Who are some of the key individuals that have set housing policy over the past five decades, leading us into this situation.

'this situation' being what it may be to you personally

IE

Profitable

Challenging

Devastating

Or somewhere in between.

Should we call them out? By name, or by political party?

You may want to, but I'm not sure there's any point.

Housing hasn't been a political issue, not really, because nearly every level of government in every city, province, and nationally, has gone through a right swing and left swing and all the while prices have marched steadily upward.