Have you ever wondered how some investors manage to keep buying property after property, while others get stuck?

In this episode of the No BS with Birchy podcast, Nathan is joined by Sumit from Zinger Finance and Ridhwan from OnePath Accountants to talk about borrowing strategies, borrowing through trusts and optimising your borrowing capacity in ways the banks won't tell you about.

Show Notes 02:20 – What is borrowing capacity? 05:43 – How do banks determine your borrowing capacity? 07:48 – What would be the average income for a borrower? 10:07 – Buying in your personal name vs trusts 14:02 – What is infinite borrowing capacity? 19:55 – Why the structure of the trusts is important 22:28 – Tips from a Broker 28:00 – Every strategy is different for different people 34:40 – It's important to look at whole landscape 38:36 – You need to look at your current position 40:06 – Is lending sequencing more important? 45:02 – Pros and cons of trusts 52:30 – Where do you see the future of borrowing? 57:15 – What's one thing you wished more people knew? 1:06:35 – There's a lot of value in the diversity of a Broker

If you would like help assessing your lending strategy or setting up a trust, contact Zinger Finance or OnePath Accountants below: https://zingerfinance.com.au/financial-health-check/https://www.onepathaccountants.com.au/#contact

Make your move on your property journey today: https://binvested.com.au/contact-us/

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