In this episode of the Loan Officer Breakfast Club, Steve Kyles and Carl White challenge loan officers to stop playing small and start planning big for the next 90 days. With only 33% of the year left, they ask one powerful question: "Where do you want to be in your business 90 days from now—with zero limitations?"

But this isn't just about goal-setting. It's about taking action. Steve breaks down the real reason most LOs don't hit their targets—it's not about knowing how to do it, it's about identifying what would need to be different to get there. Carl shares a practical, pen-and paper strategy for unlocking 20 ways to generate daily referrals and hit your volume goals consistently.

If you want to finish the year strong, watch this now and start mapping out your success.

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