Over 90% of Kiwi workers now use AI, but most companies haven't provided official tools yet. Mikey and I break down what's really happening and what's coming next.

We cover the productivity gap where employees are much faster than their bosses realise, using AI for everything from drafting reports to summarising legal briefs in seconds. We explore why GDP hasn't grown despite this AI boom, the jobs that will disappear versus those that will thrive, and whether Universal Basic Income is the answer or just creates more problems.

The arbitrage opportunity exists now, but once everyone has access to AI, no one has an advantage. The window is closing.

Luke and Mikey discuss the investment bubble around AI (everything gets "AI" added to the name and stock prices explode), why some businesses will get crushed while others use AI to become more efficient, and the importance of focusing on what you can control rather than getting distracted by shiny objects.

The world is changing fast. The question is: are you adapting or getting left behind?

Find Mikey:

https://guardiansmith.co.nz/

https://instagram.com/officialmikeysmith

Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.

Stuck? Find Amy : [email protected]

Instagram: https://www.instagram.com/amy.levridge

Website: https://www.levridge.co.nz

Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

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