this is property

Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property.

Want clarity on your property situation? Book a clarity call with John here

Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.com

Need a mortgage broker? Connect with the Sphere Home Loans team here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

A good building and pest report can save you from costly surprises before you purchase your new home. In this episode, Em chats with Phil Guildea from Buy Wise Inspections about the ins and outs of building and pest inspections, touching on how to choose a reliable inspector, the importance of thorough reports, defects and issues like mould, asbestos and restumping and why you should be wary of shiny new renovations.

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In this episode John sits down with his wife, Amy Pidgeon, to talk about the journey of building their dream home. From the initial vision shaped by Amy’s lifelong passion for homes to navigating the challenges of custom builds, Amy unpacks the process of their knock-down rebuild experience. She shares the choices she made when it came to balancing aesthetics and practicality, making budget-conscious choices and some helpful tips for anyone considering building their dream home. The episode touches on:

👉🏾 balancing trends with long-term appeal

👉🏿 deciding to knock down and rebuild vs renovate existing

👉🏻 make design choices around lifestyle vs resale value

👉 choosing a team: why Amy went with a draftsperson over an architect

👉🏼 handling budget constraints during the build

👉🏽 prioritising structural quality over trends

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In this episode, John chats with Marcus Davidson, buyer's agent at Envisage Property. John and Marcus dive into the ins and outs of negotiating your next investment property—from understanding market trends and comparable sales to building rapport with agents and getting the best terms for your deal. Whether you're an experienced investor or a first-timer, this episode is packed with insights to help you take action confidently.

Need a buyer's agent in your corner? Check out how John and his team can help: www.envisageproperty.com.au

Want to know more about John's 8 point investing strategy? Check out his book, Sort Your Property Out & Build Your Future

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

There's A LOT that goes into purchasing a home so if you're feeling overwhelmed with the idea or process of it - you're not alone! In today's episode Emily walks through the key stages of purchasing a home along with some tips and bits of advice from her experience as a professional buyer's advocate.

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today’s episode, John chats with financial adviser Alex Luck from Everest Wealth about the Perth property market. They dive into whether the Perth market is still going strong, how the relationship between financial planners and buyer’s agents works, and what investors should consider when looking at Perth’s current real estate trends. They touch on:

👉🏾 how Perth’s property market has evolved in the past few years

👉🏼 why low supply and high demand are driving rapid sales

👉🏻 what financial planners and buyer’s agents bring to the table

👉 what investors should consider as Perth’s boom continues

👉🏿 how rent and wage growth are impacting the market

Learn more about Everest Wealth: https://everestwealthgroup.com.au

Need a property professional in your corner? Check out how John & Emily can help 👇

John's buyer's agent website: https://www.envisageproperty.com.au

Emily's website: https://emilywallace.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode John and Emily discuss property values around the country and which locations have seen better growth over the years, plus answer listener questions around:

👉🏻 getting a pre-approval before or after an income drop

👉 downsizing: things to consider if buying before you sell

👉🏼 99-year leases - yes or no?

👉🏽 struggling to part with the family home

👉🏾 joint investment ownership and tax

👉🏿 apartment investment property tips and considerations

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Emily and John tackle a common homeowner question: should you use the equity in your current home to invest, or sell and upsize? They dive into the pros and cons, share strategies for building wealth, and offer advice for young families planning ahead. The episode touches on:

👉🏾 use equity or sell: what’s the right move?

👉🏿 saving for an upsize vs investing in property

👉🏻 balancing wealth creation with lifestyle

👉 why planning ahead is crucial when forming your property strategy

👉🏼 the importance of knowing your risk tolerance

👉🏽 how to make your current home work for longer

Need a sounding board for your property situation? Book a clarity call with John here

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

Today's Q&A episode is jam packed with some awesome questions from our community! John & Em chat about:

👉🏿 some upsizing scenarios - using equity, buying new vs established and selling vs turning PPOR into an investment

👉🏻 what does it mean to avoid overcapitalising?

👉 property strategy when your partner owns a PPOR

👉🏼 building and pest reports when buying in strata

👉🏽 ownership structures to consider when you've maxed out lending in your own name

👉🏿 pros and cons of setting up PAYG for investment property

👉 pros and cons of having a positively geared property

👉🏻 estimating an emergency fund for your investment property

Interested in a clarity call with John? Book here

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

Mortgage broker Rachelle Kroon joins John in today's episode to unpack the current lending landscape and discuss two hot topics, discretionary trusts and reverse mortgages.

Check out John's book, Sort Your Property Out & Build Your Future: https://amzn.to/4d0ljdu

Connect with Rachelle and the team at Sphere Home Loans at: https://www.spherehomeloans.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.