February 11, 2025

THRIVE With Hard Money Lending and Scale Your Airbnb Empire (Here's How!) | David Little

35 minutes

Can hard money lending and short-term rentals be the ultimate power duo?

In this episode of The Smart Stay Show, We sit down with David Little, co-founder of Crown Capital Resources, to explore how savvy investors are using short-term rentals as a game-changing exit strategy.

We dig into DSCR loans, the Burr method for vacation rentals, and how tools like AirDNA are influencing lending decisions. David shares insider tips on leveraging your property’s equity and why guest experience is more critical than ever in competitive markets like Austin.

Plus, we discuss the opportunities—and challenges—of hard money lending for short-term rental hosts. Whether you're looking to refinance, scale, or simply understand the numbers, this episode is packed with actionable advice.

Things we discussed in this episode:

The intersection of hard money lending and short-term rentals

How clients are using short-term rentals as an exit strategy for flips or refinancing

The emergence of secondary lenders willing to consider AirDNA data for underwriting

The application of the Burr method to vacation properties

Understanding debt service coverage ratio (DSCR) loans and how they differ from traditional financing

The role of AirDNA data in the underwriting process and its limitations

The niche lending product offered by Crown Capital Resources, allowing investors to tap into equity quickly

The importance of differentiation and guest experience in competitive short-term rental markets

David Little's investment in the short-term rental management company Cribs and the insights he's gained

Strategies for optimizing rental income, such as marketing tactics and understanding operating expenses

Get in touch with David:

Email - [email protected]

Website - https://crowncapitalresources.com/

#SmartStayShow #realestate #realestateinvestor #realestateagent #RealEstateInvesting #HardMoneyLending #BRRRRMethod #DebtServiceCoverageRatio #AirDNAData #EquityTapping #MarketDifferentiation #GuestExperience #ShortTermRentalManagement #RentalIncomeOptimization

Follow Us!

Join Jason Muth of Prideaway Stays and Straightforward Short-Term Rentals and Real Estate Attorney / Broker Rory Gill for the first episode of SmartStay Show!

Following and subscribing to SmartStay Show not only ensures that you'll get instant updates whenever we release a new episode, but it also helps us reach more people who could benefit from the valuable content that we provide.

SmartStay Show Website and on Instagram and YouTube

Prideaway Stays Website and on Facebook and LinkedIn

Straightforward Short-Term Rentals Website and on Instagram

Attorney Rory Gill on LinkedIn

Jason Muth on LinkedIn

Hospitality.FM

SmartStay Show is part of Hospitality.FM, a podcast network dedicated to bringing the best hospitality-focused podcasts to those in and around the industry, from Food + Beverage, Guest Experience, Diversity & Inclusion, Tech, Operations, Hotels, Vacation Rentals, Real Estate Law, and so much more!

...more

View all episodes

By Airbnb Superhost Jason Muth + Rory Gill

4.9

4040 ratings