In this episode of the Loan Officer Breakfast Club, Owen Lee breaks down why now is the time to lock loans before the government reopens. With critical reports like jobs data, CPI, and PPI all pending release, the market is effectively flying blind—and once the floodgates open, volatility is almost guaranteed.

Owen explains why bonds tied to higher rates (like 7%) aren't moving and how savvy loan officers can take advantage of market movement in lower-rate bands. He also shares how minimal price adjustments can dramatically lower rates and boost borrower interest, especially around the magic 6% mark. If you're serious about locking smart and selling more effectively, this episode delivers actionable insights you don't want to miss.

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