In this episode of the Loan Officer Breakfast Club, Michael Prieto breaks down a game-changing opportunity for loan officers working with FHA borrowers. His organization, Attainable Housing Advocates, runs a national program called HOPER that provides borrowers with up to $13,000 in post-closing funds — and it's not a grant, a loan, or down payment assistance. There are no credit score, income, or first-time buyer restrictions, and the money can be used for closing costs, rate buy-downs, or even paying off debts like auto loans.

The best part? It's designed to help borrowers build real savings, receive financial mentorship, and even install solar power — all while boosting your funded volume with higher loan amounts. If you're looking to stand out from other LOs and bring real value to your clients, this is a program worth knowing inside and out.

To learn more or get involved, reach out to Michael Prieto directly: [email protected]

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