investors are scooping up assets while retail investors panic-sell. If you’re wondering whether the bull run is over, this episode is a must-listen!Key Takeaways:- Market Sentiment is at Extreme Fear: The Fear & Greed Index hit lows not seen since the Luna & FTX crashes.- Crypto is Not Broken, It's a Macro Issue: Stock markets are also down trillions, showing this is a broader market trend.- Institutional Investors Are Buying: Big players like BlackRock and even the U.S. government are accumulating Bitcoin.- Corrections Are Normal in Bull Markets: Bitcoin has seen multiple 25-30% pullbacks in previous bull cycles.

In this episode, we chat with Benny Scarf, the Instagram sensation who’s built a 200K+ following by betting five cents for every follower he has. We dive into how he’s making money without being a professional gambler, his affiliate marketing strategy, and why authenticity and consistency have been key to his success.

We also discuss handling haters, the future of gambling content, and whether he’ll take his brand to the booming U.S. betting market. Plus, we get a live bet reveal for today’s races.

Key Takeaways:

1. Personal brands grow fast but they’re hard to sell.

2. Affiliate marketing > betting for making money.

3. Haters fuel engagement, free marketing at its best.

4. If you post every day for 6 months, you will grow.

In this episode, Ben and Bergs break down the major shifts happening in the crypto market and why Ben has made changes to his portfolio.

The idea that a rising tide lifts all boats isn’t holding up this cycle, with liquidity shifting toward top assets while lower caps struggle. With 400,000 new tokens launching every week and macro conditions delaying the bull run, it’s time to rethink strategy.

Ben shares what he’s doubling down on, what he’s cutting, and how he’s positioning for what’s ahead.

Takeaways

1. The market isn’t moving like past cycles, adjustments are necessary.

2. Liquidity is shifting toward top assets while lower caps struggle.

3. A strong portfolio allocation is key to long-term success.

Ben and Bergs break down revenue vs. profit and why most business owners get it wrong. They share how to track financial health, avoid common mistakes, and scale profitably.A lot of people chase big revenue numbers, but the real game is profit. You can have a $10M business and take home less than someone doing $3M. Revenue is vanity, profit is sanity, and cash is king. It’s all about understanding your numbers, optimizing for the right metrics, and building a business that actually puts money in your pocket.Revenue doesn’t matter if your business isn’t profitable.Scaling too fast without profitability leads to major financial risks.Knowing your numbers and cutting inefficiencies is key to long-term success.

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/🎙 Podcast Links:Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd👉 Connect with us:TwitterBen: https://twitter.com/bensimpsonauBergs: https://twitter.com/BabyBackBergLinkedinBen: https://www.linkedin.com/in/bensimpsonau/Bergs: https://www.linkedin.com/in/aberghuber/———Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.The viewer should always:1. conduct their own research;2. never invest more than they are willing to lose; and3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

In this episode, Ben sits down with Olympian and founder of Equil Labs, Tori West. From what's like to be an Olympic athlete and the experience of Paris 2024 through to Tori's crypto journey and how the two are intrinsically linked, join us for this episode of Ben and Bergs, out now.

Takeaways

1. Performance as an athlete and performance as a business founder and owner are intrinsically linked

2. Look deeper into blockchain and what it's about rather than chasing $$ and it will give you the longevity to keep going

3. Tori West can be found on TikTok and Instagram @toriwest__, and her business website isequil.io

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!

📧 Join the Collective Shift newsletter for weekly crypto insights:https://collectiveshift.io/newsletter/

💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📺 YouTube: https://www.youtube.com/@benandbergs

🎙Podcast Links:

Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-|-crypto-business-sports/id1629581403

Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd

👉Connect with us:

Twitter

Ben & Bergs: https://twitter.com/benandbergs

Ben: https://twitter.com/bensimpsonau

Bergs: https://twitter.com/BabyBackBerg

LinkedIn

Ben: https://www.linkedin.com/in/bensimpsonau/

Bergs: https://www.linkedin.com/in/aberghuber/

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.

Looking to start your own business? In this episode, Ben and Bergs are sharing their tips, key lessons and insights to help you on your journey. From the ground up, whether you are looking to grow your side hustle, start an online business or become a powerhouse CEO, this is the episode for you.

Takeaways

• The initial start-up period of a business is super tough and you will face a lot of challenges. It is important to keep a job/income during that phase

• As a business owner, you want to be across all areas of the business. Sales and Marketing are key cogs of a business - as a founder you need to know how to sell and who to sell to and at what price and THEN you can outsource to contractors

• Determine what your superpower is as the business owner/CEO - focus on the things only YOU can do in the business and do as much as you can on that
• Get a mentor!

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!

📧 Join the Collective Shift newsletter for weekly crypto insights:https://collectiveshift.io/newsletter/

💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📺 YouTube: https://www.youtube.com/@benandbergs

🎙Podcast Links:

Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-|-crypto-business-sports/id1629581403

Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd

👉Connect with us:

Twitter

Ben & Bergs: https://twitter.com/benandbergs

Ben: https://twitter.com/bensimpsonau

Bergs: https://twitter.com/BabyBackBerg

LinkedIn

Ben: https://www.linkedin.com/in/bensimpsonau/

Bergs: https://www.linkedin.com/in/aberghuber/

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.