00:00 – Intro 
00:22 – You’re Not That Economically Valuable 
01:09 – You Have an Income Ceiling (And Expenses Keep Rising) 
01:48 – At the End of the Month You Have No Money Left 
02:53 – Your Lifestyle Is Above Your Pay Grade 
04:10 – Your Money, Time, and Energy Go to Entertainment, Not Education 
05:31 – You Have No Money for Emergencies 
05:54 – You Wish You Were Rich, But It’s Not Urgent Enough 
06:46 – You Think All Rich People Are Evil 
07:21 – You Think the Non-Evil Ones Got Lucky 
08:17 – Your Future Income Is Already Spent 
09:00 – You Don’t Own Assets That Grow While You Sleep 
09:40 – You Think Investing Is Just Gambling 
10:24 – You Don’t Track Your Net Worth 
11:18 – Your Benchmark Is Your Broke Echo Chamber 
12:14 – You Never Took a Big Enough Risk 
14:04 – Bonus: The Two Switches That Change Everything

 

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